globelink travel insurance uk

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Reviews 3.8.

1,061 total

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It’s very user friendly to renew yearly…

It’s very user friendly to renew yearly and I am happy to know that I will be entirely covered during my travels

Date of experience : 23 June 2024

Reply from Globelink Travel Insurance

Thank you for sharing your experience! We're thrilled to hear that you find our yearly renewal process so user-friendly. It's wonderful to know that you feel secure and fully covered during your travels. Your peace of mind and satisfaction are incredibly important to us. We truly appreciate your continued trust and support. Wishing you many safe and memorable journeys ahead!

Great company

So easy to purchase. The lady I dealt with was so good and efficient.

Date of experience : 21 June 2024

Thank you for your kind words! We're thrilled to hear that you had such a smooth purchasing experience. It's wonderful to know that the lady you dealt with was so good and efficient. We take pride in our team's dedication to providing excellent service. Your satisfaction means the world to us. Wishing you many safe and enjoyable travels ahead!

Peace of mind,reliable and an excellent…

Peace of mind,reliable and an excellent choice of options.

Date of experience : 19 June 2024

Thank you so much for your feedback! We're delighted to hear that our options provide you with peace of mind and reliability. Your satisfaction is incredibly important to us, and we're grateful for your trust. We appreciate your 4-star rating and are always looking for ways to make your experience even better. Wishing you many safe and wonderful adventures ahead!

Globelink International Travel…

Globelink International Travel Insurance are the most competitive and safe travel insurance company to deal with. Their web site is easy to navigate and is supported by a helpful on line system. We have used them for travel in the USA, Caribbean, Greek Islands and the Mediterranean and every time their cost is better than other companies. My wife and I are Senior's so naturally we look to cover us both 100% and can always rely on Globelink to provide us with adequate travel insurance cover. Bill - Gloucestershire

Date of experience : 15 May 2024

Thank you for your lovely feedback! We're so glad you find our insurance reliable and our website easy to use. Knowing that we've helped make your travels to such amazing destinations more enjoyable and secure means a lot to us. Our team works hard to ensure that every aspect of your experience with us is seamless and stress-free. We're especially happy to provide peace of mind for our senior travelers, as your safety and satisfaction are our top priorities. Wishing you many more wonderful adventures ahead! Safe travels and happy exploring!

Very easy to navigate website

Very easy to navigate website. Extreamly good cover as we are in our 60's and the premium was very good.

Date of experience : 14 June 2024

Thank you for sharing your experience! We're delighted that you found our website so user-friendly. It's wonderful to hear that our coverage and premiums are a great fit for you in your 60s. Your satisfaction means a lot to us. Wishing you many safe and enjoyable adventures ahead!

It is over twelve weeks since I…

It is over twelve weeks since I submitted our claim. ( a missed connection owing to our flight arriving late in Dubai). In support of our claim we have submitted 27 emails with over 30 plus pieces of evidence...copies of tickets, itinerary, letters from the airline apologising for the inconvenience etc. In addition, we have telephoned their office on several occasions. Each time it was the same mantra "we have a lot of claims to process and yours will be dealt with in due course" On each occasion when documentation was provided this company in response have asked for more documents/clarification. Globelink Travel Insurance tardiness and obfuscation should be an embarrassment to them. We will not be seeking to utilise their service again.

Date of experience : 04 March 2024

Thank you for the feedback and your email to us, Healthwatch and a member of the Globelink team have been in touch with you and updated you on the status of your claim and any ongoing issues.

Ambiguous wording means practically nothing covered

We have been travelling for over 40 years and have never made a claim. This year whilst on holiday my husband lost a 30 year old wedding ring. We put in a claim, not for money but for a like for like replacement for sentimental reasons. This was refused because we were told we should have taken precautions against any losses. I don't even understand what that means and this ambiguous statement covers practically everything on the policy so BUYERS BEWARE insuring with this company is a complete waste of time as so much is hidden on small print and not covered. Avoid at all costs we will never insure with them again. Their response below says the ring was unattended, it was on my husbands finger so how on earth can that be "unattended" I think the response just about sums up credibility.

Date of experience : 11 March 2024

We are so sorry that you feel so negatively about our insurance. Although Globelink has no direct authority on claims we have made investigations with the insurer claims agent as we always try to help our customers, we understand the wedding ring was lost whilst unattended and we do regret that with items deemed valuables, there is a requirement to exercise due care and attention, this is common to most travel insurance policies. Nearly all travel insurance policies insure property based on its value at the time of loss, not on a new-for-old or like-for-like basis as can be purchased for household insurance or other insurances that are specifically for declared items. Please note that our policy wordings meet the high standards of customer fairness and accessibility expected by our regulator the Financial Conduct Authority, and our website provides all details of the policy including the wording and IPID and our team is always there to answer queries. If you feel you have been unfairly treated, you have the right to have your claim reviewed not only by the insurer but by the Insurance Ombudsman who is in place to defend consumer rights and whose free service is detailed in the policy under the complaints procedure.

Returning customer

Returning customer - nowhere in the process could I enter "1FREE". Payment CAPTCHA just required a tick, repeated twice as red wording said CAPTCHA "not completed" !!! then nothing happened, too slow. Offer of discounted day2 test offered to uk residents only, despite confirmation link from non uk transaction! Wallet certificate no longer right shape or small enough to laminate as credit card size. End of gripe.

Date of experience : 17 August 2021

Mr. David Grove, we appreciate your loyalty. The discount code is applied at step 3. We have tried to contact you to apply the discount for you retrospectively - so do please get in touch when you get the message. The UK based discounted Covid tests are available to EU residents who are visiting the UK. We look forward to hearing from you so we can help you further. Travel safe!

Avoid! Avoid! Avoid! Claim has been put in three months ago and no refund for stolen luggage. I have emailed and just a generic email "please be advised that your claim is under process under a priority list" I think the claims might be a scam. I have emailed global link who revert me to HWA who aren't processing the claim and have all supplied receipts and documents. Do yourself a favour and use a different insurance company.

Date of experience : 07 November 2023

Dear Mark, We were so sorry to hear of your experience and thank you for bringing it to our attention via email. It is not the service we expect and we have addressed this immediately with the insurers and claims handlers.

Simple, easy to follow procedure. Value for money.

Date of experience : 05 June 2024

Thank you for your feedback! We're thrilled to hear that you found our procedure simple and easy to follow. It's great to know you see value in what we offer. We strive to make every step of the process straightforward and stress-free for our customers. Your satisfaction is important to us, and we're delighted to have met your expectations. Wishing you many safe and happy travels ahead!

Great value for money and excellent service

It’s was easy to complete the registration. All of the questions have information about your options. It’s easy to select an option then go back and change to another option to compare the prices. It’s clear what you are paying for. I am a repeat customer as I have had great service from Globelink. No nonsense!!

Date of experience : 18 January 2024

Dear Linda, Thank you for your feedback and we are pleased to have you purchase form us again that you found our website clear and easy to navigate.

I was going to buy an insurance from…

I was going to buy an insurance from these people, but I first read the reviews of their claims handler Collinson Group on Trustpilot. They are dire, especially recently (late 2023): 47 of the 50 most recent reviews are all one star. So I would look too if I was you before purchasing. Update. I have now seen their reply. They say they have changed supplier. As far as I can tell this is not the first time they have changed supplier. Surely they should have changed sooner? So for myself I will wait to see positive reviews from individuals making claims through the new provider. Until then this remain an excellent front end, but which links to a dreadful claims process if something actually goes wrong and you need to make a claim

Date of experience : 08 January 2024

Thanks for taking the time to comment. We have changed Insurance and Claims providers for all new purchases from Dec 23. We can now return to providing you with the previously consistently ‘Excellent’ Rated service built over 25+ years. Please give us a try and you won’t be disappointed.

Good travel insurance for the over 80s

I have just booked a worldwide one trip comprehensive insurance for the over 80s to attend a family reunion in the USA. The webside was user-friendly and efficient, with all details easy to understand. It can be difficult for a senior to get generous travel insurance, so I was grateful to find Globelink, and good cover at a reasonable price.

Date of experience : 20 March 2024

Thank you for sharing your experience with us and for choosing Globelink Travel Insurance for your family reunion trip to the USA. We're thrilled that you found our coverage comprehensive and reasonably priced. Our goal is to provide a user-friendly and efficient experience, and we're glad you found our website easy to navigate and understand. At Globelink, we understand the challenges seniors face in finding generous travel insurance, and we're committed to offering reliable and affordable options. Thank you once again for choosing Globelink Travel Insurance, and we wish you a fantastic family reunion and safe travels!

Mixed review but happy in the end

I have given this product 3 stars with mixed feelings. It took 3 months with no communications before the small claim was settled. However, when I brought my concerns higher up the chain, my claim was immediately prioritized and followed up on to be sure I was happy.

Date of experience : 11 January 2024

We were so sorry to hear your experience in the delay of your claim settlement and thank you for bringing it to our attention. It is not the service we expect and we have addressed with the insurers and claims handlers. Although we don’t have claims authority as a valued customer we appreciated the feedback and are very pleased we could help and that your claim has now been settled. Best wishes, Globelink

Fast and efficient

Fast and efficient. We bought two travels insurance policy but for some reasons, these policies were issued/insured under the same name. The customer service solved our problem and everything was taken care within 1 hour! Impressive and truly recommended to use their service.

Date of experience : 22 June 2022

It’s very important for us to hear your views on the buying process and customer experience of Globelink. Travel safely!

I can't download the policy…

I can't download the policy certificate- "Server Error" each time. Two days later - I have now succeeded.

Date of experience : 04 May 2024

Thank you for sharing your experience. We're glad to hear that the issue was resolved and you were able to download your policy certificate. We apologize for any inconvenience caused and appreciate your patience. Safe travels on your upcoming journey!

Dreadful people

Dreadful people - missed ferry, hotel etc etc due to car problems all of which were non refundable - spent weeks re-sending documents to them and then more weeks asking what was going on - finally a response - of course nothing covered - will definitely not renew with them again - a very stressful waste of my precious time.

Date of experience : 30 May 2024

Thank you for the feedback and your email into us, Healthwatch and a member of the Globelink team have been in touch with you and updated on the status of your claim and any ongoing issues.

Excellent level of cover at a competitive rate

This in the 2nd time I've purchased an annual travel policy with Globelink. The purchase process is very simple with all options clearly set out. They offer an excellent level of cover at a competitive rate.

Date of experience : 04 September 2023

Wish to thank the lady Ms TRACEY

Wish to thank the lady Ms. Tracey for her helping me settle insurance for our travel. She was great in understanding my dilemma using the internet, and helped me proceedd throughout finally to the payment. This is our second time using GLOBELINK INS. and hopefully we will be using this insurance again in the future. Thank you. RZ - Malta t

Date of experience : 23 January 2023

We are really glad that we could provide you with the necessary policy and you were satisfied as a result! Thank you for choosing us.

Excellent service

Excellent service. Website easy to figure, which makes life easy. Payment increased this year, but guess just the way of the world. But with excellent cover worth it.

Date of experience : 18 March 2024

Thank you for your kind words and feedback! We're thrilled to hear that you've had an excellent experience with our service. Our goal is to make things easy and convenient for our customers, and we're glad that reflects in our website's usability. We understand that price changes can happen, and we strive to provide excellent coverage that makes it worth it for you. Your satisfaction is our priority, and we appreciate your continued trust in Globelink. Here's to many more worry-free travels with us!

Globelink Travel Insurance Review

Everything you need to know before you buy travel insurance from Globelink!

The experts say:

Globelink International's Comprehensive travel insurance offers a generous cover limit of £6000 for any cancelled trips, and £3000 for personal possessions and baggage that are damaged, lost or stolen. The medical excess is also relatively low at £75. All this, combined with the 4 star Fairer Finance Star Rating, makes this an excellent choice for those who are looking to get comprehensive coverage without breaking the bank.

What Globelink customers are saying right now:

• 👍 Globelink is easy to buy insurance from.
• 😊 The staff are extremely helpful and knowledgeable.
• 🤗 Customers are pleasantly surprised with the efficiency of the staff.
• 😇 No fees or delays when cancelling policies.
• 😉 Reimbursement process is quick and hassle-free.
• :x: Claims process can be long and laborious with no response at times.
• :angry: Poor customer service with difficulty in being able to trace policy numbers.
• :scream: Insurers are reluctant to pay out for claims and may try to find ways around doing so.

Globelink customer reviews summary

Globelink travel insurance may seem like a good idea in the beginning, but when it comes to making a claim, customers may not be so happy. Complaints range from long waits for responses to claims being denied and difficulty with understanding policies. Unfortunately, customers may be left feeling like their money was taken but they weren't given the service they expected. Score: 4/10

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Adventure Activities

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Annual Travel Insurance

• Seniors Travel Insurance
• Winter Sports Travel Insurance
• Expat Travel Insurance
• Travel Insurance Policies
• Cover for EU Residents
• Extra Covers
• Existing Customers
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• Already Travelling
• Policy for Expats
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• Perfect for travel more than once a year
• Individual trips up to 120 days at a time
• No ' maximum days abroad ' restrictions
• Available for people aged up to 79
• Cruise Cover FREE
• Get 17 days Winter Sports Cover FREE with 45 days plus options
• Geographical limits

What is an Annual Travel Insurance Policy?

An Annual policy is designed for Individuals (from € ), Couples or Families (from € per Family) who take more than one trip within a 12 months period. Take as many trips as you wish and be covered all year long. We recommend that you select an immediate start date as this will ensure that you are covered for the cancellation of any pre-booked holiday.

Can I get Annual Holiday Insurance Now?

You can with Globelink! It's essential to make an informed choice about where you travel based on your Government advice and that of your destination. Its also essential to stay protected with annual travel insurance if you have any booked trips. Buying year-long will cover you for certain Cancellation risks even before you travel - like injury or illness (including catching Covid within 14 days of travel, or while you're away), accidents, death, jury service, redundancy. We recommend that you select an immediate start date if you have pre-booked trips to protect.

Top Tip: The current travel situation means there's a higher risk of your trip dates changing - with annual policy you don't have to amend your travel insurance if your dates change - as long as you're still travelling within the policy cover period and your geographical area hasnt changed; and your trip length is within your chosen policy maximum duration.

Can I buy now with a future Start Date?

Unlike most other Travel Insurance providers, you can buy a Globelink Annual Multi Trip Travel insurance policy up 4 MONTHS in advance! Most other major companies only allow you to buy up to one or two months ahead at most.

What's the benefit? You lock in todays price and avoid future price increases or changes in terms and conditions.

Top Tip: Buy now and set your Start date up to 4 months in advance when you are likely to be travelling more (as long as you don't have any booked trips to protect as you wont get the benefit of Cancellation Cover until your policy starts).

SPECIAL OFFER

* Kids go free on all Annual Insurance. Up to 4 kids aged 17 or under, plus infants under 2yrs old - all for free!

* Couples get an automatic discount when you buy an annual travel policy.

Can I get Coronavirus Cover?

ALL Globelink Annual Insurance Plans include Emergency Medical, Repatriation and Cancellation & Curtailment cover if you contract Coronavirus within 14 days of travel or while you are away - provided your Government legally permits you to travel and does not advise against travel due to Coronavirus.

Should you travel to a country that your Government advises against travel due to Covid-19 - you can still buy insurance and your cover remains valid for all insured events that are NOT Covid related. So if you need to cancel or curtail your trip, or have a medical emergency that is not related to Coronavirus - you have the peace of mind that cover is in place to protect you. You cant claim for costs associated with Coronavirus where your Government advises against travel to your destination (unless you have an exception, or legally permitted reason to travel).

Top Tip: Always check your Government advice and those of the location you plan to visit before booking and travelling. There will probably be additional Covid related steps to complete before you are permitted to travel.

Please note, Claims related to a Positive Covid-19 test result can only be considered when certified by an independent authority. Examples of this are: a private Covid testing provider’s official certificate, or the medical report of a Doctor’s administered Covid-19 test result. The written confirmation must include the name of the person for whom the test relates to, the date of the test and the test result. The insurer will not accept photographs of a Lateral Flow test taken at home unless it has been independently verified.

Globelink Covid Cover Includes:

• Cancellation Cover (positive test within 14 days of travel)
• Curtailment Cover (positive test on your trip)
• Additional accommodation and travel costs where authorised by the 24 hr Assistance Service
• Emergency Medical Costs and Medical Repatriation (always contact the 24 hr Multi-lingual Assistance Service)
• Compulsory Quarantine Cover (resulting from your personal medical condition on Dr's advice - not area restrictions ).

What Cover do you get with Annual Insurance?

Globelink annual multi-trip policies provide our Comprehensive level of protection. Unlike many of our competitors - we don't advertise a basic price and then expect you to pay extra for certain benefits like COVID Protection; Cruise Cover; or Multi-Destination surcharges. We provide individual trip durations betwen 17 - 120 days and we don't set a 'maximum days abroad' like our competitors. Travel as many times as you like in 12 months, as long as each trip is within your chosen trip destination.

Globelink year-long policy covers :

• €10 Million Medical and Repatriation Expenses
• up to 120 day trip durations
• Free Cruise Cover
• Kids go free
• Cancellation and Cutting your trip short
• €2 Million in Personal Liability Cover
• 17 days Winter Sports cover Free with 45 day + trip durations
• End Supplier Failure Cover
• €25,000 Personal Accident Cover (conditions apply)

Can I change my Travel Insurance Policy after I purchase?

You can with Globelink:

* If you change your mind about your purchase, you can cancel your policy and receive a full refund within 14 days of your purchase date.

* If you decide to travel to a different Geographical Area from the one you purchased; or fancy a couple of longer trips than your maximum trip duration -  just contact us as soon as you know and we will provide a quote so you can upgrade your policy immediately.

* If you need to add a child to your policy, or have an address change; country change or name change - get in touch and we will arrange an amended Certificate for you straight away.

Government Advice

Travel advice can change with little notice, so it's important to keep aware of current information. For EU residents you will need to check your local Government advice. For UK residents it's the FCDO advice - check here for full details . The FCDO have announced a new traffic light system for categorising international travel risks and the rules for exiting and entering the country. Other EU countries have similar systems and rules. Before you travel, check your Government advice and that of the location you are travelling to and follow the rules.

The cheapest annual holiday insurance policy is € (based on 1 adult aged up to 50 travelling in Europe for up to 17 days per trip).

Annual Trip Insurance Top Benefits

• Trip durations up to 120 days at a time (under 65s)
• Couples Discounts and kids 17yrs or younger go free (up to 4 kids, plus infants under 2yrs per Policy)
• No hidden costs - CRUISE Cover included
• 24-hour 365 Multi-Lingual Assistance Service
• Available to people living in the EU or EEA Countries
• End Supplier Insolvency Insurance cover as standard
• Chose and add any Extras 
• No maximum trip days abroad

The European Health Insurance Card (EHIC) / Global Health Insurance Card (GHIC) provides some emergency healthcare within the EU, but it does not cover Repatriation costs, or a doctor or nurse escort home; nor lost or stolen property. You need Travel Insurance for that.

We recommend that you select an immediate start date as this will ensure that you are covered for certain Cancellation risks for any pre-booked trips. You can select a future start date as long as you know that if you have to cancel your trip before your policy Start Date, you wont be covered.

Annual Policy Age up to 65

Unlimited number of trips during a 12 month period with each trip duration of up to 120 days.

This Annual Travel Insurance plan is suitable for most Individuals, Couples or Families who undertake several trips of up to 120 days within a 12 months period.

• Cancellation or Curtailment - up to €6,000 in total; (excess - €75)
• Emergency Medical Expenses - up to €10,000,000 in total; (excess - €75)
• Baggage - up to €3,000 in total; (excess - €50)

Annual Policy Age 66 to 70

Unlimited number of trips during a 12 month period with each trip duration of up to 60 days.

This Annual Travel Insurance plan has been designed for Individuals or Couples aged 66 to 70 who undertake several trips of up to 60 days within a 12 months period.

• Cancellation or Curtailment - up to €6,000 in total; (excess - €100)
• Emergency Medical Expenses - up to €10,000,000 in total; (excess - €100)

Annual Policy Age 71 to 74

Unlimited number of trips during a 12 month period with each trip duration of up to 60 days Worldwide.

This Annual Travel Insurance plan has been designed for Individuals or Couples aged 71 to 74 who undertake several trips of up to 60 days duration within a 12 months period.

• Cancellation or Curtailment - up to €6,000 in total; (excess - €250)
• Emergency Medical Expenses - up to €10,000,000 in total; (excess - €250)

Annual Policy Age 75 to 79

Unlimited number of trips during a 12 month period with each trip duration of up to 60 days in Europe or 31 days Worldwide.

This Annual Travel Insurance Policy has been designed for Individuals or Couples aged 75 to 79 who undertake several trips of up to 60 days trip duration in a 12 month period (depending on where you are travelling).

Tailor the Policy to Your Needs

Standard policy can be easily complemented with one of travel insurance extras.

Arrange cover for your laptop, mobile phones, iPads, cameras or video cameras.

Excess Waiver

Remove Excess deduction from your claim settlement should you have any.

Return Home Option

If anything happens during your long-term trip, return home earlier & resume a trip afterwards.

Golfer’s Cover

Protect your own or hired expensive golf equipment and stay insured for your golf course closure.

Event Cancellation

If your trip is arranged to attend a special event, make sure you're insured in case the event is cancelled.

Thrilled to try cave diving or parachuting? These and more activities can be added to your standard policy.

Repatriation to AU/NZ/SA

We will organise an emergency return to your home country if medically necessary.

Cancellation Top Up

Protect yourself from more mishaps and save more of your finances.

Make sure the best day of your life will be just as perfect as you imagined!

Frequently Asked Questions

What is annual multi trip travel insurance.

Annual Multi Trip travel insurance is tailored for people who travel twice or more a year. You can take as many holidays as you like and stay covered all year long.

How does Annual Travel Insurance work?

If you buy Annual Multi Trip travel insurance, you're covered for all the trips you take all year long. You wont need to tell us when or where you travel, as long as all your trips fall within the geographical area and trip duration option you purchased. That means you buy insurance once and you are sorted for the next 12 months!

Which Annual cover is the best?

It depends on what cover you need; where you travel; how long at a time and whether you have any pre-existing medical conditions. You should compare policy options and select the one that suits your needs. Beware of a cheap up-front price that then requires you to add a whole load of 'extras' to get the cover you need. Globelink offer multi trip plans with varying trip lengths so choose the best one for you. You can always upgrade if you decide on a longer trip.

How much does year-long policy cost?

It depends on the number of travellers, your age, where you go and your trip duration. The cheapest annual policy is € (based on 1 adult aged up to 50 travelling in Europe for up to 17 days per trip).

When should I buy annual policy?

Its best to buy as soon as you have booked any element of your trip. You can buy your Annual policy with an immediate start date, or select a future Start Date up to 4 months with Globelink if you have no pre-booked trips to protect yet.

Why is Annual Cover cheaper than Single?

It depends on the cover, your age and trip length. Annual Trip Insurance policy can be cheaper than Single Trip Travel Insurance depending on trip length. Annual Travel cover is designed for those who travel twice or more a year for trips up to 120 days per trip. What's more, if you buy Annual Multi Trip policy taking the 45 days or above option, you get 17 days free Winter Sports cover as standard.

Where to buy Annual Milti Trip Policy?

There are a lot of choices but we have been selling travel insurance for over 25 years and provide quality insurance without the need to add a lot of extras to get the cover you need. Select one of our Globelink Annual trip insurance options with the trip duration you need and add any additional options you might need. Remember, cruise cover is provided for FREE.

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Still have questions?

Travel insurance.

Please read your Policy Wording carefully to ensure that it meets with your precise requirements. View and download the relevant Policy Wording* from the links below. If you purchased a Globelink policy previously while you were a UK RESIDENT, or you need to view the Policy Wording we issue to UK Residents, please click here to visit our Globelink UK site.

*If you purchased your Travel Insurance policy prior to 1st October 2020, you can view your policy wording by reviewing your Globelink Travel Insurance Purchase email, or obtain a copy by contacting [email protected] with your name and address details.

*if you purchased a HOME / DOMESTIC / STAYCATION Policy please see the *last PDF at the bottom of this page – for this Policy Wording

Policy Wording for Policies issued to EU residents (living outside the UK) from from 29th November onwards .

Policy wording for policies issued to eu residents (living outside the uk) from 1st november 2023 to 28th november ., policy wording for policies issued to eu residents (living outside the uk) from 20th march 2023 to 31st october 2023 ., policy wording for policies issued to eu residents (living outside the uk) from 1st october 2022 to 19th march 2023 ., policy wording for policies issued to eu residents (living outside the uk) from 1st jun 2022 to 30th september ., policy wording for policies issued to eu residents (living outside the uk) from 1st feb 2022 to 31st may 2022., policy wording for policies issued to eu residents (living outside the uk) from 1st nov 2021 to 31st january 2022, policy wording for policies issued to eu residents (living outside the uk) from 30th dec 2020 to 31st october 2021, policy wording for policies issued to eu residents (living outside the uk) from 29th oct - 30th dec 2020, policy wording for policies issued to eu residents (living outside the uk) between 1st oct - 28th oct 2020.

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