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Post Office Travel Money: Exchange rate, Locations and Opening Times

Travel money

This guide covers all you need if you want to sort your travel money through the Post Office, including a look at how the Post Office exchange rate is calculated, and your options if you want to use the Post Office travel money card.

We’ll also take a look at how Wise and the Wise account can help you cut the costs of spending while you’re abroad, so you can make the most of your holiday.

Post Office exchange rate

Let’s start with the basics. Whenever you’re buying travel money you need to know the exchange rate which will be used to convert your pounds to euros, dollars or whichever other currency you might require.

Unfortunately, figuring out the exchange rates used by different providers can be a tricky affair. You’ll find different banks and currency services use different rates - and some providers like the Post Office also offer different exchange rates depending on the amount you want to convert.

To give an example , let’s look at the Post Office euro exchange rate, as well as the rate to switch to US dollars:

Exchange rates correct at time of research (24th November 2020)

As you can see, you get a progressively better exchange rate, the more you convert. However, it’s not quite that simple. These rates reflect the Post Office travel money online service only. If you’re using a Post Office travel card, or simply walk into a Post Office travel money bureau to switch your cash, you may get a different rate. Post Office branch exchange rates vary from one branch to another , too, depending on where the branch is located and competition.

The range of exchange rates out there is confusing. But the way to know if you’re getting a good deal or not is to compare the exchange rate you’re offered against the mid-market exchange rate for your currency. That’s the rate set by global currency markets, and the ones banks and exchange services get when they buy currency themselves. You can find the mid-market rate online using a Google search or reputable currency converter tool.

If the rate you’re being offered isn’t the same as the live mid-market rate you find online this probably means your provider has added a markup. This is an extra fee and makes it hard to see exactly what you’re paying for your travel money.

Avoid this by choosing a provider like Wise (formerly TransferWise) which uses the mid-market exchange rate with no markups, and charges transparent fees for currency conversion.

Post Office Click and Collect

With Post Office Click and Collect you can order your currency online. You’ll then be able to call into your Post Office exchange bureau to collect your travel money, or have it delivered to your home.

Here are the fees and delivery times for the Click and Collect service - where there is no upfront fee, you may be paying a charge wrapped up in the exchange rate used:

What are the fees for getting travel money with the Post Office?

The Post Office advertises 0% commission - which sounds like the only fee you’ll need to pay is the delivery fee for smaller orders brought to your doorstep.

Many banks and currency services use a sounding headline like ‘zero commission’ or ‘fee free travel money’ - but add a markup to the exchange rates offered to customers instead . This can mean you’re paying more than you think you are for your currency exchange.

Compare the exchange rates you find with the Post Office against the mid-market exchange rate to see if a markup has been added.

Save with Wise when you spend in any currency

A smart way to cut the costs of your travel money is to use Wise.

The simplest way to access great value currency exchange which uses the real mid-market exchange rate with no markup, is to open a free Wise account online.

You can top up your account in pounds and switch to the currency you need using your laptop or mobile device. Simply use your linked Wise debit card Mastercard to spend when you’re overseas - or you can choose to take out local currency using an ATM when you arrive instead.

It’s free to spend any currency you hold using your linked debit card, and you can withdraw up to the currency equivalent of £200 per month from ATMs abroad with no additional Wise fee. It’s simple, cheap and can make it much easier to access and manage your money while you travel.

Post Office travel money products

Here’s a run through of the basic services available from Post Office travel money. It’s worth knowing that not all services are available at all Post Office branches so you’ll need to check your local options online.

1. Post Office Click and Collect

Order up to £2,500 of foreign currency for collection or home delivery. Euros and US dollars can be picked up in as little as 2 hours, with 60 currencies usually available.

2. Post Office foreign exchange

You can buy currency in a Post Office without ordering in advance too - but availability may be limited so it makes sense to check if they’ll have what you need at your local Post Office branch. If your currency is not available immediately you can order for home delivery instead.

3. Post Office Travel Money Card

The Post Office also has a travel money card which lets you top up in 23 different currencies, and spend wherever you see the Mastercard logo. More on that in a moment.

Post Office travel money bureau - exchange locations

You can get a full list of every UK Post Office online - or use the search function which is available on the Post Office Travel Money website .

Post Office foreign currency London

Here are some of the major Post Office locations offering travel money services in central London - find more branches using the branch finder tool on the Post Office website .

Travel money card London

Travel money services are not available at every single Post Office in the UK. For that reason it’s worth checking the options at the branches near you before you head out.

In most cases, major branches offer travel money services as well as the Post Office travel money cards. You can find details about the services on offer by branch using the branch locator on the Post Office travel money website .

Post Office travel money online

Order your travel money online and select whether you want to collect it in branch or have it delivered to your home. You’ll be able to pay online using a card, although there may be additional fees - check with your own card provider.

Does the Post Office offer a travel money card?

You can get a Post Office travel money card, to top up and spend in foreign currencies as you travel. 23 popular currencies are available, so you can top up in pounds and then switch to the currency you need using the Post Office travel money app. The card is accepted anywhere you see the Mastercard logo.

Get your card online and have it delivered to your home, or apply in a Post Office branch for quicker service. You’ll need to take your ID documents along when you do this.

There are also some limits and fees you need to know about. Check out the full details online to see the minimum and maximum top up amounts and balance, as well as the costs when you make an ATM withdrawal. For example , if you withdraw in euros from an ATM there's a EUR2 charge per withdrawal - in USD you’ll pay $2.50 USD per withdrawal.

The Post Office travel money services are convenient and can largely be accessed online - but it’s well worth understanding the fees you’ll pay for getting your foreign currency. Look carefully at the exchange rates you can access through the Post Office, to see if there's a markup added to the mid-market exchange rate for your currency. This is an extra cost which can push the price of your travel money up unexpectedly.

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Post Office, TUI Or Tesco? Which Has Best Holiday Money Exchange Rates?

Post Office, TUI or Tesco? Which has Best Holiday Money Exchange Rates?

On March 21st, we conducted impartial research to compare which of three key foreign currency providers, Post Office, TUI or Tesco, currently offers the best Euro and US Dollar exchange rates for purchase.

This comparison is uniquely unbiased, as we are NOT affiliated with these travel money companies!

As we officially enter spring in 2024, especially with the recent wet weather, many UK travellers are looking forward to their summer holidays abroad.

For British travellers looking to save money on their overseas trips, getting the best foreign currency rates can be an important saving.

As currency exchange rates change all the time, it's crucial to know when to buy your holiday cash to get the most bang for your buck!

To give you an example, when we examine the historical exchange rates for the British Pound (GBP) against the US Dollar (USD) for just this year, eg 2024, the interbank rate has varied from lows of 1.2534 to highs of 1.2858 !

The difference when buying £1000 worth of Dollars at these rates would have been over $30, $1253.40 at the lowest point and $1285.80 at the highest.

So let's explore the current best currency deals available from leading holiday money providers - the Post Office, TUI and Tesco.

Our latest research found that TUI offers the best deal for Euros, while the Post Office offers the best deal for US Dollars.

Here is the full breakdown...

Tesco Travel Money

Euro - 1.1461

US Dollar - 1.2534

Delivery costs:

FREE over £500

£3.95 over £150

£4.99 Under £150

Click here for more Tesco travel money information.

TUI's Travel Money

Euro - 1.1484 (best buy)

US Dollar - 1.2541

£4.99 Under £500

Post Office Travel Money

Euro - 1.1483

US Dollar - 1.2558 (best buy)

post office tourist currency rates today

Charlotte Wood

Contributing Analyst

Popular Conversions

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Best euro rate: 1 gbp = 1.1878 today, best us dollar rate: 1 gbp = 1.291 today, best australian dollar rate: 1 gbp = 1.9104 today, best canadian rate: 1 gbp = 1.7599 today, live yen rate today: 1 gbp = 205.4892 today, live nz dollar rate today: 1 gbp = 2.1236 today, live rand rate today: 1 gbp = 23.2424 today, live rupee rate today: 1 gbp = 107.8352 today.

New prices will take effect July 14

The changes were announced in the spring.

A United States Post Office sign hangs on a red brick wall

USPS will adjust mailing services prices, effective Sunday, July 14.

The changes will raise mailing services product prices approximately 7.8 percent.

The Postal Service will also adjust prices for Special Services products, including Certified Mail and money order fees.

There will be no price increase for PO Box rental fees, and USPS will apply a price reduction of 10 percent for postal insurance when mailing an item.

Additionally, Parcel Select price changes will take effect July 14.

The new rates will include an average 25 percent increase for Parcel Select, which allows high-volume shippers to enter packages for regional delivery through the USPS network.

The mailing services and Parcel Select price changes were announced in the spring.

The price adjustments are needed to achieve the financial stability sought by the Postal Service’s Delivering for America 10-year plan. USPS prices remain among the most affordable in the world.

The Retail and Post Office Operations Blue page has more information.

Post-story highlights

More to read.

Packages roll along a conveyer belt.

USPS recommends new prices for Parcel Select

No increases are planned for USPS Ground Advantage, Priority Mail and Priority Mail Express

post office tourist currency rates today

USPS recommends new prices

The changes are slated to take effect in July

Priority Mail and Priority Mail boxes and envelopes are displayed on a table.

New prices will take effect Jan. 21

USPS announced the changes last fall

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Travel Money


Travel money, hays travel foreign exchange, 4 great ways to buy your holiday money, click & collect.

Great rates & currency expertise come as standard with our Click & collect service & with no minimum spend, your holiday money is just a few clicks away. 

This brings the total quotes to £000.00

£000.00 for currency

£000.00 for Buy Back Guarantee

Guarantee Peace of mind when buying your currency from Hays Travel   

Save money on your unused currency with our Buyback Guarantee^

Return your unused currency for the same rate as you purchased it.   

Available on all currencies sold in cash.   

Available on multiple currency transactions   

Available Instore & online   

Terms & Conditions

^Please speak to one of our Hays Travel colleagues for the full Terms & Conditions of the Hays Travel Buy Back Guarantee. ^^In-branch rates will differ from our online rates. The rates displayed online are for currency banknotes pre-order only, and guaranteed if currency is collected before close of business on Friday 12th July 2024.  ^^^Not all notes presented for buy back may be able to be exchanged, please ask our staff for more details. ^^^^Apple and the Apple logo are trademarks of Apple Inc. registered in the U.S. and other countries. App Store is a service of Apple Inc. registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google LLC.  ^^^^^Hays Travel Prepaid Currency Card is issued by PrePay Technologies Limited pursuant to license by Mastercard International. PrePay Technologies Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900010) for the issuing of electronic money and payment instruments. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.

Exchange Rates

Always great value and no minimum spend*

post office tourist currency rates today

Travel Money Card

  • Use anywhere Mastercard® prepaid is accepted worldwide.
  • Carry less cash.
  • Top up in 22 currencies including Euro, US Dollar, Australian Dollars and UAE Dirhams.
  • Phone support available worldwide 24/7.
  • Manage on the go via Hays Travel Currency Card App.

Hays Travel Money Card


The Hays Travel Money Card is the safe and easy way to take your money on holiday!

It is free to use in millions of locations worldwide where Mastercard Prepaid is accepted: including restaurants, bars, and shops when you spend in a currency loaded on the card.

This easy-to-use pre-paid card allows contactless transactions, chip and PIN, worldwide cash withdrawals wherever you see the Mastercard Acceptance Mark, and also 24/7 phone support.

Take your money card with you on every holiday, simply top up and go!



For your next departure, buy your holiday money from Hays Travel. Always commission free currency with competitive online and high street exchange rates.

  • Wide selection of currencies available
  • Hundreds of nationwide Hays Travel branches offering on-demand Foreign Exchange; buy from branch to receive high quality customer service from the travel experts or order online for convenient home delivery
  • 0% commission when we buy and sell foreign currency

Home Delivery

Ordering currency from the comfort of you own home has never been easier, with our great rates & over 60 currencies to choose from as well as next day delivery why not chose your currency to be delivered to your doorstep? 

Hays Travel Home Delivery

Holiday Money to your door

Order before 3pm for next working day home delivery via Royal Mail Special Delivery. *Customer must be home to sign for delivery. Over 60 currencies to select from. Free delivery on all orders £500 and over Convenient Saturday delivery available for no extra charge Minimum order value of £200 up to a maximum of £2500 Peace of mind, your local Hays Travel branch will buy back any leftover currency purchased through Hays Home Delivery commission free

Call Into a Branch

With over 400 branches to choose from arranging your holiday money has never been more convenient – Why not call into branch today where one of our experienced & Friendly Foreign Exchange Consultants will be on hand with our great rates, expert advice & fantastic service. 

Hays Travel Holiday Money In Branch

Bank on our branches for your Holiday Money

Over 400 branches Nationwide - Use our branch locator to find your nearest Hays Travel branch.

A wide selection of currencies & Hays Travel Money Cards available Instantly in-store

Competitive high street rates and always commission free

Exotic Currency Ordering service – Over 70 currencies available to order

Buyback Guarantee – Save money on your leftover Currency.

All major currencies Bought Back Commission Free

Experienced & Friendly Staff instore


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Compare Travel Money Exchange Rates

Order travel money online and get the best rate on your foreign currency. Whether you are looking for euros, dollars, or one of the many currencies our top travel money providers offer, we will always find you the best rate when you buy currency.

Best Travel Money Rates

✔ We compare exchange rates from all the UK's top travel money providers.

✔ We search out the best rates for Euros, Dollars, and over 80+ other popular foreign currencies.

✔ We list all the best online travel money suppliers that can deliver currency to your door.

✔ We help you to save money by getting the best exchange rate today!

✔ Our clever algorithm not only finds the best exchange rates but the amounts we show you include delivery cost and any other charges meaning the price you see is the price you pay.

Why buy currency online?

If you are one of the millions of jetsetters of the UK or just love getting away on the occasional holiday, buying your currency online is a great way of saving money. Knowing where to get your travel money can be daunting; finding out where to get the best exchange rate can seem like an intimidating task. That’s where we come in! Compare Travel Cash compare exchange rates from all the UK's top travel money providers. Our rates include all the fees so there are no hidden surprises.

Buying currency online is the best way to make sure you get the best exchange rate. You more often than not get a better deal buying currency online than you do on the high street and almost definitely better than buying currency in the airport.

Get the best Exchange Rate on your Travel Money

We can help you save money and get the best deal when buying currency. Every few minutes we compare the exchange rates of foreign currencies from all over the globe, so whether you want Euros, Dollars, Lira, Koruna, Rand, and many more currencies, we have you covered. Researching today's best exchange rates from the UK's best travel money providers to show you the best deals and offers in one place.


The tourist rate or holiday money exchange rate is the rate at which foreign currency is sold to consumers. Basically, it's the rate foreign currency is sold in exchange for local currency. For example, if you were heading to Spain, you would exchange your pounds to euros using the tourist rate.

The exchange rate used by banks and big financial institutions is different and called the interbank rate, this changes continually throughout the day. Travel money suppliers make their money on the difference between the interbank rate and the tourist rate, this is why it is so important to compare travel money rates to get the most up to date information and today's best rates.

Most of our travel money providers offer 0% commission when you buy currency online. Historically the older fashioned bureau de change and banks would charge the exchange rate + commission + handling fees which made things super complicated when trying to work out the cheapest way to buy holiday money. With modern technology and the ability to update currency exchange rates anywhere in the world instantly, travel money suppliers consolidate any charges into the tourist exchange rate they offer you. Basically they make their money on the difference between the interbank rate and the exchange rate they offer you.

All of the travel money prices we quote include any fees and commissions, including delivery to your home!

Hundreds of customers buy travel money through online travel money providers sites every day and have a great experience. However, as with ordering anything online, the process is never completely risk-free and you should always take care when transferring money to any company.

Compare Travel Cash undertake comprehensive checks on all of our online travel money providers and monitor them to make sure they meet our high standards and continue to do so. Having said that, no company is guaranteed not to come into trouble and we cannot guarantee the solvency of any of the providers listed on our website. We always recommend that you conduct your own due diligence before placing an order with any company.

All of the travel money prices we quote include all the charges including any commissions, fees, and delivery charges. The exchange fee we quote is the price you will pay. No hidden charges.

Every few minutes Compare Travel Cash updates the rates to bring you the most up to date information and the latest best rates for travel money.

Most of the world's currencies are bought and sold by banks and financial institutions based on flexible exchange rates, meaning their prices fluctuate continuously based on the supply and demand in the foreign exchange market. High demand for a currency or a shortage in its supply will cause an increase in price. If that all sounds very technical, there's no need to worry, we do all the research for you so you always know you are getting the best rate and latest information when you buy currency online.

Many of our online travel money providers update their rates almost instantly inline with the market. Those who don't update their currency exchange rates so regularly do not tend to offer the best rates for currency exchange as they have to factor in enough of a margin to cover the fluctuations.

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Travel money: How to get the best exchange rates on your holiday currency and top ways to pay abroad

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At sterling’s 21st-century peak in 2008, £1 was worth over US$2 on the foreign exchanges. During the calamitous premiership of Liz Truss in October 2022, the pound sank almost to parity (£1=$1) against the American dollar .

The UK currency has recovered slightly, but is still only worth $1.27 or so. Sterling’s fall is mirrored against other currencies that are locked to the US$, including UAE dirhams and the dollars used in many Caribbean islands.

Shortly after the euro was introduced at the start of 2002, sterling was riding high: worth €1.65. Today it has shed almost 50 cents to around €1.17. Against the Swiss franc , the pound has fared even worse – losing half its value in 15 years, corresponding to a doubling of prices for British travellers in the Alpine confederatiion.

Given the erosion in the value of the pound, you should avoid further losses by managing your holiday finances well. If you leave it to the last moment and change money at the airport on your way out, you will be wasting your cash – which would be much better spent at your destination. In addition, the pandemic accelerated changes in how travellers transact, with contactless payment increasingly the norm.

These are the key questions and answers on holiday money.

Using a credit or debit card

This is a fast and easy method of paying your way, whether with a physical card or a card on a phone. We are now in an age when cards are used for the most minor transactions. Crucially, though, you could be losing a slice of cash every time you use your normal UK bank card abroad.

For most mainstream UK credit and debit cards, banks charge just under 3 per cent (usually 2.95 or 2.99 per cent) as a “foreign currency transaction fee”. Adding almost £3 to a £100 purchase represents free money for them at your expense.

Some also impose an additional “cash advance fee” – sometimes a flat £1.50 or a percentage of up to 5 per cent – for withdrawals from an ATM.

Check your card provider’s policy – which should be easily visible online – and if necessary get a new card specifically for overseas use.

How can I dodge the card fees?

If you are a First Direct customer, your Mastercard debit card is fee-free abroad. For other travellers who seek a simple solution, apply for a Halifax Clarity credit card and use it purely for spending overseas; it does not add transaction fees.

Online firms such as Revolut may offer a better exchange rate. Along with low-cost providers Monzo, Starling Bank and others, Revolut holders can expect fee-free cash withdrawals (usually subject to a monthly limit).

HSBC has an interesting Global Money account, available to most active UK current account holders. Using the bank’s mobile banking app (select “International Services” then “Global Money”) you can create an account that allows you to keep funds in up to 18 currencies, and spend abroad without transaction fees.

Note that an increasing number of ATMs apply their own, local transaction fees – typically €5 in Mediterranean nations. You should be warned of this before you commit to a withdrawal.

Is it best to take a credit or debit card?

Credit cards have several advantages over debit cards. UK-issued cards are covered by Section 75 of the Consumer Credit Act 1974, which makes the card provider jointly liable with the merchant for any purchases over £100. That means any goods you buy with the card must be of reasonable quality.

You are also protected against financial failure of a travel provider, whether an airline, tour operator or hotel – though if you book through an agent the legal position is cloudier.

A credit card also gives you something of a cushion; money does not leave the account immediately, and if you pay off the bill in full every month you should not face interest charges.

Debit cards may incur even higher charges for spending abroad. For example TSB adds a £1 “non-pounds purchase fee” outside the EU to its 2.99 per cent transaction fee for purchases made on a debit card. That inexpensive £16 Turkish lunch bill becomes £17.50 using a TSB debit card, increasing the cost by 9 per cent.

Check before you use your normal debit card abroad – unless you are with First Direct, whose debit cards are fee-free.

The Chase debit card makes an interesting offer: no fees plus 1 per cent cash back, though this applies only for the first year, with a maximum of £15 back per month.

Debit-card purchases are covered by the banks’ voluntary chargeback scheme, which does not offer the same degree of protection as credit cards.

Beware of Dynamic Currency Conversion

“Would you like to pay in sterling?” the waiter asks innocently. He is hoping that you will choose pounds, thereby boosting the restaurant’s profits. Dynamic Currency Conversion (DCC) means the merchant and a bank give you a terrible rate of exchange and split the profit – typically a margin of 5 to 6 per cent – between them.

Restaurants, shops and hotels are allowed to offer the “opportunity” so long as they make it clear that the cardholder has a choice, and cite the rate of exchange that will be used.

The EU-funded European Consumer Organisation, known as BEUC, adds: “It is almost impossible for a consumer to make an informed decision when presented with the DCC option, because of various ‘nudging’ strategies put in place by the DCC service providers and merchants.”

Always choose to pay with local currency, not “GBP”.

Could I face unexpected charges abroad?

Yes, depending on the location. In the UK it is illegal to charge extra for paying with a credit card, but that does not apply elsewhere.

A European Union law bans credit-card fees for EU citizens, but of course those do not apply to British travellers; charges for UK cardholders appear standard in Denmark.

Credit-card surcharges are also permitted in Australia , so long as they reflect the vendor’s costs of processing the payment. In New Zealand, fees are also common – though Consumer NZ says “anything higher than a 2.5 per cent credit card surcharge, or a 1 per cent contactless debit card charge could be excessive”.

Watch out for the ‘hold’ on a credit card

All kinds of enterprises, from car-rental firms to hoteliers concerned about your possible thirst for the contents of the minibar, demand a credit card. Without one, you might be asked for a hefty cash deposit – or simply refused service. This is because the firm wants to reserve the right to extract additional funds if you “go rogue” in some way.

If, after you have checked in the car or checked out of the hotel, they find that you have run up a charge, they want to claim it back – and the easiest way to do that is to demand “pre-authorisation” up to a certain amount.

They will exercise a “hold”, which means reserving a chunk of capacity – perhaps as much as £1,000 – from your account for contingencies.

This money will not leave your account (unless there has been some financial chicanery on your part), but it does limit your freedom of financial movement.

Pre-paid cards

These are cards which you load with currency – usually sterling, euros or dollars – and use to pay for goods and services, or to withdraw cash from ATMs. On longer trips, you can keep topping them up online from your bank account, making them good for globetrotting tourists and gap-year adventurers.

You can also hold multiple currencies on the same account; FairFX offers up to 20.

But do your homework. The key components you need to compare start with the initial fee. Some providers waive this, but often make up for it with higher charges elsewhere. Paying a fee now may actually save you more in the longer term.

Next, do you have to pay a “loading” fee to put money on the card? If so, this could prove expensive. Some companies demand 3 per cent of all the money you put on your account. Is there a flat rate or a percentage charge for using the thing?

Lastly, how quickly do your funds erode if you don’t use the card for a while? The depletion of value over time is a very useful income stream for the prepaid card issuer.

Should I take cash?

Obtaining local currency locks you into an exchange rate, and therefore you can calculate precisely how much a cup of coffee or a night’s stay costs in sterling. Cash also says less about you than plastic, eliminating the risk of credit-card fraud.

Should I take out currency in the UK or abroad?

Many people use their credit or debit cards to withdraw cash abroad. But on top of any fees added by your card provider, many operators of ATMs abroad charge you for the privilege, known as a Direct Access Fee (DAF).

Providing a fully stocked ATM on a Greek island, with all the security and maintenance issues involved, is an expensive business, they point out – and the transaction fee reflects this reality.

So buying ahead of your trip is a good plan.

Where can I find the best rates in the UK?

Foreign currency is the ultimate commodity: the euros or dollars you get cheap from a backstreet bureau de change are worth exactly the same as the notes you might buy, expensively, at your high street bank.

The best way to compare rates is to frame the question right: “how many euros will you give me for £300?” or “I need $500, how much will that cost me in sterling?”.

On your local high street, don’t expect much from banks – which now appear to regard changing money as a faff, and often restrict it to existing customers.

Travel agents often offer more competitive rates. And the Post Office is worth checking, particularly for commission-free small transactions – for example buying £20 of Turkish lira to tide you over until you can find the best local deal after arrival.

But you are almost certain to get a better deal if you shop around online through companies such as Travelex and Moneycorp, and pick up the foreign currency at an airport or ferry port.

For the best deals, it helps to be in London. Search Thomas Exchange Global for some of the best rates. You can pay online and pick up the cash at a Thomas Exchange bureau.

Currency Online Group, based at Waterloo station, offers highly competitive rates if you pay in advance and pick up from its office. Outside working hours, the UK’s first cash-to-cash foreign exchange ATM is located in the Excess Baggage office on the concourse ; it offers reasonable rates for euros and dollars from 7am to 11pm, seven days a week.

Better still, take a stroll along Britain’s finest foreign-currency artery: Queensway in London W2. Within a few hundred metres, there are two dozen bureaux de change. It takes 10 minutes to compare rates, and with lots of tourists selling euros or dollars for sterling, there’s a willingness to turn a quick profit.

All of this applies only to the major currencies: the euro and dollar, and also the Swiss franc, Canadian and Australian dollars, plus the UAE dinar. You might also want to buy in advance for Scandinavian currencies or New Zealand dollars (weak competition at the destination means rates are rarely good).

But just about every other currency counts as “exotic”, and for these locations the rule is: wait until you get to the country in question. Take clean Bank of England £20 notes (with a few £5 and £10 notes in case you need to change smaller amounts towards the end of your stay).

Turkish currency

The usual advice for European holidays – buy euros in the UK at the best rate you can find – does not apply to for the Turkish lira.

First rule: do not change in large quantities in Britain; you will get a much better rate in Turkey. If you like to have a modest amount of foreign currency for incidentals when you arrive, then as mentioned above, you could go to your local Post Office and change £20 or so into Turkish lira. You won’t get a great rate of exchange, but it will be better than your departure airport. And it is commission-free, which is handy for small transactions like this.

Once at your destination in Turkey, you will soon be able to identify the bureau de change with the best rates for sterling. Even in small towns, there are change opportunities; ask at the tourist office or a travel agency.

Change reasonably small quantities in case there is another sudden collapse of the lira. Little and often is the best way.

When you shop around, note that some places charge commission and some don’t. The sensible question to compare rates is: “How many Turkish lira will you give me for £100?”

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USPS postage rates are going up again in 2024. Here's how much a Forever stamp will cost

post office tourist currency rates today

For the second time this year, the United States Postal Service is raising the cost to mail a letter, greeting card or credit card payment. 

On Sunday, July 14, the cost of First-Class Forever stamps will increase to 73 cents — an increase of more than 7% — one of several new rate increases for mail and shipping services. 

That’s seven cents more than it cost to mail a letter a year ago, when the USPS raised the rate from 63 cents to 66 cents, and 13 cents more than the price of a Forever Stamp in July 2022.

The increases are part of the Postal Services' 10-year Delivering for America plan, enacted in 2021 by Postmaster General Louis DeJoy. The plan was "absolutely necessary to put the Postal Service on the path to service excellence and financial stability," he told a U.S. House committee in May 2023, USA TODAY reported . 

How much does it cost to mail a letter in 2024? 

The price of a First-Class Mail Forever stamp will increase to 73 cents from 68 cents. 

When does the postage increase take place? 

The price hike goes into effect on Sunday, July 14, 2024. 

Why is the U.S. Postal Service increasing postage rates? 

“As changes in the mailing and shipping marketplace continue, these price adjustments are needed to achieve the financial stability sought by the organization’s Delivering for America 10-year plan. USPS prices remain among the most affordable in the world.,” USPS said in a press release. 

What about postcards and metered letters?  

  • Letters (1 ounce): 73 cents, up from 68 cents 
  • Letters (metered, 1 ounce): 69 cents, up from 64 cents 
  • Domestic postcards: 56 cents, up from 53 cents 
  • International postcards: $1.65, up from $1.55 
  • International letter: $1.65, up from $1.55 

When did the USPS start using Forever Stamps? 

The first Forever Stamp, featuring an image of the Liberty Bell, went on sale in April 2007, according to the USPS, at a cost of 41 cents. 

How much have Forever Stamps increased? 

According to the website , the cost of Forever Stamps has increased more than 20 cents since they were first introduced. Here is a breakdown of pricing since 2007: 

  • April 12, 2007: 41 cents 
  • May 12, 2008: 42 cents 
  • May 11, 2009: 44 cents 
  • Jan. 22, 2012: 45 cents 
  • Jan. 27, 2013: 46 cents 
  • Jan. 26, 2014: 49 cents 
  • April 10, 2016: 47 cents 
  • Jan. 22, 2017: 49 cents 
  • Jan. 23, 2018: 50 cents 
  • Jan. 30, 2019: 55 cents 
  • Jan. 29, 2020: 55 cents 
  • Aug. 29, 2021: 58 cents 
  • July 10, 2022: 60 cents 
  • Jan. 22, 2023: 63 cents 
  • July 9, 2023: 66 cents 
  • Jan. 21, 2024: 68 cents 
  • July 14, 2024: 73 cents

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Are you heading overseas soon and need to get your hands of foreign currency fast? Here at Foreign Xchange, we’re ready to help. With our online currency exchange platform, you have access to 60+ foreign currencies at the tap of a few buttons.

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We’re now delivering your travel money orders to Post Offices across Australia.

Convenience is at the heart of what we do, ultimately we’re here to make your life easier. In the build-up before a big trip overseas, we understand how much of a headache everything can be. From buying travel insurance, booking accommodation and sorting out airport transfers, everything that goes into planning a holiday can be stressful. Buying foreign currency shouldn’t be.

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Expanding our click and collect currency exchange service gives our customers more flexibility when it comes to buying foreign money.

Partnering with Australia Post allows our customers to get their travel money delivered directly to a Post Office location instead of their home. If you know you’re going to be at work or out during weekdays, this is a great option for you to pick up your order when is most convenient for you.

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Our Post Office click and collect option works exactly the same as our home delivery service. You still have access to great currency exchange rates, safe and secure delivery and exceptional customer service.

You can click and collect both foreign currency in cash as well as our Cash Passport prepaid travel card. Using our online currency exchange calculator, simply select how you would like to purchase your travel money. While foreign cash is great for small purchases, prepaid travel cards are a great way to carry around multiple currencies as well as large amounts of money.

Deliver your travel money to your nearest Post Offices across Australia!

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If you know you’re going to be at work or out and about during the week, nominate an Australian post office location that you know you can get to in your free time. Whether you want to pick up your travel money at the weekend at a location near your house. Or if there’s an Australia Post office near your work and you want to collect your foreign cash on your lunch break, you can. This option gives you complete flexibility.

With over 3,000 Australia Post locations right across Australia, we can get your currency delivered to both metro and rural locations. Better still, you can be safe in the knowledge, that your foreign currency is being held at a secure location until you’re ready to pick it up.

All of our orders are carefully counted and placed into an Airlock packet to ensure that nobody can tamper with your money until you receive it. All you need to get your hands on your currency is to provide proof of identification when you arrive at your local post office.

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Our currency exchange rates are just one thing that we pride ourselves on. Check our rates against our competitors and we’ll be confident that you’ll struggle to find better.

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Save time and money by ordering foreign currency online with us today. We’re here to take the headaches out of buying foreign cash and making money transfers online. Ultimately, making it easy and as convenient as possible for you and all of our customers.

Collect your order from your local Post office

There is nothing worse than booking the day off work to be at home to accept delivery. All for it to not turn up on time, now you don’t have to worry about it. Simply select your nearest Australia Post office location and collect your travel money at a time that is most convenient for you.

Rather than getting your travel money delivered to your home and not being in to receive it. Get it delivered directly to a Post Office location and pick it up when you’re ready.

One of the great benefits to nominating a specific Australia Post location is that you get to choose a specific post office to pick up from. At some point, we’ve all experienced a delivery getting redirected to depot or location that is way out of our way. This way you can choose a location that is convenient for you.

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post office tourist currency rates today

Place your order online with us today and your currency will be ready for collection in as little as 4 business days. Once your travel money arrives, you will be notified via text message and email. You can then pick up your Australia Post currency exchange whenever you’re ready.

If you are unsure about postage times or require your travel money urgently, please contact us immediately and we can do our best to make sure you get your currency on time.

How much does the Australia post travel money collection service cost?

As with all our delivery fees, no matter where you are in Australia, we charge a flat fee of $30 to cover all postage costs. We use our premium network of couriers to ensure your foreign currency is delivered safely, securely and on time. This cost also covers the Secure Collect packet we use to ensure your currency is kept safe and secure on its journey to your chosen destination.

What Our Customers Say

Phonz musik.

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Average Rating: 5.0 stars (based on 3 ratings) Changing Philippine Pesos to AUD, I was quoted (at the time) 42.5pesos across the road and this guy gave me approximately 41.806? I read reviews and it seemed that it was better “across the road” but as already mentioned, this shop gave me a better deal.

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Average Rating: 5.0 stars (based on 3 ratings) Great Rates! Definitely will come back.. FX beat everyone else quite easily. Gave me the best rates first up, no need to ask second time. Purchased US Dollars and Canadian Dollars today at the best rate in the town! Thank you Amit!

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Average Rating: 5.0 stars (based on 3 ratings) Best Rates for buying US Dollars, Euros and British Pounds. Amit also helped me swap some of my old US Dollar bills for the new ones without charging anything. I had previously checked 4 other currency shops and no one helped me out.

Stamp prices are going up in 2024. Here is when, why and how much

The U.S. Postal Service has filed a notice with the Postal Regulatory Commission proposing changes to mailing services prices, set to take effect this month. The new rates include a 5-cent increase for First-Class Mail Forever stamps, raising the cost from 68 cents to 73 cents.

When do stamp prices go up?

The price increase takes effect July 14, 2024.

Stamp prices 2024

The proposed adjustments, approved by the Postal Service governors, would result in an about 7.8% increase in mailing services product prices. If the commission approves, the price changes would include:

  • Letters (1 oz.): Increase from 68 cents to 73 cents
  • Letters (metered 1 oz.): Increase from 64 cents to 69 cents
  • Domestic postcards: Increase from 53 cents to 56 cents
  • International postcards: Increase from $1.55 to $1.65
  • International letters (1 oz.): Increase from $1.55 to $1.65

The additional-ounce price for single-piece letters will increase from 24 cents to 28 cents. The Postal Service is also seeking price adjustments for special services products, including certified mail and money order fees. Notably, there will be no increase in Post Office Box rental fees, and a 10% reduction in postal insurance costs for mailed items will be applied.

The Postal Service says these adjustments are necessary to achieve the financial stability outlined in its "Delivering for America" 10-year plan. Despite the changes, USPS prices remain among the most affordable in the world.

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Get the best US dollar exchange rate

Compare the latest US dollar exchange rates from the UK's best currency providers

Best US dollar exchange rate

It may come as no surprise that the US dollar is the most popular and widely-traded currency in the world. According to the Bank for International Settlements, nearly 90% of all foreign exchange trades involve the US dollar on one side of the transaction, and it's estimated that more than 60% of all the cash reserves held by central banks around the world are stored in US dollars.

If you're travelling to the USA, it's important to shop around and compare currency suppliers to maximise your chances of getting a good deal. We can help you to find the best US dollar exchange rate by comparing a wide range of UK travel money suppliers who have US dollars in stock and ready to order online now. Our comparisons automatically factor in all costs and commission, so all you need to do is tell us how much you want to spend and we'll show you the top suppliers who fit the bill.

Compare before you buy

Some of the best travel money deals are only available when you buy online. By using a comparison site, you're more likely to see the full range of deals on offer and get the best rate.

Order online

Always place your order online, even if you plan to collect your currency in person. Most supermarkets and high street currency suppliers offer better exchange rates if you order online beforehand.

Combine orders

If you're travelling with others, consider placing one large currency order instead of buying individually. Many currency suppliers offer enhanced rates that improve as you order more.

The best US dollar exchange rate right now is 1.2697 from Travel FX . This is based on a comparison of 14 currency suppliers and assumes you were buying £750 worth of US dollars for home delivery.

The best US dollar exchange rates are usually offered by online travel money companies who have lower operating costs than traditional 'bricks and mortar' stores, and can therefore offer better currency deals than their high street counterparts.

For supermarkets and companies who sell travel money online and on the high street, it's generally cheaper to place your order online and collect it from the store rather than turning up out of the blue and ordering over the counter. Many stores set their 'walk-in' exchange rates lower than their online rates because they can. By ordering online you're guaranteed to get the online rate and you can collect your order from the store as usual.

US dollar rate trend

Over the past 30 days, the US dollar rate is up 0.69% from 1.2697 on 12 Jun to 1.2785 today. This means one pound will buy more US dollars today than it would have a month ago. Right now, £750 is worth approximately $958.88 which is $6.6 more than you'd have got on 12 Jun.

These are the average US dollar rates taken from our panel of UK travel money providers at the end of each day. You can explore this further on our British pound to US dollar currency chart .

Timing is key if you want to maximise your US dollars, but the best time to buy will depend on the current market conditions and your personal travel plans.

If you have a fixed travel date, you should start to monitor the US dollar rates as soon as possible in the period leading up to your departure so that you've got time to buy when the rate is looking favourable. For example, if the US dollar rate has been steadily increasing over several weeks or months, it could be a good time to buy while the rate is high.

Some people prefer to buy half of their US dollars as soon as they've booked their holiday, and the remaining half just before they depart. This can be a good way of maximising your holiday money if the exchange rate continues to rise after you've bought, but will also help to minimise your losses if the rate drops.

You could also consider signing up to our newsletter and we'll email the latest rates to you each month.

If you need your US dollars sooner and don't have time to wait for the rates to improve, you can still save money by comparing rates from a range of different providers before you buy. Online travel money suppliers usually have better US dollar rates than high street exchanges, but supermarkets are a good compromise if you want to collect your currency in person and still get a decent rate. Just remember to buy or reserve your US dollars first before you collect them from the store so you benefit from the supplier's better online rate.

US dollar banknotes and coins

US dollars are governed and issued by the central bank of the United States, the Federal Reserve, while the physical production of US dollar banknotes and coins is managed by the Department of the Treasury. Banknotes are printed by the Bureau of Engraving and Printing in Washington D.C., and coins are minted by the United States Mint which has facilities in various US cities including Philadelphia, Denver and San Francisco.

One US dollar ($) can be subdivided into 100 cents (¢). There are seven denominations of US dollar banknotes in circulation: $1, $5, $10, $20, $50 and $100 which are frequently used, plus a rarer $2 bill which is not as widely circulated but is still printed and is legal tender.

All US dollar banknotes feature two insignias that are intended to represent different aspects of American culture and history. The first insignia, known as the Great Seal, depicts a bald eagle with a shield on its chest, holding an olive branch and arrows in its talons. Above the eagle's head is a banner with the Latin phrase "E Pluribus Unum" which means "Out of Many, One", and a constellation of 13 stars representing the original 13 American colonies. The second insignia is the seal of the Federal Reserve System. The front of the seal features an eagle holding a key which represents the Fed's role in controlling the money supply, and a scroll which represents the Fed's responsibility to regulate and oversee banks.

There are four US dollar coins in frequent circulation: 1¢, 5¢ (nickel), 10¢ (dime) and 25¢ (quarter). 50¢ and $1 coins are also minted but are not as widely used.

Dollars are colloquially referred to as 'bucks'. The name was originally used as slang term in 19th century poker games, where a 'buck' was a buck-handled knife that was passed from player to player to indicate whose turn it was to deal. If a player didn't want the responsibility of dealing, they could 'pass the buck' to another player. Over time, the term 'buck' came to be used more broadly to refer to a bet or a wager; eventually becoming synonymous with dollars.

There's no evidence to suggest that you'll get a better deal if you buy your US dollars in the USA. While there may be better exchange rates available in some locations, your options for shopping around may be limited once you arrive, and there's no guarantee the exchange rates will be any better than they are in the UK.

Exchange rates aside, here are some other reasons to avoid buying your US dollars in the USA:

  • You may have to pay commission or other hidden fees to a currency exchange that you wouldn't have paid in the UK
  • Your bank may charge you a foreign transaction fee if you use it to buy US dollars when you're abroad
  • It can be harder to spot scammers and fraudulent currency exchanges in the USA

Lastly, it can be handy to have some cash on you when you arrive at your destination so you can pay for any immediate expenses like food, transport and tips. You don't want to be searching for the nearest currency exchange when you've just landed and you're desperate for a cup of tea - or a cocktail!

Tips for saving money while visiting the USA

The USA has a high standard of living, and prices are generally comparable to the UK for things like accommodation, food and transport. Hawaii, New York and California are generally considered to be the expensive states to visit, while Kentucky, Mississippi and Arkansas are among the cheapest.

  • Research your accommodation: One of the best ways to save money is by opting for budget accommodation. Hostels, guest houses and AirBnB can be much more affordable than hotels, especially if you rent a room instead of an entire apartment. Hostel chains like Hostelling International, Freehand Hostels and Selina operate modern, budget-friendly accommodation in most large US cities.
  • Use public transport: Private taxis and rental cars are an expensive way to get around, so make the most of busses, trains and metros wherever possible. Look out for discounted travel passes like CityPASS and Go Card to save even more on standard fares.
  • Eat like a local: The USA is synonymous with fast food restaurants, but diners are another major staple of American dining which offer large portions of classic American dishes at affordable prices. Or, for a healthier option, consider shopping in local grocery stores and cooking your own meals if your accommodation has a kitchen.
  • Plan your itinerary: Research free attractions in whatever city you're staying in and plan your itinerary around these. Many museums, botanical gardens and historical sites offer free entry, and there are over 60 National Parks across the US, many of which are free to enter such as Great Smoky Mountains in Tennessee, Olympic National Park in Washington D.C. and Acadia in Maine.
  • Find discount vouchers: Many tourist attractions and activities offer discount vouchers and codes that can save you money on entry fees and other perks. Look for vouchers online; sign up to newsletters and follow the social media accounts of places you're planning to visit.
  • Take cash: Using cash will help you to stick to a budget more easily than paying by card, and you'll also avoid foreign transaction fees. If you do take a card with you, look out for ATMs that are affiliated with your UK bank to avoid ATM fees, and if you're asked whether you want to pay in pounds or US dollars - always choose US dollars. If you pay in pounds the merchant can set their own exchange rate which won't be in your favour.

Choosing the right payment method

Sending money to a company you might not have heard of before can be unsettling. We routinely check all the companies that feature in our comparisons to make sure they meet our strict listing criteria, but it's still worth knowing how your money is protected in the unlikely event a company goes bust and you don't receive your order.

Bank transfer

Your money is not protected if you pay by bank transfer. If the company goes bust and you've paid by bank transfer, it's unlikely you'll get your money back. For this reason, we recommend you pay by debit or credit card wherever possible because they offer more financial protection.

Debit cards are the most popular payment method and they offer some financial protection. If you pay by debit card and the company goes bust, you can instruct your bank to make a chargeback request to recover your money from the company's bank. This isn't a legal right, and a refund isn't guaranteed, but if you make a chargeback request your bank is obliged to try and recover your money.

Credit card

Credit cards offer full financial protection, and your money is protected by law under Section 75 of the Consumer Credit Act. Section 75 states that your card issuer must refund you in full if you don't receive your order. Be aware that many credit cards charge a cash advance fee (typically around 3%) for buying currency, so you may have to weigh up the benefits of full financial protection with the extra cost of using a credit card.

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Delivery options, available branches and fees may vary by value and currency. Branch rates will differ from online rates. T&Cs apply .

  • Order Turkish lira online and pick it up the next working day in any Post Office branch
  • The more Turkish lira you buy, the better the rate
  • Check the GBP to Turkish lira exchange rate for the best deal

Due to the volatility of the Turkish lira exchange rate, Post Office may withdraw the currency from sale without notice.

If it's not available on the drop-down list of currencies, please try again on another day. Turkish lira is still available to order in branch. Exchange rates shown online will differ from those available in branch.

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Taking a trip to Turkey? Get your holiday money with Post Office

Turkey is one of British holidaymakers’ favourite summer destinations. With its lengthy high season and exceptionally good value, tourists can enjoy their holidays without breaking the bank. 

If you want to buy Turkish lira holiday money online from the Post Office, you can enjoy great rates and 0% commission. You could pop into thousands of participating branches or get yourself a Travel Money Card . 

Our click and collect service allows you to order Turkish lira online and pick up your cash at a designated branch. And, if you order before 3pm, you can pick it up the next working day or have it delivered to your home. 

We’ll buy back any leftover currency notes or refund all of your currency within 28 days of purchase if your holiday gets cancelled. And don’t forget to buy your travel insurance, and check out our information on visiting Turkey . 

Get our best rates online. The more you buy, the better the rate.

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Rate correct as of 09/07/2024

Travel Money Card (TMC) rates may differ. Branch rates may vary. Delivery methods may vary. Terms and conditions apply

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If you can order by 3pm, we can get your cash over to you the next working day. 

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Great value in Turkey

Our latest Post Office Holiday Money Report shows Marmaris in Turkey offers holidaymakers eye-popping value

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Three-course evening meal for two



Costs are for Marmaris, Turkey and based on prices at the time of our last Post Office Travel Money Holiday Money Report in 2024. Meal price is based on three courses for two people with a bottle of house wine.

How far will your Turkish lira go?

The relative value of Turkish lira has decreased over recent years, meaning excellent savings for British holidaymakers. That’s not to say the trend will definitely continue, so it’s a good idea to buy your travel money at the most favourable rate available

Many popular resorts in Turkey are cost-effective when compared with other world or European destinations, so even if it costs a little more than our nearest neighbours to get flights, the ultimate savings could be strong

As well as the low price points for many holiday makers, Turkey has some of the most appealing weather and enrapturing cultural heritage

Its long high season means that deals are possible earlier and later than other destinations

Some common questions

How do i buy turkish lira.

Order Turkish lira online (minimum order value of £400) or find your nearest participating branch .

You can collect your currency at any Post Office branch or have it delivered to your home . Online orders placed before 3pm on a working day can be delivered to your home the next working day using Royal Mail Special Delivery Guaranteed by 1pm.

Home delivery for orders of £500 or over is free, or for orders of under £500 there is a small delivery charge of £4.99.

What is Turkish lira?

Turkish lira is the national currency of Turkey. It was introduced as the Ottoman lira during the Ottoman Empire in 1844. In the early twentieth century the Ottoman lira was replaced with the Turkish lira following the Turkish War of Independence.

Ever wondered why the symbol for pounds (in terms of weight) is “lbs”? You may be surprised to learn that “pounds” and “lira” mean almost the same thing. A libra was a Latin unit of weight equivalent to the English “pound”, and we get the word lira from libra. So Turkish lira are, in a sense, Turkish pounds.

The currency of Turkey was revalued in 2005 to make its note values more manageable. In 2009, a new series of banknotes was issued which are currently in use. 1 lira is divided into 100 kuruş, which are in currency as coins.

Which countries use Turkish lira?

Only Turkey and Northern Cyprus (the de-facto state governed by Turkey in the Republic of Cyprus) use Turkish lira.

What is the highest-value Turkish lira note?

The highest value Turkish lira banknote is 200. Other note values are 5, 10, 20, 50 and 100.

  • Read all travel money FAQs

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Visiting several countries on the same trip or as part of future travel plans? These other currencies might be of interest.

Post Office Travel Money Card is an electronic money product issued by First Rate Exchange Services Ltd pursuant to license by Mastercard International. First Rate Exchange Services Ltd, a company registered in England and Wales with number 4287490 whose registered office is Great West House, Great West Road, Brentford, TW8 9DF, (Financial Services Register No. 900412). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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The Xe Global Currency Outlook - July 2024

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June 28, 2024 — 3 min read

post office tourist currency rates today

Welcome to Xe’s Global Currency Outlook, your go-to resource for understanding the dynamic world of currency exchange. Each month, we’ll bring you the key insights and trends shaping the global currency landscape.

Here’s what to watch in July 2024:

Global central bank movements.

Several central banks are taking steps to adjust their interest rates:

Cutting Rates The European Central Bank (ECB), Bank of Canada, Swiss National Bank, Sweden’s Riksbank, and the People's Bank of China have all begun reducing rates.

Holding Steady The U.S. Federal Reserve, Reserve Bank of Australia, and Reserve Bank of New Zealand have chosen to maintain their current rates.

Upcoming Cuts The Bank of England has hinted that it may start cutting rates in August.

These differing policies are influencing exchange rates worldwide.

USD: Strong and Steady

The U.S. dollar has strengthened since early June, buoyed by a robust economy and delayed rate cuts from the Federal Reserve. The Federal Open Market Committee (FOMC) signaled there might be only one rate cut this year, down from an earlier forecast of three. This suggests the USD will remain strong for a while.

EUR: Facing Challenges

The ECB has cut rates by 25 basis points (bp) to 3.75% but raised its inflation forecast due to concerns over wage pressures. Political developments in France have increased the risk premium on French bonds, putting downward pressure on the euro.

GBP: On the Edge

With the Bank of England potentially cutting rates soon, the British pound is experiencing some downward pressure and could dip to its 200-day moving average of 1.2558 in the coming months.

CAD: Resilient Performance The Bank of Canada began its rate-cutting cycle on June 5, ahead of the U.S. Federal Reserve. The Canadian dollar remains strong, thanks to firm energy prices and strategic rate cuts offering some “growth insurance,” showing resilience against the euro.

JPY: Weak But Watchful The Japanese yen is weak due to the wide interest rate gap with the U.S. However, if the Fed cuts rates and the Bank of Japan stops monthly bond purchases, we could see USD/JPY drop to 145.00 by year-end.

CNY: Struggling Economy China’s economy is grappling with a prolonged property crisis. Lower interest rates and economic struggles are leading to further depreciation of the yuan, with USD/CNY expected to reach 7.2800 soon despite efforts by the People's Bank of China (PBoC) to stabilize it.

AUD: Balancing Act The Australian dollar is strengthening because the Reserve Bank of Australia is carefully managing interest rates to avoid high unemployment, even though this means a slower decline in inflation.

NZD: Steady Amidst Weakness With headline inflation at 4.0% and non-tradeables (domestic) inflation at an even higher 5.8%, the Reserve Bank of New Zealand is keeping interest rates at 5.50%, supporting the NZD. Despite emerging from a double-dip recession, the economy remains weak, but this isn’t dampening the currency’s support.

Political Volatility Political developments are causing fluctuations in the euro, Mexican peso, and South African rand. Historically, these impacts are temporary, but they’re worth watching.

Stay tuned for more updates and insights next month as we continue to navigate the ever-changing world of global currencies.

The content within this blog post is not intended for use as financial advice. This content is for informational purposes only.

Money blog: Nando's launches a ketchup - so we compared all brands. Which is best value - and which has more water than tomatoes?

Welcome to the Money blog, your place for personal finance and consumer news and tips. Leave a comment or your Money Problem/consumer dispute (don't forget to leave a contact number/email) in the box below.

Thursday 11 July 2024 20:08, UK

  • Widespread issues with card payments reported - as people turned away from supermarkets
  • Nando's launches a ketchup - so we compared all brands. Which is best value - and which has more water than tomatoes?
  • Chances of August interest rate cut recede
  • Water bills to rise by average 21% over next five years, regulator rules

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  • Michelin chef reveals £2 supermarket pasta that can elevate your dinners - as he picks his Cheap Eats in London
  • Basically... What are the different ways of paying for a car?
  • Women in Business : From blackouts to CEO - how burnout helped create UK's biggest venue booking platform
  • Best deals on school uniform ahead of new academic year

Ask a question or make a comment

A new competitor has emerged on the condiment shelf - Nando's ketchup.

It's being advertised as a twist on the traditional sauce, with a touch of "peri-peri magic" for your chips, burgers or bolognese.

This translates into a small amount of spices like cayenne pepper, bird's eye chilli, ginger, garlic, and paprika, as well onion and lemon purees.

We've taken a look at how it stacks up against the other ketchups on Asda's shelves below, with some key takeaways:

  • Hellmann's has the most tomatoes and the least calories per serving
  • Asda's own brand is by far the most affordable - with a very similar ingredients list to market leader Heinz
  • Nando's is, just, the most expensive per 100g, though it's tricky to compare against all the below as some are only available in bigger bottles
  • The main ingredient in Leon's, uniquely, is not tomatoes but water
  • Leon's has the least sugar per serving

Price per 100g: 94.3p (for normal sized bottle) Main ingredient: Tomato paste (140g tomatoes per 100g) Calories: 17kcal per serving Sugar per 100g: 20g

Price per 100g: 80p (for normal sized bottle) Main ingredient: Tomatoes (148g per 100g) Calories: 15kcal per serving Sugar per 100g: 22.8g

Asda own brand

Price per 100g: 14.9p (only available in jumbo sized bottle) Main ingredient: Tomatoes (148g per 100g) Calories: 15kcal per serving Sugar per 100g: 21g

Price per 100g: 92.2p (normal sized bottle) Main ingredient: Water (with tomato paste second at 25%) Calories: Not available Sugar per 100g: 16.6g

Price per 100g: 29.2p (one up from normal sized bottle) Main ingredient: Tomatoes (117g per 100g) Calories: 17kcal per serving Sugar per 100g: 22g

Price per 100g: 40p (two up from normal sized bottle) Main ingredient: Tomatoes (168g of tomatoes per 100g) Calories: 13kcal per serving Sugar per 100g: 18g

Asda is the first to offer Nando's tomato sauce but it is expected to roll out at Sainsbury's, Tesco and other supermarkets in the coming months.

Virgin and Clyesdale Bank have announced a slight drop in their standard variable rate mortgage rates - in what could be seen as a precursor to a base rate cut in a few weeks' time.

From today, their SVR stands at 9.24% - down from 9.49%.

Barclays and Halifax have also announced they are dropping selected fixed- rate deals from tomorrow - continuing a trend we have seen in recent weeks.

Cowboy builders face a crackdown on trader recommendation websites under new guidelines proposed by the industry watchdog.

The Competition and Markets Authority says the web pages must tackle fake reviews and vet the tradespeople they advertise after "worrying evidence" emerged.

The regulator has published a first draft of its advice following concerns over websites that fail to sanction rogue traders, offer a complaints process, or monitor traders while making misleading claims about their trustworthiness.

Plusnet customers will from today see their mid-contract price changes expressed as "pounds and pence" rather than percentages in a bid by the internet provider to make information clearer for customers.

Price comparison service Uswitch has praised the move which gives "greater clarity" to consumers.

"The new model provides certainty when it comes to the cost of your contract and makes it easier for customers to manage their finances," the Uswitch telecoms expert Ernest Doku said.

The new model, which applies to new and existing customers who take out contracts after today, will see mid-contract charges at a flat rate for all customers - a yearly increase of £3 per month.

People with coeliac disease are paying up to 35% more for their weekly shop, research has found, with some even eating gluten to avoid paying higher costs despite the potential impact on their health.

A new report by Coeliac UK has found that 77% of people with the disease struggle to afford gluten-free products from supermarkets.

Seven in 10 people said shopping gluten free "adversely affects their quality of life" due to the cost and availability of the food on supermarket shelves and online.

Around 4% are choosing to eat gluten despite the risk to their health because of concerns around the cost of gluten-free food, while 27% would eat products with "may contain" for the same reason.

The research by Coeliac UK revealed that loaves of bread are 4.5 times more expensive on average, while pasta and plain flour are twice as pricey when made gluten free.

If you're thinking of stocking up on Sainsbury's snacks and drinks for Sunday's big game, you'd better do it ahead of time.

Like rival Tesco, the supermarket has announced it is closing convenience stores and petrol stations early across England so staff can tune into the Euros final.

More than a thousand branches will be closing at 7.30pm on Sunday, rather than 10pm or 11pm.

"We want to give our colleagues the chance to tune in live and cheer on England with friends and family. The atmosphere in stores is electric after last night's win," said Clodagh Moriarty, chief retail and technology officer.

Supermarket hours are unaffected as they usually close before the 8pm kick-off. 

Any online grocery orders which have already been booked will be honoured.

All branches will reopen at their usual time on Monday.

Earlier this week, business presenter Ian King answered questions from Money blog readers about what the new Labour government means for their personal finances.

One question related to the two-child cap on child benefit - which Labour have at times suggested they're ideologically opposed to, but won't commit to changing because of the cost.

Responding to a question about whether taxes could be raised for oil and gas companies to pay for scrapping the cap, King said: "The Resolution Foundation has estimated that the two-child benefit cap will save the government £2.5bn during the current financial year - which would rise to £3.6bn if applied to all families claiming universal credit.

"Labour is committed to raising the levy on North Sea oil and gas producers from the current 75% to 78% - and has earmarked the money raised will go towards funding its wider plans for energy and, in particular, decarbonisation.

"It would be ill-advised to raise taxes further. The decisions it has made have already had an impact on investment in the North Sea, as I report here.

"And don't forget, the cap is not just about saving money. It's also about avoiding awkward newspaper headlines and stories about big families being paid a small fortune in benefits of the kind that embarrassed the last Labour government and angered so many of its traditional working-class supporters in particular."

You can read all 21 of King's answers here ...

A "nationwide issue" has been affecting card payments.

Many social media users were reporting being unable to pay for their shopping in supermarkets this morning.

More than 600 people were flagging issues with Visa on Down Detector as of 9.45am, while over 100 had problems with Mastercard payments as of 10am.

A sign in one Sainsbury's store was requesting customers pay for their shopping in cash.

The supermarket said on social media it had been aware of a "nationwide issue" with card payments.

Vanessa Meehan, in Twickenham, said: "I've just been turned away at Sainsbury's as they can't accept card payments. Petrol station also coned off. The car is running on fumes and I need to get supplies."

A Sainsbury's spokesperson told Sky News at 11am that contactless payments had resumed after being "briefly unavailable for a few minutes this morning".

They said this was caused by an issue with its third-party payment provider.

"We're accepting all payments as usual and continue to monitor the situation. We're sorry for any inconvenience this may have caused," the supermarket said.

Asda also confirmed its payment systems were back up and running following temporary issues with Visa.

A Visa spokesperson confirmed to Sky News it had been aware cardholders were experiencing issues when making payments.

"While Visa's systems are operating normally, we are working with our partners to investigate," they added.

Mastercard said it was "aware of some payment transaction issues at select merchants in the UK" and was working to gather more information.

"There is no current indication that these issues are related to our network," a spokesperson said.

The UK's biggest supermarket chain has told customers its Express stores across England will close at 7.30pm instead of the usual 10pm or 11pm on Sunday - after England reached the Euro 2024 final.

It said the decision had been taken to allow its staff to get home or to the pub in time for kick-off at 8pm. 

Employees who do not want to watch the match will be paid as normal, it said. 

Stores will be open as normal the following morning. 

England are playing Spain in the final - and will have the chance to become the first England men's team to win a major tournament since the World Cup in 1966. 

By James Sillars , business reporter 

Faltering expectations for imminent interest rate cuts are playing out in financial markets today.

The pound is at a four-month high versus the dollar at $1.28.

That has been largely put down to remarks by Bank of England rate-setter Huw Pill, the Bank's chief economist, that the timing of the UK's first rate cut was an "open question".

He spoke up just 24 hours after another member of the monetary policy committee ruled out personal support for a reduction on 1 August.

Jonathan Haskel said too many stubborn inflationary pressures remained.

As such, financial markets now see only a 50/50 chance of a rate reduction to 5% from 5.25% at the next Bank meeting.

The chance of a cut had stood at 60% at the start of the week.

The pound has lifted as higher interest rates are generally supportive of a domestic currency.

Elsewhere, the FTSE 100 has opened to a flat calm - up just a couple of points at 8,000.

A big focus for investors this morning was the interim decision by water regulator Ofwat on what suppliers could charge their customers over the next five years.

To give you some idea of the reaction, shares in United Utilities and Severn Trent opened up by around 2%. Those of Pennon, the company behind South West Water, were up by more than 6%.

Water companies in England and Wales have been told they will not be allowed to impose the hikes to bills they have demanded, the industry regulator has said in an interim verdict on their business plans for the next five years.

Ofwat declared that it was minded to slash, by a third, the combined increases that the 16 companies had submitted.

It left the average bill, the watchdog said, set to rise by £19 a year or 21% over the period.

Read our report here ...

Meanwhile, more compensation, possible refunds and new customer panels have been announced as part of the government's "initial steps" towards ending what it describes as the crisis in the water sector.

You can read this story here ...

The appearance of finer weather helped the economy recover some lost ground in May, according to official figures that were better than expected.

The Office for National Statistics (ONS) recorded gross domestic product growth of 0.4% in the month, compared with its earlier determination of  zero growth during April .

A poll of economists by Reuters had pointed to a 0.2% increase for monthly gross domestic product in May.

On a quarterly basis, the UK's interest rate-driven recession of the second half of 2023 ended at the start of this year as the  Bank of England  ended its rate hiking cycle which was designed to cool inflation by choking demand in the economy.

Read our full story here ...

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  27. Money blog: Nando's launches a ketchup

    Welcome to the Money blog, your place for personal finance and consumer news and tips. Leave a comment or your Money Problem/consumer dispute (don't forget to leave a contact number/email) in the ...