travel insurance to go to vietnam

Top Travel Insurances For Vietnam You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Vietnam is known for its friendly people, intriguing cultural heritage, stunning landscapes, and delicious cuisine such as the famous Pho and Banh Mi dishes. Although travelling to Vietnam can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Vietnam and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Vietnam Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Vietnam:

Best Travel Insurances for Vietnam

• 01. Do I need travel insurance for Vietnam? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Vietnam scroll down

Heading to Vietnam soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Is Travel Insurance Mandatory in Vietnam?

No, there's currently no legal requirement to take out travel insurance for travel to or through Vietnam.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Vietnam or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Vietnam:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Vietnam, no matter whether you're planning to hike through the jungles of Phong Nha-Ke Bang or explore the busy streets of Hanoi.

VisitorsCoverage lets you choose between various plans tailored to meet the specific needs of your trip to Vietnam, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies, and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Vietnam:

• Policy Names: Varies
• Medical Coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip Coverage: Excellent - but only available for US residents.
• Customer Support: FAQ, live chat and phone support
• Pricing Range: USD 25 to USD 150 /traveller /month
• Insurance Underwriter: Lloyd's, Petersen, and others
• Best For: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option for Vietnam, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy Names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical Coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip Coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer Support: FAQ, live chat, phone support
• Pricing Range: USD 80 to USD 420 /traveller /month
• Insurance Underwriter: David Shield Insurance Company Ltd.
• Best For: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads in Vietnam because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy Names: Nomad Insurance, Remote Health
• Medical Coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip Coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing Range: USD 45 to USD 160 /traveller /month
• Insurance Underwriter: Tokyo Marine HCC
• Best For: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Vietnam? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Vietnam

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Vietnam. However, we strongly encourage you to do so anyway, because the cost of healthcare in Vietnam can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

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• Ho Chi Minh City

• Planning A Trip

All-in-one Guide to Travel Insurance For Your Vietnam Trip

• 1. Why Would I Need Insurance?
• 2. What Types Of Insurances Are There?
• 3. Insurance Plan
• 4. When To Get Your Insurance
• 5. Where To Start Looking For Travel Insurance

In many countries, purchasing and showing proof of a purchase for a travel insurance is a must as you apply for your travel documents. As you get a visa for Vietnam, you are not required to present one. But do you need one? The answer is YES, you will greatly benefit from a wisely picked travel insurance. And how to figure out which one is the best in the pool of insurance offered? We will tell you right now.

Why Would I Need Insurance?

You can just skip this section if you already know how important it is to get travel insurance. For those who are still skeptical, read on.

This is not to say Vietnam is an unsafe place to visit, but that anything can happen and it is better you get yourself prepared. Getting insurance sometimes will save you thousands of dollars, but in the least it gives you peace of mind. You know you are protected to a certain extent.

What Types Of Insurances Are There?

Thanks to Vietnam’s readily available tourism activities, you will find yourself anywhere from flying, taking cruise trips, staying at a high end resort, going kayaking on the bay or even simply crossing the streets. Fun as they may sound, some may be more prone to risk than others.

Currently in the insurance market, there is both individual and comprehensive plan for you to choose from: flight and trip cancellation insurance, travel health insurance, medical evacuation insurance, baggage coverage insurance, excess valuation, to name a few. Depending on your particular trip and preference, you may find one that best suits your interest.

How much your insurance will cost you will depend on the number of days you travel, the destination you will be travelling (Vietnam is generally listed as a safer place, and costing less money for insurance, some other countries), and the types that you choose.

Below is a closer look at the different types of insurance:

Trip cancellation.

If you book your flight with, Expedia or Orbitz or even directly from the airlines website such as Air Asia, chances are that you will be asked whether you want to purchase a flight or trip cancellation insurance. Unless you are 100% sure that you will make it for the trip, it may be wise to purchase one. This flight cancellation insurance starts from $13 and will be an excellent deal in case your flight or trip gets cancelled.

Flight Insurance

Baggage Insurance

You won’t be a happy traveler as you land and find out that you lost your baggage or your 2 trolleys were totally damaged. Most airlines will provide only hefty reimbursement in case of lost luggage. Baggage insurance will be necessary if you travel long distance.

Travel Health Insurance 

Your national health care insurance will not cover your trip to Vietnam in particular. The Australian Reciprocal Medicare Agreement only entitle Australian nationals to get discounted treatment while in the UK, New Zealand, Sweden, Italy, among others, but Vietnam is not currently on the list. Canadians with OHIP coverage will too bear the full cost of medical expense while abroad. For US citizens, some private health insurance may cover basic needs for your travel but no company will assist you to evacuate or repatriate back to the homeland with your existing plan. With the evacuation or medication pack, you will be aided in case of injury or death and flown back to your home country. The annual premium starts from $250.

Other insurances available for your consideration are: Adventure travel, Credit card coverage, extreme sports insurance, to name a few.

Insurance Plan

Instead of going with individual coverage you may also purchase insurance plan:

Vacation plan

This is the most popular type of all travel insurance. Vacation plan includes trip cancellation or interruption, medical emergencies, loss or delays of luggage, and some over coverage depending on the insurance providers.

Specialty plan

This includes evacuation plans, accident plans, which cover the emergency evacuation and often-sold on annual basis. The insurance will cover transport and any emergency medial costs associated with the occurrence while you are abroad.

Travel medical plan 

When To Get Your Insurance

It is best to get your travel insurance as you start your booking process: reserving a flight ticket, making deposit for a package tour to Vietnam or paying for your cruise trips.

Where To Start Looking For Travel Insurance

Below are some of the more prestigious travel insurance providers by countries:

Canada: Travel Guard, Kanetix (www.kanetix.ca), Manu Life (www.manulife.ca), RBC (http://www.rbcinsurance.com/travelinsurance/index.html)

US: Travel Guard, (http://www.travelguard.com)

UK: travel guard, Tesco Bank, Barclay (www.barclays.co.uk)

Australia: Travel guard, World Nomad, Travel Insurance Cover (www.travelinsurancecover.com.au)

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Travel Insurance Vietnam

Travel insurance for vietnam.

Ah, Vietnam – a vibrant chaos of scooters zipping around, ancient temples that have seen it all, and greenery that makes you feel like you're in a nature hug. This Southeast Asian gem isn't just about rich culture and history – it's also the kingdom of adventures and, of course, the land of the mighty pho. Before you kick off your shoes and wade into the wonders of Vietnam, let's talk about practical matters. While Vietnam's known for the stunning Ha Long Bay and its gregarious people, it's also a place where even the savviest traveler might hit a speed bump. Let's dive into the everything you need to know abouet travel insurance for Vietnam so you can face unexpected travel hiccups with confidence.

• What should your Travel insurance cover for a trip to Vietnam? 
• How does Travel Insurance work for Vietnam?
• Do I need Travel Insurance for Vietnam? 
• How much does Travel Insurance cost for Vietnam? 
• Our Suggested AXA Travel Protection Plan

What Types of Medical Coverage Do AXA Travel Protection Plans Offer?

Are there any covid-19 restrictions for travelers to vietnam.

• Traveling with pre-existing Medical Conditions?

What should your travel insurance cover for a trip to Vietnam?

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage.  AXA Travel Protection plans are designed with these minimum recommended coverages in mind. 

• Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
• Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
• Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
• Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
• Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Vietnam.

How does Travel Insurance for Vietnam work?

Imagine: you're on a motorbike adventure through the winding roads of Dalat. Suddenly, an unexpected slip or a minor mishap occurs, and you find yourself in need of medical attention. Here's where an AXA Travel Protection plan steps in with its "Emergency Medical Expenses" benefit. From hospital stays to doctor's fees, AXA can support and assist so you're not left navigating the complications of the Vietnamese healthcare system. Moreover, if the situation takes a serious turn and requires evacuation to the nearest medical facility or even repatriation, AXA Travel Protection's got your back. Here’s how travelers can benefit from an AXA Travel Protection Plan:  

Medical Benefits: 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
• Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

• Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
• COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
• Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits:

• Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
• Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits:

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
• Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
• Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
• Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I need Travel Insurance for Vietnam?

Although it's not required to have travel insurance for Vietnam, we highly recommend that travelers think about getting an insurance plan to make sure they stay well-protected during their visit. Why? There are several reasons:

Medical Emergencies: Given the adventurous activities in Vietnam, the potential for minor mishaps or unexpected health issues is notable. Having coverage for emergency medical expenses ensures that you can seek necessary medical attention without worrying about the financial burden.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Emergency Evacuation & Repatriation: While Vietnam's healthcare has improved through the years, the quality of healthcare in more rural or remote areas may not be as advanced. In the event of a serious medical emergency, having coverage for emergency evacuation to the nearest suitable medical facility or repatriation becomes crucial.

How much does Travel Insurance cost for Vietnam?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:

• Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
• Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to Ecuador will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

Our Suggested AXA Travel Protection Plan 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Vietnam hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses. Travelers to Vietnam may want extra coverage. The Platinum Plan is a good choice for travelers who want a bit of extra coverage. Cancel for Any Reason is an option that offers coverage for canceling a trip for any reason. The Collision Damage Waiver coverage is also optional. It covers collisions, theft or damage to a rental car being used during your Vietnam trip.

AXA covers three types of medical expenses:

• Emergency medical expenses 
• Emergency evacuation & repatriation 
• Non-medical emergency evacuation & repatriation 

Emergency Medical: Can cover medical expenses, hospital stays, and even emergency evacuations, covering the expenses of hefty bills and ensuring access to quality healthcare while away from home.

Emergency Evacuation and Repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness. 

Non-Medical Emergency Evacuation and Repatriation: Offers assistance in unexpected situations such as political unrest or natural disasters, ensuring safe and timely relocation to a secure location or repatriation back home. 

Starting in 2023, travelers heading to Vietnam no longer have to show a valid Covid-19 vaccine card or a negative PCR test. The travel restrictions in Vietnam have been lifted, making the entry process simpler for all travelers.

Traveling with pre-existing Medical Conditions? 

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.   Our Gold and Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons, 

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation. 

1. Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2. When should I buy Travel Insurance to Vietnam?

Purchasing travel insurance for your trip is advisable as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit.

3. Do Americans need travel insurance in Vietnam?

While travel insurance is not a mandatory requirement for Americans visiting Vietnam, it is highly recommended. Travel insurance can provide financial protection and assistance in case of unexpected events such as medical emergencies, trip cancellations, lost luggage, or other travel-related issues.

4. What is needed to visit Vietnam from the USA?

For a trip to Vietnam, US citizens need a visa for tourism or business, obtainable from the Vietnamese Embassy in the US or through a single-entry e-visa on the Vietnam Immigration website. Make sure your passport is valid for at least six months beyond your intended stay and has at least one blank visa page.

5. What happens if a tourist gets sick in Vietnam?

If you become sick in Vietnam, travelers with AXA Travel protection can contact the AXA Assistance hotline at  855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

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Vietnam Travel Insurance Requirements

Last updated: 03/07/2024

Effective May 15, 2022, Vietnam lifted all Covid-19 travel requirements, including mandatory travel insurance. With that said, these entry rules are subject to change at any time, and all travelers heading to Vietnam should confirm the latest entry requirements prior to departing for their trip.

Squaremouth’s Vietnam Travel Insurance Recommendations

In addition to a policy with Emergency Medical coverage with at least $50,000 in coverage, Squaremouth recommends a policy with at least $100,000 in Medical Evacuation coverage. Travelers who are visiting more remote areas of Vietnam should consider a policy with at least $100,000 of Emergency Medical and $250,000 in Medical Evacuation coverage, due to the potential for increased medical costs.

Emergency Medical coverage can offer reimbursement for treatment due to an unforeseen illness or injury, and typically includes treatment for contracting Covid-19. The Medical Evacuation benefit can provide reimbursement for costs associated with transportation costs associated with a traveler getting to the nearest adequate medical facility.

For travelers with prepaid and non-refundable trip costs, Squaremouth recommends the Trip Cancellation benefit, which can reimburse up to 100% of covered trip costs if a traveler has to cancel their trip before they’ve left. Typical reasons include an unforeseen illness or injury, death, inclement weather, or terrorism. Canceling from testing positive for Covid-19 is typically covered, as well.

Policies with Trip Cancellation coverage typically includes Trip Interruption. This benefit can cover a traveler’s unused, prepaid, non-refundable trip expenses if a person’s trip gets interrupted for a covered reason such as illness or injury, flight delays, or a natural disaster. If a traveler needs to cut their trip short, this benefit can also cover additional transportation expenses incurred to return home.

Vietnam Travel Insurance Trends and Data

Vietnam boasts delicious food, gorgeous hikes, and the world’s largest cave. Travelers also love to experience the limestone towers at Halong Bay.

Destination Rank: 20

Percentage of Squaremouth Sales: 1.26%

Average Premium: $288.74

Average Trip Cost: $3,783.99

Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry.

Helpful Resources

• Vietnam State Department Information
• Vietnam Travel Information

Available Topic Experts for Media:

Squaremouth's destination information is free and available for use within your reporting. Please credit Squaremouth.com for any information used.

Squaremouth's topic experts are on hand to answer your questions. Contact a member of our team for media inquiries about Squaremouth Analytics or to schedule an interview.

Steven Benna, Lead Data Analyst: [email protected]

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Vietnam Travel Insurance Guide: Top 5 Insurance Options for Your Trip

Embarking on a journey to Vietnam, with its captivating landscapes and rich cultural tapestry, is an adventure filled with excitement and discovery. Ensuring a safe and worry-free experience involves choosing the right travel insurance. From comprehensive coverage to specific needs for exploring Vietnam, this guide explores the best travel insurance options, providing peace of mind for every traveler’s unique journey.

1. World Nomads: Comprehensive Coverage

World Nomads stands out as a top choice for adventurous travelers exploring Vietnam’s diverse terrains. Offering extensive coverage for medical emergencies, trip cancellations, and adventure activities like trekking and motorcycling, it caters to the thrill-seekers. Their flexible policies and user-friendly online platform make it easy for travelers to customize plans based on their specific needs. With 24/7 customer support and a reputation for reliability, World Nomads ensures that adventurers can explore Vietnam with confidence.

2. Allianz Global Assistance: Versatile Coverage for Every Traveler

Allianz Global Assistance provides versatile coverage suitable for a range of travel styles, making it an excellent choice for Vietnam-bound tourists. Their comprehensive plans include coverage for medical emergencies, trip interruptions, and baggage loss. Allianz offers a user-friendly online interface for easy policy management and claims processing. With a global network of medical providers and assistance services, travelers can trust Allianz to provide reliable support throughout their journey in Vietnam.

3. AXA Assistance: Tailored Coverage with Global Support

AXA Assistance offers tailored travel insurance with a global support network, making it a reliable choice for Vietnam-bound travelers. Their plans cover a spectrum of needs, including medical emergencies, trip cancellations, and baggage protection. AXA Assistance’s emphasis on customer service ensures that travelers have access to assistance whenever needed. With a user-friendly online platform for policy management and claims, AXA Assistance provides a seamless experience for those prioritizing personalized coverage and global support.

4. Travel Guard: Customizable Plans for Personalized Protection

Travel Guard, powered by AIG, provides customizable travel insurance plans to suit individual preferences and needs. Their coverage includes medical expenses, trip disruptions, and comprehensive protection against unexpected events. With flexible options for coverage enhancements, travelers can tailor their policies for specific activities or preferences. Travel Guard’s commitment to customer satisfaction, coupled with its global presence, ensures that Vietnam-bound tourists have access to personalized protection for a worry-free exploration.

5. SafetyWing: Affordable and Flexible Coverage

For budget-conscious travelers seeking reliable coverage, SafetyWing emerges as an affordable and flexible option. With comprehensive medical insurance, SafetyWing is a practical choice for those exploring Vietnam on a budget. Their policies are available to travelers of all nationalities, and the coverage extends even during brief returns to the home country. SafetyWing’s affordability and flexibility make it an attractive option for those prioritizing financial considerations without compromising on essential coverage .

Choosing the Right Travel Insurance: Considerations and Tips

Selecting the best travel insurance for Vietnam involves considering factors like coverage for medical emergencies, trip cancellations, and specific activities such as adventure sports. Assess your individual needs, duration of stay, and the type of activities you plan to engage in. Read policy details carefully. Additionally, consider the ease of claims processing and customer support. Comparing quotes and reviews can guide you in making an informed decision tailored to your travel requirements.

Conclusion: Safeguarding Your Vietnam Adventure

Choosing the best travel insurance for your Vietnam adventure ensures a safety net for unforeseen circumstances. Whether you’re exploring off-the-beaten-path destinations or immersing yourself in cultural experiences, reliable coverage from providers like World Nomads, Allianz Global Assistance, SafetyWing, AXA Assistance, and Travel Guard ensures you can focus on creating lasting memories with peace of mind.

Featured Image: View of Hanoi at Night | Photo by Quang Nguyen Vinh

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Safety and Travel Insurance for Visitors to Vietnam

Travel Insurance and Safety Tips for Visitors to Vietnam

Tourism in Vietnam is booming. In 2018, Vietnam welcomed 15.5 million international arrivals, up from a paltry 2.1 million in the year 2000. Visitors range from backpackers and digital nomads to culture, food, and nature lovers, to those interested in military history, including returning veterans. They come for culinary experiences and cooking classes, for nature, photography, and kayak trips, and military history tourism. However, while tourism is an increasingly important part of Vietnam’s economy, visitors who wander off the beaten path will encounter a country that still feels undiscovered by the hoards of tourists who visit Thailand and Cambodia. For all its attractions, most of Vietnam still feels quiet and neighborly. If you’re planning to travel to Vietnam , here are some important health, safety, and travel tips you need for this remarkable country.

Related: Health Insurance in Vietnam for Expats and Foreigners

Travel and Trip Insurance for Visitors to Vietnam

While the cost of paying a la carte for public healthcare services in Vietnam is low, very often the standards are low as well. Private health insurance is highly recommended for extended stays in Vietnam. Private care means treatment in cleaner, more comfortable, and more private facilities. It also means access to state-of-the-art diagnostic equipment and multilingual staff.

Travelers should ensure their health insurance covers them for treatment outside Vietnam. Often, visitors will need to travel to Thailand , Singapore, or Kuala Lumpur for specialist treatments and medical emergencies. While this kind of cross-border care isn’t as popular as it was in the past, it is still common for certain kinds of care.

Travel Insurance for Visitors to Vietnam

• Emergency medical, evacuation, repatriation benefits
• Choose between the basic and more extensive coverage
• Meets Schengen visa insurance requirements
• 24/7 worldwide travel and emergency medical assistance

Travelers Insurance for U.S. Citizens Who Travel to Vietnam

GeoBlue Voyager Plan

• For U.S. citizens up to age 95
• Includes pregnancy coverage, baggage loss, trip interruption & more
• 24/7/365 service and assistance

Trip Cancellation Insurance for U.S. Citizens Traveling to New Zealand

Seven Corners Trip Protection Insurance

• Comprehensive trip protection for U.S. residents traveling abroad.
• Optional rental car collision coverage available.
• Optional Cancel for Any Reason coverage available (if eligible).

Are Vaccines Required for Travel to Vietnam?

Like with all travel destinations, the Centers for Disease Control recommends visitors to Vietnam are up to date on all routine vaccinations. These vaccines include the measles-mumps-rubella (MMR) vaccine, the diphtheria-tetanus-pertussis vaccine, varicella (chickenpox) vaccine, the polio vaccine, and a yearly flu shot.

In addition to routine immunizations, the CDC also recommends anyone planning to travel to Vietnam is inoculated for the following:

• Hepatitis A

Depending on where you are traveling in Vietnam, you may require the following additional vaccines:

• Hepatitis B
• Japanese Encephalitis
• Dengue Fever

As well, there have been cases of malaria reported in rural areas around the Mekong and Red River Deltas. If your travels will bring you to these areas, it’s wise to speak with a travel medicine clinic before you go.

Understanding How to Access Medical Treatment in Vietnam

The good news about medical care in Vietnam is that it is greatly improving. Furthermore, the government is talking about developing a universal healthcare plan. However, the downside is that the quality of care is still extremely poor in most rural areas. In fact, in some of the most rural and remote areas, medical services are all but nonexistent. However, in urban areas, the outlook is more positive. That said, public hospitals are still often underfunded and equipped.

Fortunately, the standards of private hospitals are excellent, particularly in Hanoi and Ho Chi Minh City. Many doctors are Expats from the United States, Korea, Japan, and France. Many Vietnamese doctors in private hospitals have studied overseas. As such, patients can expect multilingual staff, a real bonus for visitors in need of care.

Vietnamese Pharmacy and Hospital Information and Tips

Pharmacies are well stocked and easy to find in Vietnam. However, expired products are sometimes a problem. It’s a good idea to carefully check the packaging before you pay for your purchase. Occasionally, there are problems with counterfeit brand-name drugs. Visiting a pharmacy within a private clinic or hospital will reduce the possibility of receiving knock-off drugs.

There are two internationally accredited hospitals in Vietnam, one in Hanoi and one in Ho Chi Minh City. As well, new hospitals have been built in smaller cities, including Nha Trang, Vung Tau, and Phu Quoc. One particular brand name to keep an eye out for is Vinmec Health Care, which is currently operating four full-service hospitals and two outpatient clinics.

For non-urgent care, the Family Medical Practice runs well-regarded clinics in Da Nang, Hanoi, and Ho Chi Minh City. As well, SOS International operates clinics in Vung Tau, Hanoi, and Ho Chi Minh City that offer good quality care and English-speaking staff.

Read: Hospitals in Vietnam for Visitors

Staying Safe and Healthy When Visiting Vietnam

The tap water in Vietnam is non-potable. As such, visitors should only drink bottled or sterilized water. Ice cubes and food washed with tap water should similarly be avoided. This includes raw fruits and vegetables, like salads and smoothies. The old traveler’s adage “Boil it, peel it, cook it, or forget it” applies to eating and drinking in Vietnam.

That said, some of the safest and most delicious food comes from street vendors. Look for busy vendors with fast-moving lines. That means food isn’t sitting around in the heat. As well, locals know their neighborhood vendors well. They wouldn’t line up to patronize any food stall with a bad reputation.

Emergency Numbers in Vietnam

• Dial 115 for emergency medical care and ambulances in Vietnam
• Dial *9999 for an emergency medical response service in English and Vietnamese
• Dial 113 to access the police in an emergency
• Dial 114 for fire emergencies in Vietnam

General Safety and Travel Tips for Trips to Vietnam

Plan in advance for your visa. Triple-check all of your information and have all your paperwork ready for the immigration officers. Travelers get turned away every day because they didn’t properly prepare for their visa requirements.

Don’t underestimate travel distances. For visitors from Canada, the United States, and Australia, Vietnam is but a tiny speck on a map. But when you’re on the ground you soon learn that traveling from one point to another takes much more time than you estimated. For instance, the train from Hanoi to Ho Chi Minh City takes close to 35 hours by train – and even longer by bus.

When it comes to covering distances short or long, motorbikes are one of the most popular modes of transportation. However, they are also one of the most dangerous. Wearing a helmet, renting from an established, reputable business, and starting out with a full tank of gas are all important safety steps. If you’re not a confident motorbike driver, consider hiring a motorbike guide through a company like Easy Riders Vietnam.

Violent crime is extremely rare in Vietnam. However, snatch-and-grab crimes are far more common. Leaving your phone on the edge of your cafe table or dangling from your hand as you walk down the street is a high-risk move. Before you know it, your phone will be gone! Keep a careful eye on your phone and all electronics.

Vietnamese Environmental Concerns

While Vietnam has unbelievably beautiful scenery, beaches aren’t their strong point. The seaside tourism industry isn’t nearly as developed as it is in nearby Thailand. And in nice beach towns, you might find that water and shoreline pollution and litter drastically reduces the appeal. Thankfully, community efforts like Let’s Clean Up The Ocean are raising awareness and mobilizing support to improve beach ecosystems.

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The ultimate guide to buying travel insurance in Vietnam

Travel insurance has been gaining popularity during the covid-19 pandemic. you might wonder what benefits this type of insurance brings or why you need to buy it. so, let’s have a look at this below post for an overview and select the most suitable coverage for your trip., what is travel insurance.

Travel insurance is considered a financial plan used for protection against risks and loss of money or property in your trip. In detail, insurance companies will reimburse you in those circumstances or in any medication-related issue and additional cost during the journey.

Should you buy travel insurance?

As mentioned above, travel insurance helps you a lot on your vacation. You will obtain different amounts of compensation and benefits based on the companies and coverage you choose. Now let’s examine the cases below and give answers to the questions above.

Cases are covered by travel insurance

In general, 5 popular cases occurring during the trip you can make a claim are:

• Trip cancellation

If you have to suddenly change or cancel your trip, insurance companies will reimburse the prepaid for flights, accommodation or travel tickets. Yet, the coverage is valid only if your reasons for canceling are listed in the policy. For instance, natural disasters happen at your destination or you are too sick to join the trip.

• Accidents and medical emergencies

Accidents and injuries during the journey are not rare, especially when you partake in physical challenge activities. In case of abroad travel, medical expenses can cost you an arm and a leg if you get food poisoning or face other health-related issues. An insurance package can cover those problems.

• Loss luggage

Risks of lost luggage probably happen in both domestic and overseas travel. In this case, travel insurance with luggage coverage will pay for stolen or lost items with a respective amount of money.

• Missed departure time

Missed flights or trains might lead to lots of troubles and cost you a great deal of money for buying other tickets. Owning missed connection travel insurance can help you receive compensation in specific circumstances listed in the policy.

• Travel delays

Travel delays might result in missed connecting flights or planned tourism activities. In those cases, a policy with travel delay coverage can reimburse you for unused trip expenses including flight tickets and accommodation that are prepaid and nonrefundable.

You should buy travel insurance!

A detailed itinerary can lessen the possibility of unexpected events during the trip. Yet, risks are unpredictable so you should seriously consider buying travel insurance. In addition, the pandemic leads to the anxiety of exposure to the COVID-19 in the trip. Therefore, purchasing travel coverage is the right decision.

Who should buy travel insurance?

Travel insurance covers a wide range of people from 6 weeks to 85 years old depending on the companies’ policies. If you find yourself in one of the travel groups below, you might need travel coverage:

• Broad travel

Overseas trips often bear more risks than domestic travel, including lost luggage/personal paper, and more expenses as well. So if you are an abroad traveler, it is worth thinking about suitable coverage.

• Valuable trip

If you planned and pre-booked for your luxurious trip with an expensive resort, nonrefundable flights, and a 5-star cruise, you definitely should add travel insurance. In case you have to cancel your trip and prepaid services decline to refund, the coverage will reimburse you all those costs.

• Challenge activities included in the trip

Physical challenge activities and cave/jungle/waterfall exploration trips are appealing to tourists all over the world, and potential for injuries as well. This type of coverage is not compulsory, however, insurance companies often recommend it because of its necessity.

Some popular types of travel insurance

There are various ways to classify travel insurance, including by region and by insured.

Travel insurance by region

• Domestic travel insurance

This insurance package is designed for tourists traveling to destinations within the territory of Vietnam. Its cost is quite cheap but benefits are various, especially in medical and health issues.

• Global travel insurance

This type of insurance covers trips abroad and usually offers many benefits for travelers such as lost luggage, lost personal paper, or flight issues.

Travel insurance by the insured

• Individuals

It is suitable for travelers with private requests of criteria for their vacation. This coverage often provides a wide variety of benefits and compensation amounts for choosing.

• Family/groups

This coverage is applied to a group of tourists or a family traveling together. Prices for those packages are often cheaper than ones for individuals.

• Enterprises

This type of travel insurance is designed for business traveling purposes. The term in policies is usually by year for saving time and money.

• Travel tours

This travel coverage is specifically designed for travel agencies, generally included in total tour expense.

Some notices for buying travel insurance

• Not every trip needs travel insurance

This is a suggestion for you: if you plan an economically domestic trip with a limited budget and no valuable luggage, you might skip travel insurance. By contrast, in case the total cost for your trip is significant, you definitely should have one.

• Carefully read the policies

You should spend time reading every term of your coverage contract to know exactly what is covered and what is not. Then, you can add or narrow the list as needed. Moreover, choose the insurance companies with 24/7 support service so you can contact them anytime you get into trouble.

• Try not to overlap

If you already had life insurance or medical insurance, you might need to check that coverage’s policies to make sure you won’t pay for one benefit twice. For instance, your medical insurance possibly covers the hospital fees in case of your sickness and accident during the trip.

• You might need to buy it soon

After planning and pre-booking every service for the journey, you should get travel insurance as soon as possible, at least coverage with a cancellation policy. In the event of irresistibly canceling, you can be reimbursed by the insurance company.

• Don’t fall for tourist traps

Note that again, to not fall for sales tactics with additional terms, you need to read the policy carefully to identify what you want to be covered. Also, it is necessary to remove the benefits you already had.

Some reliable travel insurance in Vietnam

In Vietnam, many prestigious insurance companies are providing comprehensive solutions for travel, business trips, and study abroad. Some reliable ones are:

Renowned with many coverage packages that are financially suitable for travelers, Baoviet TravelCare is your reliable companion on every trip. Global travel insurance Flexi is one of the most outstanding solutions of Baoviet, designed for individuals and customers of Saigontourist.

Bao Minh is renowned for many insurance packages for domestic and international travel with 22 compensatory benefits, which is appropriate for applying for a worldwide Visa.

Vietnam National Aviation Insurance Corporation provides both domestic and global coverage for individuals and corporations. In unexpected events, VNI will reimburse you the amount of money fixed in the insurance certificate.

A well-known product of Chubb and PVI is TripCARE – the comprehensive travel insurance for customers of Vietnam Airlines.

BIC is BIDV’s insurance company, covering all customers from 1 to 70 years old in the event of accidental death, dismemberment, medical assistance, as well as any luggage and trip issues.

Insurance coverage Travel Guard of AIG offers various solutions with lots of benefits and professional compensation services.

Liberty company sells a great variety of insurance products. International travel insurance TravelCare is popular for its wide coverage for customers traveling individually and in groups.

As you can see, almost all insurance companies offer qualified domestic and global coverage packages. Each business gains the advantage over others on specific products, yet, all of their solutions focus on improving customers’ benefits.

Here is the overview of travel insurance. This post is expected to help you have a better understanding of the importance of travel coverage for your trip and get more useful information for choosing the most suitable coverage.

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Vietnam Travel Insurance: The best guide before you go

Should I need Vietnam travel insurance ? What are the benefits that I got? In this post, Prime Trave l will help you address all your concerns about travel insurance when visiting Vietnam, ensuring you have the safest and most enjoyable trip.

Why do you need travel insurance in Vietnam?

Do you really need to purchase travel insurance? If not, what are the disadvantages? Here are some several reasons:

• Vietnam has a different health care system than your home country. You may not be able to access the same quality of care or facilities that you are used to. And you also may have to pay upfront for medical services, which can be expensive and difficult to claim back from your regular health insurance.
• Vietnam has various natural and man-made hazards that could affect your travel plans. You could encounter typhoons, floods, landslides, fires, civil unrest, terrorism, or crime. These could cause injuries, damages, delays, or cancellations that could cost you a lot of money and stress.
• You need to meet strict entry requirements, such as visa, passport, vaccination.
• Vietnam has different laws and customs than your home country. You may not be aware of some of the rules or regulations that apply to you as a visitor. You could unknowingly break the law or offend the local culture and face legal consequences or social backlash.

Why do you need Vietnam travel insurance ? ( Source: Internet )

Read more>>> How to apply Vietnam E-visa 2023

What does travel health insurance in Vietnam cover?

Each Vietnam travel medical plan varies just as each trip and traveler varies. A travel medical insurance plan for Vietnam can be purchased as a standalone plan or as a part of a comprehensive travel insurance plan. A comprehensive travel insurance policy offers coverage for various travel-related expenses, such as cancellation, lost baggage, or delays.

Travel insurance provides a safe experience for travelers ( Source: Internet )

Some common coverages to consider for a trip to Vietnam include:

• Motorcycle/Motorbike travel insurance
• Coverage for pre-existing conditions (obtaining a waiver for the condition before traveling)
• Emergency Medical Evacuation
• Accidental Death & Dismemberment

Read more>>> Things to do in Hanoi 

What do Vietnam travel insurance not include ? ( Source: Internet )

There are a few eventualities a standard travel insurance policy is unlikely to cover, including: 

• Pre-existing conditions: Make sure you declare any pre-existing medical conditions to your provider when you buy your policy, otherwise you won’t be covered.
• Drugs or alcohol: But be aware that if your belongings are stolen or you’re injured while you’re under the influence, you might find your insurance provider won’t pay out.
• Natural disasters: Vietnam’s long coastline makes it prone to storms and flooding, particularly in the cyclone season from May to November. While it’s unlikely that extreme weather will affect your trip, it’s worth knowing that you may not be covered if it does.
• Terrorism: Vietnam doesn’t have a history of terrorist attacks, but it still pays to be vigilant. Although your travel insurance will cover the cost of any medical care you might need following an attack, it won’t cover much else.

How much is travel insurance to Vietnam?

The price of Vietnam travel protection can vary depending on the age, health status, and number of travelers being covered, as well as the duration of the trip and type of coverage.

Tourists experience boat rowing on Trang An ( Source: Internet )

As risk involved with the trip increases, prices may also increase. For example, a trip to Vietnam that lasts one week may cost less than a two-week trip, even if the type of coverage is the same, due to the extended length of the trip. Additionally, a traveler with pre-existing health conditions can usually expect to pay higher rates than a traveler who does not have any diagnosed pre-existing conditions.

In general, the cost of purchasing travel insurance in Vietnam for foreigners will range from $40 to $80 for a trip lasting from 7 to 10 days in Vietnam.

Read more>>>  Vietnam trip cost for Australian

How to choose the best travel insurance in Vietnam?

There are many travel insurance providers and plans available for Vietnam, but not all of them are suitable for your needs. Here are some tips on how to choose the best travel insurance in Vietnam:

• Compare different plans and providers online. You can use websites like: Chubs, Luma, or Care to compare different features, benefits, prices, and reviews of various travel insurance plans and providers for Vietnam.
• Check the coverage limits and exclusions. Make sure that the plan you choose covers you adequately for the risks you face in Vietnam. For example, if you plan to ride a motorbike in Vietnam, make sure that your plan covers motorbike accidents. 
• Check the customer service and claims process. Make sure that your provider has a reliable and accessible customer service team that can assist you 24/7 in case of an emergency. Also check how easy and fast it is to file and settle a claim with your provider.

How to choose the best travel insurance in Vietnam ? ( Source: Internet )

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How to use travel insurance in Vietnam?

Using travel insurance in Vietnam is simple and straightforward if you follow these steps:

• Keep your policy documents and certificate of insurance handy at all times. You may need to show them at the airport or immigration checkpoints when entering or leaving Vietnam.
• Contact your provider or their assistance company as soon as possible if you encounter any emergency or problem during your trip. They will guide you on what to do next and how to access their network of medical providers or other services.
• Keep all receipts and evidence related to your claim. You may need to submit them along with a completed claim form to your provider within a certain time frame after your trip.
• Enjoy your trip with peace of mind knowing that you are covered by travel insurance in Vietnam.

Tips for using travel insurance ( Source: Internet )

Read more>>> Hanoi street food – Top 10 delicious dishes

How to buy travel insurance in Vietnam?

Buying travel insurance in Vietnam is easy and convenient with online platforms. You can follow these steps to buy travel insurance in Vietnam online:

• Visit one of the websites mentioned above or search for other reputable online travel insurance providers for Vietnam.
• Enter your personal details and travel information, such as your name, age, nationality, destination, duration, and purpose of travel.
• Choose the plan that suits your needs and budget from the options available.
• Review the policy details and terms and conditions carefully before confirming your purchase.
• Pay securely online with your credit card or other payment methods.
• Receive your policy documents and certificate of insurance instantly by email.

Capturing best moment with safe journey in Vietnam ( Source: Internet )

You can also choose to purchase travel insurance directly in your home country through travel companies. Additionally, if you have already arrived in Vietnam, you can consider buying it from providers like Liberty , Chubb , etc….

Read more>>> Top 5 best tours in Hanoi

 To conclude, travel insurance is not mandatory when traveling to Vietnam, but considering its various uses and benefits, it’s something you should contemplate purchasing. With the information shared by Prime Travel above, it is hoped that it will give you a detailed understanding of this type of travel insurance.

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Do I need a travel insurance for Vietnam?

10 pocket tips for buying a good travel insurance, what do travel insurance plans cover, what is not covered by travel insurance, how often should i buy travel insurance, how to pick the right travel insurance plan, where can you buy a good travel insurance plan, how to buy a travel insurance plan, keep in mind, frequently asked questions.

Vietnam is a beautiful country with endless sandy beaches, breathtaking golden rice terraced fields, welcoming people, and never-fading rich culture. Millions of tourists visit the country every year.

If you are now preparing your packing list for Vietnam and wondering if you need a travel insurance for your journey or not. This article is for you.

We will help you learn from why you need a travel insurance or what risks you may encounter during your Vietnam trip , to how to buy the most suitable insurance plan for you and your family.

In this article, we aim to answer all the questions you may have regarding travel insurance for Vietnam.

First thing first, we will answer your most asked question.

The answer is a very loud YES!

Though not mandatory by the law, insurance is a must for Vietnam, as the cost of major medical treatment is prohibitive. A travel insurance policy to cover theft, loss and medical problems is the best bet.

Some insurance policies specifically exclude such ‘dangerous activities’ as riding motorbikes, diving and even trekking. Check that your policy covers an emergency evacuation in the event of serious injury.

If you're driving a vehicle, you need a Vietnamese insurance policy.

Traveling without an insurance plan is never a good idea, especially when you are traversing unfamiliar territory with rules and regulations that are different to what you know at home. Not only does an insurance plan help protect you against uncertain financial and health risks, but they also provide you with a peace of mind as you travel.

Accidents do happen and we cannot always prevent them, but if you are covered by insurance, you will not have to pay the full cost of a loss, which can come in mounting bills. And when it comes to peace of mind, this will not be just for you, but also for your loved ones back home.

You can check out some more information before reading further:

• Necessary vaccinations before traveling to Vietnam
• Vietnam safety and precautions
• Vietnam essential packing list for tourist
• Useful addresses in Vietnam

Below are some risks that you may encounter during your Vietnam trip

Travel scams

Scamming travelers is almost a national sport - be prepared for these common scams .

Hectic Traffic

Vietnamese traffic is legendary and city traffic is among the craziest in the world. Here are our travel tips for getting around Vietnam .

Tropical Diseases/Seasonal Illness

Due to tropical weather, poor healthcare system and poverty, it is not surprising to find a number of infectious diseases in Southeast Asia. This situation is now improving, however, be careful of malaria and dengue fever when you plan to travel to some rural areas on a Vietnam adventure tours . 

Malaria can be found in the central highlands and some provinces in the south such as Bac Lieu and Ca Mau. There is no vaccine for this disease, thus, you should avoid getting bitten by mosquitoes. Mosquitoes usually live in humid, bushy, and dark places, so wear long pants in the evening and use mosquito spray during the daytime. 

Try not to open the window when you sleep in your hotel or homestay in rural areas. Check if your guesthouse has a mosquito net or meshing on windows.

Thermal Shock

There are several exposures related to the weather in Vietnam . As an elongated country, the temperature changes significantly from the north to the south.

Therefore, sunburn and sunstroke will affect your health unless you wear sunscreen and other sun-protection items such as hats, sunglasses, and long-sleeve shirts. Do not participate in any outdoor activity at a sweltering noon. 

Carry a bottle of water with you to avoid dehydration. Take yourselves time to rest if you travel to different regions in our country.

• The North possesses hot and humid summers (May – August) and cold winters (December – February) when the temperature may drop to 10 degrees Celsius. There may be snow in some northernmost points. Make sure you pack warm clothes if you plan an exploration in Northern Vietnam during winters.
• Central Vietnam is affected by storms between September and November, so make sure you plan your trip to this region during the period between January and August.
• The South experiences hot weather throughout the year and high rainfall from May to August.

Food allergy & safety

Vietnam is a threat to tourists with food allergies since many foods contain peanut and gluten. If you are allergic to a specific kind of foods (peanut, seafood, etc.), research the food in every destination. Inform your travel agent, tour guide, and restaurant so that we can arrange appropriate dishes for you. 

Pack some medicines and carry your clinical record in case of emergency. There are many Western restaurants in major tourist destinations in Vietnam; and you can find fast food, pizza, and steakhouse on the way.

For those who travel to Vietnam in spring, pollen allergy is also a problem. The symptoms are sneezing, watery eyes, and runny nose. Moreover, to avoid allergic reactions, skip a Hanoi tour during autumn (October – November) since the milk flowers (hoa sua) may irritate your nose.

Another food-related risk is the safety standard.

Remember it is not safe to drink tap water in Vietnam. Buy bottled water or boil water using electric kettles at your hotels. Avoid using ice in case the water is not clean.

It will be a big regret if coming to Vietnam without sampling local specialties. Street food in Vietnam is such a bet; you should use your instinct to find restaurants with a large number of customers and acceptable hygiene standards.

Take some anti-diarrhea medicines with you. Look for some restaurants and skip every skeptical street stall or vendor.

Due to the hectic traffic, air pollution is a pressing issue in some major cities in Vietnam such as Hanoi and Ho Chi Minh City. If you have respiratory issues, purchase a medical mask while traveling around the cities during rush hour.

In case you want to stay away from metropolitan areas and seek for the bucolic countryside and natural landscapes, we have Mai Chau biking tours and Halong Bay Cruise for you.

Bites and Sting

You may be bitten by bed bugs, fleas, lice or scabies on dirty beds. If you stay in a local homestay, do not hesitate to tell the owner to change new bedclothes. Contact us for prestigious accommodations in Vietnam.

When visiting a rural area, avoid rabies caused by both wild and domestic animals. Don’t let your children play with dogs or cats. Stay away from the monkeys in Cat Ba Island on your Halong Bay day tour. Leeches are common in rice paddles, and you may find them on your farming tours to Vietnam’s countryside. 

The best way to get rid of them is burning them with matches. Wear boots when trekking to jungles to avoid being bitten by poisonous snakes.

If you plan some activities such as swimming, snorkeling, and diving on a beach holiday in Vietnam, jellyfish, stingrays, scorpionfish, stonefish, and sea snakes are not your pleasant friends. Get out of the water immediately and ask the locals for vinegar to stop the stinging. Sharks do not like shallow and crowded beaches, so the probability that you see sharks in Vietnam is low.

1. Look beyond the costs

Cost should not be your only consideration when buying travel insurance. As a general rule, you should only consider policies that include $2 million for medical expenses, $1 million for personal liability, $3,000 for cancellation, $1,500 for baggage and $250 for cash.

Note that the level of excess you opt for – the part of the claim that you must meet before the insurer pays out – will affect your premium. Not all insurers allow you to adjust the excess, but the more you are prepared to pay, the lower your premium will be.

2. Consider annual cover vs single-trip

There are two main types of travel insurance – single-trip, which only covers one getaway, or annual multi-trip, which covers you for every trip you make over the course of a year.

A single-trip policy is best for people who will only go on one holiday in a 12-month period, and can cost as little as a few pounds. Annual policies can be a cheaper option if you know you’ll be going away several times in a year.

3. Family finances

If you are travelling with your partner and children, consider opting for family travel insurance – and check with your insurer to see if it will cover your children if they travel without you – on a school trip, for example.

Annual policies can be a cheaper option for multiple trips

4. Check what countries are covered

It is vital you check which countries – including travel within your home country – are covered by your policy, as not all will be included. If you are looking at an annual multi-trip policy, be aware that insurers tend to offer European cover or worldwide cover, with the latter attracting a higher premium in most cases.

5. Get specialist cover if required

Many standard travel insurance policies won’t include high-risk activities, such as scuba diving or skiing. So it might be worth taking out a specialist single-trip policy to cover a particular holiday.

If you are older or have a pre-existing medical condition, then you may also struggle to get travel insurance, as you are viewed as high risk. Specialist insurers – including Age UK and Saga – offer travel cover regardless of your age.

It’s vital that you are upfront and honest about any pre-existing medical complaints, even minor ones, as non-disclosure could result in your claim being rejected.

6. Maximum trip duration

If you opt for annual multi-trip travel insurance, check how many days come under your ‘maximum trip duration’. Most insurers will cover individual trips of up to around 31 days. If you are planning on being away for longer, speak to insurers directly or opt for specialist cover.

7. Driving overseas

If you plan on driving abroad, make sure you’re covered by your car insurance – some insurers do this as standard while others require you to pay extra.

8. Airline failure

Recent years have seen the collapse of a number of airlines and travel companies, so check the small print to see if you’re covered in this event. If you’re not protected as standard, you could add this extra cover for a fee.

9. Do you need cover for bags?

Before automatically including baggage cover in your travel insurance, check whether you are already covered under your home contents insurance.

10. Get cover when you book your trip

Buy your travel insurance as soon as you book your getaway. That way, if your holiday is cancelled or delayed before you head off, you can claim for it. Also check the policy document’s small print to ensure you’re covered for the total amount you paid. Another consideration might be redundancy cover if you are concerned about losing your job.

Top topics for Vietnam travel insurance

You can see below the top topics that people are discussing about Vietnam travel insurance.

From trip cancellation to adventurous motorbiking across the country, travel insurance can be picked individually and tailored to your needs. They also come as a package that would cover just about everything. Here are the main things that travel insurance should cover for your trip to Vietnam.

Health/Medical Insurance

The first thing to know about healthcare in Vietnam is that it falls on either end of the spectrum: very cheap and basic with substandard quality, poor equipment, overcrowding and inattentive staff; or international standards with up-to-date equipment and staff trained overseas, and of course mounting bills. 

When mishap occurs and your body is in tremendous pain from an accident or illness, you will want to be taken care of the best way possible and thinking about that impending bill would add to your mental stress. 

That is when a travel health insurance plan comes in handy: it ensures that you have the best medical care possible all the while insuring you against a plummet in your savings.

Health insurance is imperative even if you believe yourself to have above average health. In Vietnam, just like any other Southeast Asian nation, roads are chaotic, and food safety in certain places is questionable. The weather is also ever changing, seeing as Vietnam is a long stretch of a country spanning multiple climate zones. 

Emergency medical situations

In some instances, visitors need to be evacuated to Bangkok or Singapore in order to get treatment. If you don’t have insurance cover, the cost of medical evacuation is huge and, if you need to get there, the consequences of not having the money could be dire.

Trip cancellation, interruption and delay

Trip cancellation is when you do not go on your trip at all, trip interruption is when you begin a journey but have to cut it short, and trip delay means postponing your plan. Having an insurance covering alteration as such to your pre-paid, non-refundable air tickets, hotels… is essential for those travel emergencies you cannot predict. 

It can either be you, your travel companion or family member back home suddenly falling ill that cancels or interrupts your trip. But it can be simply due to bad weather causing a flight to be delayed and thus resulting in a missed connection flight, which then affect your reservation for the hotel and so on... These fees might add up to a considerable amount without insurance.

Even with a trip cancellation insurance, it is not all straightforward. You should show your insurance company you made a good faith effort to continue your trip. We also strongly suggest that you keep any evidence when making a claim for unexpected incidents. 

Factors such as pre-existing medical conditions, connecting flights less than 3 hours apart may not ensure that you will get your money back. What you should do to avoid this is to document your efforts as detailed as possible, such as the reason your flight was canceled, the time you spoke to airline representatives and the quote of their response.

Adventurous activities

If you crave for that sense of adventure, Vietnam offers an array of attractive activities: hiking, scuba diving, cruising, etc. A specific category of insurance is needed to cover you and your travel companions in such cases. And even if you choose to stay in the city, you will not want to miss the most authentic way to experience Vietnamese life : getting on the back of a motorbike.

Would you like to have an adventurous bike trip?

Road maintenance and driving standards can be a big change to you, especially if you are coming from Europe or the States. Traffic accidents do unfortunately occur frequently, especially since motorbikes and scooters account for 95% of registered vehicles. 

If you want to engage in those adventurous motorbike tours, medical insurance will simply do you good. If you want to be fully covered while riding motorbikes in Vietnam, you need the following policies:

• Medical insurance: where emergency medical expenses, the cost of evacuation and repatriation is no longer on your shoulder should accidents occur.
• Third party liability insurance: where it covers damages or loss you accidentally incur to a third party.
• A valid motorcycle license: Unless you engage in some light riding, driving a motorcycle whose engine power is higher than 50 cc, requires you to have a Vietnamese license. You can obtain one only if you have a visa that allows a stay of longer than 30 days. The insurance can refuse to cover you if you do not hold the required license.

Moreover, no travel insurance company is obliged to cover you if you ignore usual safety precautions, such as not wearing helmet, being under influence of drugs and alcohols or violating local road rules.

Loss and theft

While Vietnam is relatively safe for travelers, petty crimes such as bag snatching, phone grabbing or pickpockets do occur to the occasional misfortunate traveler. Travelers have the advantage of taking a further step in safeguarding against such loss once one purchases an insurance.

It is advisable that you keep the receipt of your belongings and ask for a police report should your things get lost or stolen. Most insurance packages require official reports for claiming stolen or lost property.

Comprehensive package plan

You can save your sweats by purchasing all the above-mentioned insurance plans as a package, also called a comprehensive plan. This is a great idea, especially when you are new to this whole confusing insurance thing. These packages can vary per plan, though, so always make sure to study the fine print nevertheless.

In general, a travel insurance plan will never cover you in 2 main cases:

Pre-existing medical conditions

Generally, pre-existing medical conditions are not covered. If you have a pre-existing condition, you must first get a quote to determine whether or not the condition will be covered.

While getting a quote, you need to disclose pre-existing medical conditions including recurring illnesses or injuries, on-going or lifelong conditions, previous surgeries and any conditions you are currently suffering from.

This information will then be used to determine if you need to pay any extra premium, a higher amount of money you pay towards a claim, or a medical related exclusion.

For policies where pre-existing conditions are not covered, you are covered for all the usual situations as long as they are unrelated to the medical condition you had or were aware of before you bought it.

They do not cover stupid

World Nomads puts this best by saying, “deliberately putting your life in danger is not covered.” This means things like picking fights with locals, racing your rental car, and even picking up a sexually transmitted disease.

If you fancy risking your neck, it is likely you will be doing it on your own dime.

Another stupid thing that you may encounter but never get covered is getting accidents when drunk. Yes, it is damming true even if your insurance plan covers these activities such as driving, scuba diving, or cliff jumping. But in case you are drunk, the coverage is NONE.

So we recommend you keep yourself in track and have the common sense of doing the right things, or you will regret for that.

You can purchase travel insurance every time you go on a trip, or you can opt for an annual multi-trip travel insurance, which usually covers any number of trips within a certain period, usually a year. If you are a regular traveler, or you are planning a long-haul adventure, an annual insurance may work out cheaper.

It can also be the case that levels of cover, particularly for medical expenses, baggage and cancellation tend to be more generous on an annual policy. If you are a frequent traveler, it takes the hassle out of organizing insurance for every trip you take.

First, reflect on your vision for the trip, decide on activities you think having insurance would be a good idea for. Or if you are unsure, opt for comprehensive plan.

Always read your policy documents carefully so you understand your coverage. You can easily search for insurances online, study the quote and fine print, and especially pay attention to:

• What is included and excluded in the policy
• How to contact your insurer when you are overseas
• What paperwork or information you need to take with you
• The monetary limits for claims on individual items and as a whole
• The proof you might need to make a claim
• 24/7 hotline assistance with free call number from overseas. Accidents do not have regular office hours, so your insurance should not either.

To help you in your query you can compare insurances online through dedicated websites, but in any case, double check the contract policy and coverage on the insurance provider website itself before making the purchase and contact them in case you are unsure about specific points.

Below are some main insurance comparative websites: 

• Squaremouth : This site helps you to compare 107 travel insurance policies from 22 providers with more than 45,000 reviews.
• Insure My Trip : This is an extremely useful online insurance marketplace : Most major travel insurance companies are listed, and you can compare them and their policies side by side. You can also filter searches based on important factors such as customer feedback and more.
• Gobear : This is an online review community. Before you make any purchase online, you can go to this site to see what other people have to say about the company or service. Then you will have the information you need to make the best purchase.

Now that you know travel insurance is a good investment before any trip, you will be wondering which companies provide good plans.

Though some banks also offer travel insurance, the most common way that many people often buy insurance is through websites of renowned companies. They always offer many different plans for different budget levels and travel styles/dates.

So you can easily choose the one most suitable to you. Some good reputable insurance companies which we recommend are: IM Global , AIA , World Nomad , AXA , …

By the way, try not to opt for the cheapest travel insurance option. Many of them do not offer what you will need. Always compare and make sure you study the plan well!

The purchasing process is different from each company, but generally, it will go through these 7 steps:

1. Access the site of the insurance company

You will need to make up your mind about which company has a good and sustainable plan for your trip. Then follow through to their website.

2. Choose your trip coverage

The 2 types of trip coverages are:

• Single coverage: This is a coverage for a single trip. It is perfect for occasional travelers
• Annual coverage: This is a whole year plan. It is suitable for those who go travel frequently, either for business or personal purposes.

3. Fill in the form

The system will ask you for some demographic information such as name, age, gender, ID number, some important dates (requested coverage effective date, departure date, return date and so on), contact information (address, phone number, email).

4. Choose your plan

Before or after you submit the form, the system will process the information. They will then send you a quotation according to their calculations. Now is the time to choose a suitable plan for your budget.

5. Review your information

It is important to check the information you provided on the form. Make sure that everything is correct.

6. Choose your payment

Fill out your payment information – payment type, card holder’s information and billing address. Do not forget to sign your name if requested.

7. Complete the purchase

After submitting the payment form, you should receive a confirmation email. Check your inbox and follow the instructions then.

Although you can buy the insurance whenever you can (even one day before your departure), we suggest you to purchase it at least a week in advance. Because due to the policy of each company, your insurance can either be verified immediately after your payment or the verification process might require 2 – 5 days.

Sometimes, it is even essential to obtain an insurance plan before you apply for a visa for certain countries. Of course, not all passports require acquiring visa in advance, but it is best to check online.

Visit our “ Vietnam visa guide ” to learn more.

Copy your insurance plan and give it to one or two trusted people back home who can provide the information in case you lose yours or are unable to provide it, for instance your bag got lost or unfortunately you become unconscious after an accident.

It is also advisable to keep your insurer and emergency contact details somewhere they can be easily found, such as your wallet.

Make sure you have a list of stuff you are taking on your holiday , including any receipts if possible. Also, in most cases, you will need to advance the payment of your medical care.

It is therefore strongly advised that you keep every supporting document such as your hospital bills, flight ticket invoice, police reports for loss and theft... That will make any claims considerably easier.

Is Vietnam safe to travel?

All in all, Vietnam is an extremely safe country to travel in . Millions of people each year visit this country – and increasingly not only intrepid backpackers! Couples on a long holiday, retirees, families; all sorts of people are coming to Vietnam.

• The police keep a pretty tight grip on social order and there are rarely reports of muggings, robberies or sexual assaults.
• Scams and hassles do exist, particularly in Hanoi, HCMC and Nha Trang (and to a lesser degree in Hoi An).
• Be extra careful if you’re travelling on two wheels on Vietnam’s anarchic roads; traffic accident rates are woeful and driving standards are pretty appalling.

Q. Should I get travel insurance for Vietnam?

Insurance is a must for Vietnam, as the cost of major medical treatment is prohibitive. A travel insurance policy to cover theft, loss and medical problems is the best bet.

Q. Is travel insurance mandatory in Vietnam?

No, not at all. But as stated above, insurance is the good investment for you to rely on.

Q. Is there health insurance in Vietnam?

Yes, the healthcare system in Vietnam combines aspects of Eastern and Western medicine. The Vietnamese government is currently working to develop a universal healthcare plan which will cover all residents with basic medical care.

Q. Which travel insurance is best?

This will depend on what activities are you going to do in Vietnam, and what you expect to be covered. Check “ How to pick the right travel insurance plan? ”, and " 10 tips to buy a good travel insurance " above

What to pack for Vietnam?

Check out the full packing list for Vietnam HERE

Do I need a visa to visit Vietnam?

The answer is “YES, you do”. But with the current improvement, it is now much easier to get your Vietnam visa done. Here is how you can apply for Vietnam Visa 

• Central Coast
• Central Highland
• Mekong River Delta
• Northeastern
• Northern Coast
• Northwestern
• Red River Delta
• Southeastern
• Southern Coast
• About 1 week
• About 2 weeks
• About 3 weeks
• About 4 weeks
• Cycling & Biking
• Family Vacation
• Honeymoon Vacation
• Luxury Holiday
• Trek & Hike
• Wellness & Leisure

We believe you have the right to arm yourselves with as much information as possible before making any decision.

Check below our detailed tips & guide for every places to visit in Vietnam , recommendation regarding the inclusion in each theme you prefer , and what you can do based on the time frame you have.

Search for your nationality below to see our special Vietnam travel tips & advice for your country. CONTACT US if you cannot find yours.

• Australian Travelers
• US Travelers
• UK Travelers
• Canadian Travelers
• German Travelers
• French Travelers
• Czech Republic Travelers
• Danish Travelers
• Finnish Travelers
• Irish Travelers
• Israeli Travelers
• New Zealander Travelers
• Norwegian Travelers
• Polish Travelers
• Portuguese Travelers
• Spanish Travelers
• Swedish Travelers
• Swiss Travelers
• Belgian Travelers
• Italian Travelers
• Dutch Travelers
• Austrian Travelers
• Indian Travelers
• Singaporean Travelers
• Malaysian Travelers

Taking a cruise on the fascinating Mekong River offers a unique and memorable travel experience. The Mekong River, one of the longest rivers in Asia, flows through several countries, including China, Myanmar, Laos, Thailand, Cambodia, and Vietnam. Each destination along the river offers its own distinct cultural, historical, and natural attractions. In this article, we will go over what you can expect when cruising the Mekong River. 

Before being awarded a one-star rating by Michelin Guide for the first time, four Vietnamese restaurants - one in HCMC and three in Hanoi - were honored by international media and received applause from foreign diners.

"Should I visit Thailand or Vietnam?" is some of the most frequently asked questions that we have from our travelers

Well, Vietnam and Thailand are the most popular holiday destinations in Southeast Asia. They are similar in climate and food, though obviously different in culture, lifestyle and travel experience.

Below we list 13 major differences between the two countries , to give you a quick overview and help you decide which to visit first. These are based on our own travel experiences, investigations, and partnerships with local operators.

How long to spend in Vietnam may seem like a ridiculous question to address, but if you have plenty of time and aren’t sure how much to dedicate, this blog will definitely help you out.

You can find here and there that you should spend 10 days, 2 weeks, 20 days, or 1 month to best explore Vietnam. So what is the best Vietnam tour duration for you?

Well, as long as you like! From 10 days to a month, there are various ways you can travel across Vietnam and uncover its secrets. Advising an ideal trip length for Vietnam is a bit of a complex challenge, as it depends on several factors such as the places you wish to visit, the activities you plan to join, or if you want to combine Vietnam with its neighbor countries. 

Stay tuned! We are going to sort all these things out including the step-by-step guide to create the best itinerary in Vietnam.

Vietnam would scrap the Covid-19 testing requirement for all arrivals starting Sunday, May 15th 2022, Prime Minister Pham Minh Chinh has directed.

In a document issued Friday, the Prime Minister requested the Ministry of Health to closely follow the coronavirus situation and provide proper guidance. The Ministry of Foreign Affairs should direct Vietnamese authorities outside the country to inform people who wish to enter Vietnam to follow appropriate disease prevention measures, he said.

The latest decision has been made as the number of Covid-19 infections and deaths drops both in Vietnam and around the world. Several countries have been taking steps to relax coronavirus restrictions, including scrapping testing before entry.

Current policies issued by the health ministry require entrants to have negative results from PCR tests done within the previous 72 hours, or a negative result from a rapid test done within the last 24 hours.

Those who don’t have a negative test result must refrain from making contact with others during the first 24 hours after entry. They will be able to move freely once they test negative after arrival.

Children under two don’t need to be tested.

Vietnam stopped requiring medical declarations from those arriving from abroad starting April 27, and for domestic travel starting April 30.

The “Colorful Hanoi” hot air balloon festival is one of the attractive activities within the framework of the program “Hanoi tourism welcomes 2022” taking place from March 25-27, 2022.

• VIEW ALL TOURS

Choose the country you plan to visit, then search for your nationality below to see our special travel tips & advice for your country. CONTACT US if you cannot find yours.

• Rockland Building, No. 6, Alley 102 - Khuat Duy Tien, Thanh Xuan, Hanoi 120415, Vietnam
• +84 868 38 25 38
• [email protected]

• Global travel destinations

Vietnam travel insurance, Travel insurance for Vietnam

Compare and buy the best visitor travel insurance, buy visitor travel insurance.

Visitor travel insurance coverage - Highlights

Health care expenses.

Covers hospital expenses for sickness or accidents.

Doctor visit

Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs

Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions

Some plans insure acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains

Repatriation of remains to home country included.

Compare and buy the best Immigrant insurance

Us immigrant travel insurance coverage - highlights.

Compare and buy Student insurance

International student health insurance coverage - highlights.

Covers doctor visits in case of sudden injury or sickness.

Sports Activities

Some plans cover high school sports activities.

Hospital medical expenses for sickness or accidents during coverage.

International students who need coverage for existing medical ailments.

Maternity Coverage

Some plans offer coverage for pregnancy, maternity and new born.

Repatriation of remains expenses to home country in case of death.

Compare and buy Pre-Existing insurance

Visitor travel insurance Pre-existing conditions coverage - Highlights

What does visitor travel insurance cover.

Testimonials - From Our Customers

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Travel health insurance Vietnam, Vietnam Travel Insurance

Schengen visa insurance

US Expatriates Insurance

Vietnam Visitors Insurance

USA Visitors Insurance

Vietnam covid 19 insurance, vietnam covid travel insurance requirements:.

Yes - the VGP - The Ministry of Culture, Sport and Tourism has made these requirements mandatory for international tourists arriving in Vietnam:

• Mandatory Covid insurance Vietnam of atleast USD 10,000 for covid19 treatment.
• A negative RT-PCR covid test taken 72 hours or rapid test within 24 hours prior to departure from the country of origin.
• International travelers have to pay for COVID-19 test, treatment and related costs.

NON US Travelers

• Safe Travels International insurance by Trawick International works well for Non-US citizens visiting Vietnam with Covid19 coverage.

US Travelers

• Safe Travels Outbound insurance by Trawick International is available for US citizens traveling to Vietnam with Covid coverage.
• Travel SE Covid Quarantine Benefit: Travel SE plan is a primary travel insurance that covers Covid quarantine hotels due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
• Travel LX Covid Quarantine Benefit: Travel LX plan offers primary travel insurance coverage for Covid quarantine hotels due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
• Safe Travels Voyager Insurance offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
• Safe Travels Explorer Insurance offers Coverage for covid quarantine accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours or more).
• Trip Protector Insurance Offers travel insurance with quarantine coverage for accommodations due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).

Covid19 travel insurance to Vietnam, Coronavirus travel insurance for Vietnam for Covid19

International travel to Vietnam has started again after the complete lockdown due to the Covid19 pandemic. However given the health risks and increased healthcare costs involved in light of the pandemic, it is very important to have good travel insurance which covers Covid19 illness. Travelers can compare Vietnam travel health insurance with Covid coverage by using our Compare visitors insurance tool .

Travelers should provide relevant information such as the travelers age, the duration of travel, the medical maximum coverage, the deductible and Covid travel insurance coverage requirement. Travelers can filter the available traveler insurance plans with options for coverage of Covid illness. The traveler can then review these Covid19 travel insurance plans based on price and other coverage benefits and buy Covid19 insurance that they like best.

Travel insurance for Vietnamese going to the USA

Tourists on vacation, visiting family in the USA.

Steps to buy US travel medical insurance online

Step 1: finding the available us travel insurance plans.

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

Step 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

Step 3: Buy the travel insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application..

Step 4: Review insurance plan documents received by email

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers.

Factors that determine the cost of US travel insurance plans

Age of the traveler.

The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

Contact our customer service team, we are here to help you!

Travel insurance for acute onset of pre-existing conditions

Travel insurance for Asthma

Travel insurance for Arthritis

Travel insurance for Diabetes

Travel insurance for Heart Ailment

Travel insurance for Cholesterol

Travel insurance for BP

Travel insurance for visiting Vietnam

Us residents visiting vietnam, travel insurance for vietnam trip.

Vietnam has seen a steady increase in the number of international tourists and with good reason. The country has plenty to offer visitors, excellent cuisine and a rich culinary tradition, beautiful landscapes and river cruises along the Mekong river, the Halong Bay with its amazing landscapes, the historic cities of Ho Chi Minh and Hanoi, smaller but equally attractive cities like Hue and Da Nang not to overlook the rich history and culture and the ever smiling friendly Vietnamese people.

Exploring exotic destinations like Vietnam and leaving behind the mundane routines is most exciting however US and International tourists should not forget to buy Vietnam travel insurance.

Buying travel insurance for Vietnam or elsewhere in Asia on Americanvistorinsurance.com may appear paradoxical, however while we offer travel insurance for visiting the US, we also provide cheapest travel insurance to Vietnam.

Vietnamese Americans - An overview

Vietnamese-American are the fourth largest Asian American group in the US, numbering close to 1.5 million. Most Vietnamese immigrants came to the US after the Vietnam war ended in 1975. This community is spread across the country, however a large number are concentrated in Texas and in California . Starting off as refugees, this community has worked its way up, and a lot of Vietnamese Americans are now clearly middle class working professionals. It is very common for Vietnamese Americans to have friends and family members visit the US from Vietnam.

There is also a much improved relationship between the US and Vietnam, with president Obama visiting Vietnam in 2016. This has encouraged many more Vietnamese tourist and students to come to the Untied States. However given the high cost of health care in the US, all visitors should be good travel insurance.

Review visitor medical insurance, Travel health insurance Vietnam

• The availability of various visitors insurance plans offered by several insurance companies might confuse visitors while making a purchase. It is advisable for visitors to review insurance plans before buying them.
• Insurance customers need not have to visit insurance companies individually to compare plans if they can use online compare facility.
• On this website, a user friendly compare facility is available for the customers to evaluate several plans under single roof and then make an informed decision.
• The compare facility allows the visitors to save time, energy and money.

Travel insurance for Vietnam citizens

Vietnamese immigrants in the usa.

The early Vietnamese immigrants to the US was soon after the Vietnam War which ended in 1975. Due to the political and economic instability of the communist government migration of refugees began. The majority of the Vietnamese who lived in the US were the wives and children of American servicemen or researchers during the Vietnam war. There were also a few Vietnamese who did unskilled work during the late 19th and early 20th centuries. With the end of the Vietnam War the first wave of immigration began who were well-educated, financially comfortable, and talented in English language. They had their close ties to America or the then South Vietnam. According to the 1975 US State Department data, more than 30% of the immigrants in the first wave were medical professionals or technical managers who stayed in California and Texas.

The immigration of the Bangladeshis to the US grew through the year 1970s as they were looking for better economic opportunities. There were legally allowed to migrate according to the Diversity Visa Program and lottery system. Another big wave of migration happened around the year 1990-2000 for blue-collar jobs like taxi drivers and restaurant helpers. Today the Bangladeshi communities is growing all around the US with many professionals and students coming to the US. There are over 150,000 Bangladeshis immigrants in the USA. In New York, on the Union Avenue there are many Bangladeshi clothing and grocery stores and is the emerging Little Bangladesh.The second wave of immigrant’s refugees arrived in 1978-1980s when the Refugee Act of 1980 eased the restrictions on the entry of the Vietnamese refugees. Since the 1980s the Vietnamese immigration progressed and the trail to Vietnamese immigration today has moved completely. The history of Vietnamese migration to the US which began from refugees is now with a population of 2.2 million people. Where most of them have lawful permanent residence (LPR) or Green cards based on the source of family sponsors and by way of immediate relatives to the U.S Citizenship.

Immigrating to a new country with different culture, weather and socio-economic conditions is very thrilling, however it often increases the chances for unexpected situations and the need for good immigrant health insurance is necessary, particularly in the pandemic situation of Covid19. Health care in most westernized countries is very expensive and the US offers one of the best medical services to its immigrants. In case of any injury or sickness one can land up in huge financial loss without proper immigrant medical insurance.

Vietnamese students in the USA

The United States of America is renowned for its higher education programs with highly qualified professors, innovative technology and research abilities of the institutions, thus making US one among the popular and the most desirable study destination around the globe. According to the SEVIS in March 2019 there were about 30,684 Vietnamese students in the US attending the boarding and the day schools. Vietnam stands at rank 6th among the countries sending their students for international study to US. Largely, Vietnam remains a dense undergraduate market contributing nearly $1 billion to the U.S. economy. In the financial year 2018-19 Computer Science, Engineering, Math and Business and Management continue to be the topmost fields of study for international students studying at U.S.

Education remains as a foundation of the bilateral and diplomatic relationship between U.S and Vietnam. On the 25th Anniversary of US-Vietnam diplomatic relations ,in the Open Doors data there is a noticeable proof that education being the foundation with 30,684 Vietnamese students studying in the US and US will continue to encourage opportunities for Vietnamese students to study in the US via its Education USA services, American Centers in Hanoi and Ho Chi Minh City.

With the multicultural environment for Vietnamese students to study in the US, often incline towards neglecting one’s health. Falling sick away from home without proper care would be stressful, however it’s necessary to be ready to face any unexpected medical emergencies that may arise while you are staying in the US. A student medical insurance cover will provide coverage for medical expenses incurred due to an injury or any illness. At American Visitor Insurance, Vietnamese students can buy reasonable US student medical insurance which are cheaper and meets the requirements of the university.

Vietnamese Professionals coming to the US

The United States of America is one among the most desirable countries for better economic status and future careers. Huge groups from the first wave of immigration those were well-educated migrated to the US. More than 30% of the immigrants in the first wave were medical professionals or technical managers who stayed in California and Texas according to the 1975 US State Department data. Most professionals who migrated to the US worked in various fields like science, technology; innovation and research.

While travelling to the US to begin a new start is exciting, one should be prepared for all the challenges that may arise while you are staying in the US. Having international travel insurance is necessary for safe stay especially in the current time of the Covid19 pandemic. Vietnam Visitors insurance cover offers coverage in case of any medical emergency like an injury or illness. At American Visitor Insurance, Vietnam professionals can get quotations from various US insurance providers by comparing several options and make an informed decision.

Vietnamese Tourists visiting America

The United States is a melting pot with incredibly diverse culture, industrial advances and natural wonders which makes the country one of the most desirable tourist destination for Vietnamese. Thousands of tourists travel to the US and with over 2.2 million Vietnamese residing, it is natural that there would be increase in the number of tourists. In the year 2019 1, 32,796 Vietnamese tourists travelled to the US spending 3.13 billion which is an increase of 12%.

Travelling on a holiday to the US is exciting but one must be prepared for any medical emergencies that might rise while traveling. The healthcare system in the US is very expensive. In case of any injury or illness you might land up in a huge medical bill. Travel insurance will provide coverage for all unforeseen medical emergencies that may occur during the holiday.

Some statistics on Vietnamese Immigrants in the US

The early immigrants of the Vietnamese to the US began soon after the Vietnam War that ended in 1975.With the end of the Vietnam War the US supported admission of an estimated 125,000 Vietnamese refugees to the US. The immigrated Vietnamese population has increased significantly and expanding every decade since 1980 and 2000, and an increase of 26% in 2000s. In 2017, more than 1.3 million Vietnamese reside in the US representing the 6th largest foreign-born group in the US.

Source: Data from U.S. Census Bureau 2010 and 2017 American Community Surveys (ACS), and Campbell J. Gibson and Kay Jung, "Historical Census Statistics on the Foreign-born Population of the United States: 1850-2000" (Working Paper no. 81, U.S. Census Bureau, Washington, DC, February 2006), available online.

H1b Visas and insurance for Vietnamese

The United States of America for many decades now have been allowing US companies to hire temporary high skilled workers in a specialty occupation around the globe with H1B visa. The H-1B visa an employer sponsored visa that allows a temporary foreign worker to stay and work in the US contributing to companies growth and the US economy. USCIS issues 85,000 new H-1B Visas every year in addition to the ones that have lapsed. A large number of Vietnamese immigrants migrated to the US as part of the first wave ,who were medical professionals or technical managers who stayed in California and Texas.

While the H-1B visas came under the scanner due to an increase in the unemployment in the US due to the outbreak of coronavirus pandemic, the new President Joseph Biden has eased the policies around immigration and the green card. The Issuances of H1B visa will be carried on as normal and visa approval will be based on the lottery system.

Thousands of Vietnamese are working in the US with H1B visas and quite a few are waiting to renew their visa. Staying away from home country in the new environment one must be prepared for any unexpected medical emergencies that may arise while staying overseas especially in the current times of Covid19 pandemic. Health care system in the US is very expensive and incase of any injury or illness H1B visa health insurance will provide coverage and help from a huge financial loss. American visitor insurance suggests some of the best travel insurance providers in the US like Trawick international, International Medical Group (IMG), TokioMarine HCC, Seven Corners, INF and Global Underwriters who offer good and affordable Vietnamese visitor insurance coverage as per your needs.

Vietnamese Parents visiting USA

The history of Vietnamese migration to the US which began from refugees has now become stronger and diverse after the political normalization. Despite the stressed history during the Vietnam War, today Vietnam is one among the country in South East Asia which has made its mark with 2.2 million people residing in the US. Most of these have a lawful permanent residence (LPR) commonly known as Green cards. Most of the Vietnamese in the US often have their parents and relatives visit their family as a result there is a lot of travel between Vietnam and the US.

Traveling to the USA to see children is very thrilling and a detailed planning is necessary when parents are aged. To avoid all inconvenience due to change in weather conditions, food and long hours of travel. It is very important for parents to buy a best international travel insurance cover which can provide coverage for any unexpected medical and travel emergencies, especially in the current Covid19 pandemic. Vietnamese travelers can select some of the best choices from our senior citizen visitors insurance comparison tool from the top most US insurance providers and make an informed decision.

Vietnamese Software employees going to the US

The United States of America offers software engineers with numerous chances to work with the greatest technologies and improved economic status and gives a chance to live the America dream. Many Vietnamese Software engineers have been immigrating to the US to start a new life. Thousands of Vietnamese students become software programmers each year and they are growing to be one among the world’s top software programmer producers for large establishments in the US, Europe, and Japan.

During the Trump administration the non-immigrant visa category had some limitations in the immigration policies and software professionals found it difficult to continue working in the US. Nevertheless with the election for the new President Joseph Biden, who announced that the policies around the non-immigrant will continue as usual. On 3rd February 2021, the United States Citizenship and immigration Services (USCIS) announced that the Computer programmers can apply for their H-1B visa as they will not be entitled to denial.

Software professionals are concerned about the safety of their jobs and to be safe from the Covid19 global pandemic. While staying away from home it is necessary that one should have good visitor’s insurance cover that provides coverage for unexpected medical and travel emergencies that you may face while you stay overseas. American visitor insurance recommends to their travelers with some of the finest US insurance providers who offer best Vietnamese H1B visa insurance to the USA. For more details visit our website or you can call us for further assistance and one of our licensed agents will help you.

Visitors who are Relatives of Vietnamese Professionals in the USA

The United States is a home to people of diverse cultural backgrounds, natural wonders and monuments that makes it the most desirable country for many years now. 2.2million Vietnamese have now settled in the US with their family. Each year thousands of relatives of these immigrants visit their friends and family in the US.

Travelling to the US away from home to visit a relative or a friend is always exciting .Lot of planning goes into an overseas travel and one must keep in mind of the unexpected medical or travel emergency that may occur during the trip. It very crucial for travelers to buy a visitor insurance cover that will ensure to provide a good coverage in case of any injury or illness while you travel. American Visitor Insurance offers Vietnamese travelers with the best coverage for all their requirements. For further assistance visit our website or alternatively you can contact us by email or phone at any time and one of our agents will assist you.

Travel insurance Vietnam, Vietnam health insurance for foreigner’s information

Travel Medical insurance Vietnam resources

International travel insurance resources for Vietnam visa holders.

Factors for travel insurance Vietnam online

Important factors while deciding on the best travel insurance to Vietnam.

Types of Vietnam travel insurance online

Different types of Vietnam visa travel insurance options.

Vietnam travel insurance Claims Procedure

Travel insurance claims process for getting medical care in a hospital.

Select the type of travel health insurance for visiting Vietnam...

Travel insurance for quarantine coverage.

• Travel insurance for US Citizens and US Residents traveling outside USA
• Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
• Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
• Covid-19 is covered as any other sickness
• Safe Travels Voyager plan's trip delay benefit can be upgraded.
• The base benefit is $3000 (which is $250 per day). Traveler’s can choose $4000 ($300 per day) or $7000 ($500 per day).
• Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
• Covid-19 is covered as any other sickness.
• Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
• Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
• Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
• Travel insurance for US Citizens and US Residents
• Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
• Covid19 medical expenses are covered and treated the same as any other sickness
• Offers coverage of $50,000 for emergency medical expenses
• Offers comprehensive trip cancellation coverage

• Travel medical insurance coverage outside USA
• Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
• Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
• Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.

• Travel insurance for US Citizens and US Residents traveling outside US
• Trip cancellation up to $50,000
• Trip interruption up to 200% of trip cost
• $500,000 medical for sickness and injury/$1,000,000 medical transportation
• Include $2000 in travel delay benefits for quarantine/lodging.

Best travel insurance

Best international travel insurance for us citizens.

• Travel medical insurance for US Citizens and US Residents traveling outside USA
• Available up to 180 days
• Offers emergency sickness coverage up to $500,000
• Covid-19 covered as any other sickness

• Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
• Deductible options from $0 to $2,500
• Policy Maximum from $50,000 to $2,000,000
• Renewable upto 24 continuous months
• Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
• Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
• Deductible options from $0 to $25,000
• Policy Maximum from $1,000,000 to $8,000,000
• USA travel medical insurance coverage outside USA for US citizens
• Available up to 365 days
• Offers maximum coverage up to $2,000,000
• Offers insurance coverage for Covid expenses

• US travel health insurance for US citizens outside USA
• Available up to 3 years (Elite plan)
• Offers maximum coverage up to $1,000,000
• Travel Medical Plus insurance offers coverage for expenses related to COVID-19
• Short term fixed benefit cheap travel insurance USA for US citizens outside USA
• Plan maximum options available up to $130,000 for medical expenses

• Offers coverage outside the US
• Includes coverage for Covid19 as any other illness under the medical expense maximum.
• Testing for Covid-19 will only be covered if deemed medically necessary by a physician.
• The antibody test and prescreening test are not covered, as they are not medically necessary. For individuals age 65+, maximum plan coverage is $100,000.
• Offers coverage for travelling outside your home country
• It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
• Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.

Best Expat insurance, Best Expatriate insurance

Expat insurance plans.

• Ideal for US expatriates and for those global citizens living and working outside their home country.

• Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
• It covers pre-existing conditions with creditable coverage

Best trip cancellation insurance, Best trip protection insurance

Best trip cancellation insurance.

• Trip Cancellation: Up to 100% of insured trip cost
• US Residents on domestic and worldwide trips
• Travel SE Covid Quarantine Benefit : Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
• Travel LX Covid Quarantine Benefit : Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
• Inexpensive coverage for trip cancellation & interruption
• Travel Lite Covid Quarantine Benefit : Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
• Trip Cancellation: Up to 100% of Trip Cost Insured
• Up to 100% of Trip Cost Insured
• It covers Trip Cancellation coverage from $150 to $10,000.
• Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
• Maximum Trip Length 90 Days
• Offered by Trawick International and is highly rated.
• You can add a "Cancel for Any Reason" waiver onto the plan.
• It can cover trips up to 90 days long.
• Cancellation of policy must be purchased within 10 days of the initial trip deposit date.

• Trip Cancellation: Basic - $15,000 Max
• Trip Cancellation: Plus - $100,000 Max
• Trip Cancellation: Elite - $100,000 Max

• Trip Cancellation: 100% of trip cost up to $30,000
• Provides coverage for U.S. residents travelling outside their home country
• Trip Cancellation: 100% of trip cost up to $100,000

Cancel for any reason trip cancellation insurance

Cancel for any reason plans.

• Cancel For Any Reason: 75% of non-refundable trip cost
• Trip Cancellation: Tour cost to a maximum of $100,000
• Cancel for Any Reason: Up to 75% of trip cost insured
• Trip Cancellation: Up to 100% of Trip Cost
• Cancel for Any Reason: 75% of non-refundable trip cost
• Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
• Cancellation for Any Reason: 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.

USA Senior Citizen travel insurance, USA seniors travel health insurance

Travel health insurance for older us travelers.

• The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days
• The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip

• It is an affordable international travel health insurance for US citizens.
• It offers coverage for medical and evacuation expenses for short trips.
• It is available up to 12 months
• It is an renewable long term international travel health insurance for US citizens.
• It offers coverage for medical and evacuation expenses.
• It is available up to 12 months.

Best Annual travel insurance, Best yearly travel insurance

Annual travel plans.

• Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
• Covers non US Citizens travelling multiple times annually outside their home country
• Offers coverage for covid19 illness.

• Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
• Available for both US and Non US citizens up to 75 years
• Maximum trip length is 30 or 45 days per trip
• Available for US residents only up to age 81 years
• Maximum trip length is 30 days per trip

• Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
• It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.

Review and compare the best Annual insurance.

Covid Quarantine insurance for US citizens

According to changes from June 2022, US Citizens who have traveled overseas are no longer required to get tested for COVID19 before traveling back to the US. This was earlier mandatory by the US government, and this requirement is currently under abeyance based on the trajectory of the pandemic. This COVID19 test was required both for unvaccinated and for vaccinated travelers. However, despite the Covid test not being compulsory, it is prudent for US citizens to buy travel insurance with Covid quarantine expenses included given the pandemic and different Covid sub-variants.

US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).

Single Trip Travel Insurance

Single Trip vs MultiTrip Insurance

Vietnam travel insurance, covid insurance for travel to vietnam - faq's, does vietnam travel insurance cover covid19 illness.

There are some USA Covid travel insurance plans available for travel to Vietnam that cover Covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from Vietnam to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

What is the best Vietnam travel insurance?

This is a good question and American Visitor Insurance tries to answer for our customers. Given the different needs of different travelers there is not one policy that is always best for everyone.If you are a traveler with concerns about a pre-existing medical condition that cause an emergency, then you will be looking at different plans than someone without a life-threatening pre-existing condition. We endeavor to give our customer as much information as possible so they can find the Vietnam travel health insurance plan that is best for their needs.If you want some more guidance, please feel free to contact us and our licensed agents will help you!

Why should travelers from Vietnam buy US visitor health insurance?

There are several reasons why one should buy medical insurance while in the US. The most obvious reason is that the medical costs in the US are very high and hospitalization will leave the traveller with very high medical bills. Medical emergencies can happen when least anticipated and visitor insurance plans safeguard the traveller when he or she is in a foreign environment. These plans can be purchased even after the start of the journey.

However, the coverage is not as effective if purchased after facing a medical emergency. The insurance provider will consider such cases as treatment for pre-existing conditions and will not cover the traveller. However there are some visitors insurance plans offering coverage for pre-existing conditions . Compare visitor medical insurance and buy the best coverage for your visit to USA.

Why American visitor insurance?

American Visitor Insurance works with reputed US travel insurance providers to give US and international travelers a wide range of travel insurance options. We have two decades experience in understanding the diverse needs of US citizens and international travelers and in offering appropriate travel insurance options to them. Our typical customers range from US citizens on vacation, international travelers visiting the US, international students, J visa holders, H1b Visa holders, US travelers going overseas, travelers to Schengen countries needing travel insurance for visa requirements, trip cancellation customers to insurance their trip expenses, travelers looking for Covid19 travel insurance with quarantine coverage as mandated by certain countries, corporate professionals and business travelers who travel internationally regularly as well as other diverse traveling groups with unique needs.

Our licensed customer support team provide service at all times helping travelers find the most appropriate travel insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency. We also provide answers to all international travel insurance questions, reviews of different products, testimonials for customers as well as provide an user friendly travel insurance comparison tool where travelers can compare different products based on price as well as the coverage benefits. All of these tools help travelers make an informed decision while buying travel insurance.

Popular outbound destination among Vietnam travelers

Travel insurance for international tourists visiting vietnam, trip cancellation insurance.

Trip cancellation insurance insure trip cancellation related emergencies while in Vietnam.

Travel medical insurance

Travel medical insurance for Vietnam to cover accident and medical expenses.

Annual Travel insurance

Annual travel insurance for frequent travelers to and from Vietnam.

Group insurance

Group travel insurance for Vietnam covers five or more travelers on same itinerary.

Popular tourist destinations in Vietnam

Halong Bay is one of the world's most spellbinding sea views and is a UNESCO World Heritage Site.

Khai Dinh Tomb in Hue

The architecture of the Khai Dinh Tomb in Hue has been described as Buddhist as well as Roman Gothic.

Hang Son Doong Cave

The cave has Bright blue water pools, Lush greenery lines the walls and a river runs through it.

Phong Nha-Ke Bang National Park

It is a dramatic karst mountain formation honeycombed with huge caverns, which are home to superb stalactite and stalagmite displays.

Vietnam - General Information  

Vietnam - general information.

o Chi Minh city, Hanoi, Ha Long Bay, Da Nang, Hoi An, Hue, Da Lat, Nha Trang, Sa Pa, Ha Long, Phu Quoc, Can Tho.

  Vietnamese

Around 92 million

Vietnamese Dong

Feb to Apr, Aug to Oct.

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

International travel Insurance for Vietnam residents

Best travel medical insurance, patriot america plus.

• Available for US citizens visiting USA
• Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
• Plan is suitable for Green Card holders as long as they reside outside the US.

Visitors Protect

• The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
• This plan covers pre existing conditions for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.

Atlas America

• This plan is available for Non-US citizens traveling outside their home country
• Covers acute onset of pre-existing conditions till maximum limit (up to 79 years).

Diplomat America

• This plan is for Non Us citizens and Non US residents visiting the US.
• This plan have 24 months waiting period for pre-existing conditions.

Safe Travel USA Comprehensive

• Covers acute onset of pre-existing conditions up to policy maximum age up to 69 years.
• This plan is available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
• This plan is available for green card holders.
• For ages 14 days to 89 years.
• Coverage for minimum 5 days to maximum up to 364 days.

Travel Medical Choice

• Covers treatment of acute onset of pre-existing conditions (up to 79 years)
• For the acute onset of pre-existing condition coverage with Cardiac Condition and/or Stroke for age range of 14 days to 69 years, $50,000 coverage is available and for age range of 70 to 79 years, $5000 coverage is available.Other than Cardiac Condition and/or Stroke it covers for age range of 14 days to 69 years, $75,000 coverage is available and for age range of 70 to 79 years, $7,500 coverage is available
• This plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
• Best comprehensive plan that covers all pre-existing conditions up to 99 years.
• There is a minimum purchase of 90 days required to buy this plan

INF Elite 90

• Covers 90% of eligible medical expenses.

INF Safe Traveler USA 90

• INF Safe Traveler USA 90 covers 90% of elgibile medical expenses

INF Safe Traveler USA

• INF Safe Traveler USA covers 80% of elgibile medical expenses

INF Elite Plus

• Covers Preventive & maintenance care and coverage for full body physicals.
• Comprehensive plan with full pre existing condition coverage up to 99 years which is unique.

Visitors Care

• Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.

Travel Medical USA

• Offers coverage for acute onset of pre-existing conditions up to 79 years.
• Renewable up to 364 days

Visitor Secure

• It offers coverage for acute onset of pre-existing conditions up to 70 years.
• Plan can be renewed up to 364 days.

INF Standard

• This plan is available for for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
• Minimum Enrolment should be 30 days.

Safe Travels Elite

• It offers coverage for acute onset of pre-existing conditions up to 89 years.
• Available for Non US citizens coming to the US and worldwide.

INF Premier

• Acute Onset treated like New Sickness
• This plan covers Full pre-existing conditions up to 99 years.

INF Premier Plus

• Covers preventive & maintenance care
• This plan covers Full pre-existing conditions up to 69 years.

Best travel insurance for pre-existing conditions, Best Visitors insurance with pre-existing conditions coverage

• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
• Patriot America Plus Covid insurance offers coverage for coronavirus illness.
• This plan covers pre existing condition for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
• The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico or Canada.
• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 79 years).
• This plan is available to both Non-US citizens and US citizens traveling outside their home country.
• Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 69 years).
• Available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.

Safe Travel USA

• Covers Up to $1,000 for sudden, unexpected recurrence of a Pre-existing Condition
• This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.

Travel Medical Basic

• The policy maximum for this comprehensive insurance starts from $50K and provides up to $5M. For people above age 80 years, they get a policy maximum of $10K
• Acute onset of pre-exisitng conditions are available for Worldwide including US - $5,000 up to 65 years; $2,500 for 65 to 79 years and Worldwide excluding US - $25K up to 65 years; $5K for 65 to 79 years.

INF Elite plan

• This plan offers full pre existing condition coverage.
• Elite plan covers pre-existing condition coverage up to $25K, $30K, $40,000, or $50K subject to deductibles of $1.5K, $2K, $2.5K, $5K, or $10K for age 0 to 69 years.
• Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.

Safe Travel USA Cost Saver

• Covers unexpected recurrence of a pre-existing medical conditions up to $1000
• This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
• Acute onset of pre-existing condition coverage for Worldwide including US with Cardiac Condition and/or Stroke - $50K up to 69 years; $5K for 70 to 79 years.Other than Cardiac Condition and/or Stroke - $75K up to 64 years; $7.5K for 65 to 79 years.
• For Worldwide excluding US - $50K up to 64 years; $10K for 65 to 79 years.

INF Elite Plus plan

• Elite Plus plan with policy maximum $150K covers pre-existing condition coverage up to $25K maximum with deductible $1,500 for age 0 to 69 years.
• Policy maximum $75K covers pre-existing condition coverage up to $20K maximum with deductible $1,500 for age 70 to 99 years.

INF Elite 90 plan

• This plan covers 90% of eligible medical expenses.
• Elite 90 plan covers pre-existing condition coverage up to $25K, $30K, $40,000, or $50K subject to deductibles of $1.5K, $2K, $2.5K, $5K, or $10K for age 0 to 69 years.
• This plan is renewable for a maximum of 2 years unless there is a break in the coverage.
• It is an affordable plan for visitors visiting the US.

INF Premier plan

• This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays.
• Covers full pre-existing conditions up to 99 years.
• Safe Travels Elite Covid insurance covers coronavirus illness.
• This fixed plan Covers preventive & maintenance care.
• Premier Plus plan provides policy maximum $300,000 covers pre-existing condition maximum of $50,000/$100,000 with deductible $1,000/$5,000 for age 0 to 69 years.
• Visit USA Insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA.

Senior Citizen travel insurance for above 60 years

• The best travel health insurance for 60 year old travelling to the US is Atlas America .
• With the best travel insurance plans for people under 70 years, you get covered up to policy maximum for acute onset of pre-existing conditions for people up to age 70.

Atlas Premium

• Atlas Premium is another version of this plan with higher coverage available for some of the benefits as compared to Atlas America.
• You can compare Atlas Travel insurance plans .
• This plan provides coverage up to $250,000 for 70 to 79 year old travelers.
• Travel Medical Basic offers coverage up to $5,000 for acute onset of pre-existing condition in including USA and $25,000 for exclusing USA till 65 years.

Travel Medical USA insurance

• The Travel Medical USA plans ( Travel Medical USA Visitor Basic , Travel Medical USA Visitor Choice ) cover acute onset of pre-existing conditions for people up to age 79.
• Travel Medical Choice Coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country.
• The age availability is 14 days to 80+years.
• Covers acute onset of pre existing conditions up to the age of 79.
• Patriot America Plus Plan offer coverage upto choosen plan maximum for travelers under 70 years. This is a comprehensive plan from IMG and is is similar to the Patriot America Lite with the unique difference in the benefit that covers acute onset of pre existing conditions up to the age of 70
• US citizens and Non US citizens living abroad can buy this plan for visiting the US for short while.
• Visitors Protect Plan offer maximum limits from $50,000 to $250,000.
• Covers medical evacuation, emergency reunion, repatriation of remains, Accidental Death & Dismemberment, etc.

Patriot Platinum

• Patriot Platinum Plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000. $25,000 maximum limit for medical evacuation.
• This is a comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing condition
• Pre-existing complications from covid-19 covered
• Elite plan covers pre-existing condition coverage up to $25,000, $30,000, $40,000, or $50,000 subject to deductibles of $1,500, $2,000, $2,500, $5,000, or $10,000 for age 0 to 69 years
• This plan need to be purchased for a minimum of 3 months.
• This fixed plan from provides full pre existing condition coverage.
• In-patient, out-patient, specialist care covered for pre-existing.
• Minimum purchase of 90 days is required for this plan.
• This is another comprehensive plan from INF.
• Elite Plus plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years .

Older traveler medical insurance for above 70 years

Safe travels usa comprehensive.

• Safe Travels USA Comprehensive available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
• For the age of 65 to 80 years this plan provides a policy maximum of $50,000 and $100,000.
• Atlas America plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
• There is also a higher policy maximum option available for people above 70 up to the age of 79.
• Atlas Premium plans from WorldTrips have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
• The highest maximum that can be purchased for a comprehensive plan is Patriot Platinum which offers pre-existing condition coverage up to $2,500 for any condition.
• Travelers must be at least 14 days old and under 99 years to be covered by this plan.
• Offers coverage from 90 days to 12 months.
• This plan covers pre existing conditions for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
• Visitors Care which offer limited coverage of $2,500. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
• INF Elite plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
• INF Elite 90 plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
• Pre-existing complications from covid-19 covered.
• Covers 90% of elgibile medical expenses and minimum purchase of 90 days is required for this plan.
• INF Safe Traveler USA plan This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• This plan does not cover pre existing conditions including acute onset of pre existing conditions.

Senior Citizen travel insurance for above 80 years

• INF Safe Traveler USA 90 This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• Covers 90% of elgibile medical expenses and minimum purchase of 30 days is required for this plan.
• INF Safe Traveler USA plan plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
• This plan covers Urinary Tract infection for older travelers above 80 years.
• For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.
• For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries. This includes emergency medical evacuation, repatriation and security evacuation benefits.
• The Safe Travels USA Comprehensive provides a policy maximum of $20,000 for people aged above 80 years.

Safe Travels USA Cost Saver

• Non-US citizens and Non-US residents traveling outside their home country but not to the United States. This includes emergency medical evacuation, repatriation and security evacuation benefits.
• It is ideal for foreign residents visiting USA and then other countries worldwide. Travelers on transit visa in US can also purchase this plan.

Safe Travels USA

• This Policy provides coverage to non-US citizens who reside outside the USA and are traveling outside of their Home Country to visit solely the United States, or to visit a combination of the United States and other countries worldwide.
• This Policy is not available to green card holders in the USA. This Policy is not available to anyone age 90 or above.

Safe Travels Elite Diamond

• This plan is available for people traveling to the USA and are not US Citizens, US Residents or Greencard Holders.
• Available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
• It is available for travelers of ages 14 days to 99 years
• Travel Medical USA Visitor Basic insurance and Travel Medical USA Visitor Choice insurance with a higher deductible and up to $100,000 maximum.
• Travel Medical USA Visitor Choice is meant for immigrants to the US with or without green cards renewable up to 3 years, it is also available for any legal visitors to our lovely country.
• Senior Travelers above 90 years are also eligible to buy the Travel Medical USA Visitor Basic and Travel Medical USA Visitor Choice insurance.

Senior Citizen travel insurance for above 90 years

Globehopper travel insurance for older us travelers.

US citizens should realise that Medicare and its supplements provide very little coverage outside US borders. There is a travel health insurance plan specifically designed for older American travelers. Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior as an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip.

The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.

Student medical insurance for Vietnamese in the US

There has been a steady and spectacular growth in the number of Vietnamese students studying in the United States. Currently there are over 20,000 Vietnamese students in the country. Nearly 70% of these students are in Undergraduate programs while the remaining 30% are split between Graduate students and the Optional Practical Training (OPT) status. The number of Vietnamese students has risen from around 2000 students in 2000/2001 to 22000 in 2016/2017, and is currently the sixth largest source of international students to the US.

Vietnamese students in the US should buy adequate student medical insurance given the very expensive healthcare costs here. While most students buy University insurance, our international student medical insurance plans are attractive given that they are cheaper than most University plans while providing similar insurance benefits.

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Vietnamese students on the Optional Practical Training (OPT) status will find our OPT student insurance plans very helpful given that they are very affordable while providing excellent insurance benefits.

Travel insurance for Vietnamese residents visiting USA

Senior citizens.

Senior citizens travel insurance from Vietnam to USA.

Pre-existing Coverage

Travel health insurance coverage for Vietnam travelers to USA with Pre-existing conditions.

Student Insurance

International student health insurance for Vietnam students in USA.

J1 Visa Health Insurance

J1 visa exchange scholars and students have to satisfy these requirements.

New US Immigrant health insurance

The Trump administration had introduced rules making it mandatory for prospective new US immigrants to show proof of adequate US health insurance while applying for the immigrant visa. The aim of this mandatory US health insurance for immigrants is to reduce the burden on the US hospitals, the overall US health care system and finally on US tax payers by uninsured new immigrants.

At American Visitor insurance we offer immigrant health insurance plans which work well for prospective new US immigrants. After buying this immigrant medical insurance, customers will immediately receive the health insurance policy document by email. Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given this rule as well as the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.

New US immigrant insurance blogs

Us immigrant health insurance plans.

Compare popular US immigrant plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards

Difference between visitors and immigrant Insurance

Find out the difference between US visitors insurance and new immigrant insurance. Compare and buy the best immigrant insurance for USA!

US Health insurance mandatory for new US immigrants

The US government has made it compulsory for new immigrants coming to the US to have proper US immigrant health insurance coverage.

Travel medical insurance Vietnam, Travel insurance to Vietnam from USA links

Travel Insurance from USA to Vietnam FAQ

Travel Insurance USA to Vietnam Blog

Travel Insurance to Vietnam from USA Forum

Travel Insurance USA Claims

Types of us travel medical insurance.

Fixed vs Comprehensive plans

Fixed benefit travel insurance.

A fixed benefit travel insurance plan is the cheapest travel insurance plan option. Fixed benefit travel insurance is cheap because it has a fixed limit of coverage for different medical benefits. Fixed benefit travel insurance plans work well in case of small ailments but can be inadequate in the event of a serious medical ailment or hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit. Comprehensive insurance is more expensive when compared to fixed benefit plans but provides significantly better coverage in case of a medical emergency or hospitalisation.

Vietnam residents residents visiting Schengen countries

• Medical coverage of at least 30,000 Euros travel insurance for schengen coverage (about $50,000 USD)
• A repatriation benefit.
• An emergency medical evacuation benefit.

Find the best US visitor insurance coverage - Blogs and Articles

Affordable travel insurance online.

Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

Best international travel insurance

International travel insurance plans covering pre-existing conditions which many older travelers look for.

Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online.

Buy cheap travel insurance

There are many cheap international insurance plans also known as visitor insurance plans.

How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works.

Best International travel insurance Cost

Travel insurance - pre-existing conditions coverage, international travel insurance resources, more tourist medical insurance usa categories.

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USA New immigrant Insurance

US visa health insurance

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J1 Visa health insurance

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International Medical Insurance

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Best Travel Insurance for Vietnam

Buying travel insurance can be confusing. There are many options with thousands of different companies all offering different policies. How do you decide which is the best policy for you?

We have crawled the web for the best travel insurance providers for Vietnam. The clear winners are IM Global , AIA , World Nomad , AXA , and Allianz Liberty Travel . Each of these providers offers safe and reliable policies for travel in Vietnam.

This guide to travel insurance in Vietnam will give everything you need to stay safe on your trip.

Why Travel Insurance?

It doesn’t matter where you go on this planet, travel insurance is essential. The real world is unpredictable. Accidents happen and not everyone is friendly. It’s always best to get covered for the unexpected.

Those who have long traveling plans in Vietnam or South East Asia must get travel insurance.

Your insurance will cover any unexpected financial or health problems. It will also give you peace of mind as you take on some risky and exciting adventures.

One of the biggest draws to Vietnam is the chance to motorcycle from North to South or vice versa. While this is an incredible experience it’s also highly dangerous.

Read more about: how to rent a motorbike in Vietnam

If you are going to ride a motorcycle in Vietnam, you MUST get appropriate travel insurance. to cover you (more on this later.)

Accidents are very common in Vietnam. Accidents can occur both on the road and off the road much like every other Southeast Asian country. It’s best to be safe and get yourself covered.

What Am I Covered For?

Travel insurance can cover anything from a stolen wallet to a motorbike accident. Insurance plans are adaptable. It’s important to understand what cover you will need before your arrival.

Apart from the basics that come with all cover plans, here are some specific things you will want to cover too.

Medical Insurance

Healthcare in Vietnam is vastly different from what you are probably used to at home. Walk into any public hospital and you are in for a big surprise. Huge waiting lines and a lack of beds is common.

You have two choices: cheap and basic or expensive and international. International hospitals in Vietnam are of good quality. We recommended them if you should get into an accident.

International hospitals are much more hygienic and operated by international doctors. The equipment is up to date and the medical advice given is usually sound.

You may not have the luxury of an international hospital and will have to settle for a public hospital. International hospitals are in major cities such as Hanoi, Ho Chi Minh City, and Da Nang.

Failure to insure yourself could result in an astronomical hospital bill. Do not risk it.

Motorbike Insurance

Driving a motorbike in Vietnam is a wonderful but dangerous experience. The roads in Vietnam are chaotic and very few rules exist.

You will discover that the biggest vehicle always has right of way. They care very little for your safety on a bike.

If you are thinking that you will be fine because you’re only driving out of the city, then think again. The roads are just as dangerous outside of the cities.

Motorbike accidents are the number one cause of accidents and injuries for travelers. If you have never driven a motorbike before, it’s advised that you do not start in Vietnam.

You may have the opportunity to learn how to drive. But, learning road awareness takes years of practice. Vietnam’s roads demand great awareness skills to stay safe.

In fact, the second biggest killer of Vietnamese people is traffic accidents. If you decide to drive a motorbike in Vietnam, you should buy a comprehensive insurance plan.

Motorcycle cover in Vietnam requires a valid motorcycle license. This is not required if you are driving a motorbike with an engine of 50cc or less.

Above 50cc you will need your valid motorcycle license and a Vietnamese license. To get a Vietnamese license, you need:

• A residence visa
• Work permit or business visa (30 days or more)

If you are planning to take a motorcycle trip through Vietnam, you will need a motorcycle that is at least 125cc. To be fully insured you must have:

• A valid license from your country of residence
• A Vietnamese motorcycle license

Without these, no insurance company will payout for a motorbike accident.

You can not legally drive anything more than a 50cc bike without a license.

If you have both valid licenses your insurance company will not pay out for if:

• You were not wearing a helmet.
• You were under the influence of alcohol/drugs.
• You were violating Vietnamese road laws.

Cancellations and Delay Insurance

Cancellations and delays are common throughout Vietnam no matter your mode of travel. 

You will likely experience delays when you take a domestic flight within the country. Popular domestic airlines like VietJetAir and Jetstar are often canceled and delayed.

It is important to get covered for both scenarios. You can then reclaim any money for pre-paid tickets, hotels, or tour bookings.

Cancellations are not always the fault of an airline or ferry service. You may have a family emergency and will need to get home immediately. You will then need to cancel future flights already booked.

Always make sure you read the small print on your cancellations and delay policy. Many insurers need proof that you made the best effort possible to continue your trip.

You may have to submit notes, announcements, letters, or emails to prove it was not possible. Without these forms of proof, you may not get refunded a single cent.

Loss and Theft

Loss is an inevitable part of your travel experience. Losing a few socks in a hostel is a lot different from leaving your MacBook on a coach in central Vietnam. 

If you are carrying lots of valuable items such as a laptop, camera, phones, and cash you should get them covered.

Theft is not that common in Vietnam but it’s always best to be safe than sorry. Most thefts happen in the major cities when men on bikes snatch purses or bags from locals or travelers. 

Again, this is rare but it’s worth getting covered anyway.

Catching DHF (Dengue Hemorrhagic Fever)

Read also: Sharks, jellyfish, snakes, and other dangers in Vietnam .

Dengue fever is a dangerous mosquito-borne disease. It can cause the infected to suffer from many symptoms including:

• Pain behind the eyes
• Joint and muscle pain
• Skin rash that appears after 2-5 days after fever

The best way to avoid DHF is to wear an appropriate bug mosquito repellent. This does not 100% protect you and you could still contract DHF.

Healthy adults can recover within a few weeks. You must go to the hospital immediately after noticing the symptoms above.

Travel insurance policies will cover you for inpatient and outpatient treatment of DHF. Double-check your policy to make sure it is included.

Contracting dengue fever is unlikely but possible. If traveling in areas of the country with a high number of mosquitoes such as the Mekong Delta, you are at a higher risk.

Food Poisoning

Food poisoning is a common issue for travelers in South East Asia. Your travel policy will cover you for any treatment but you should always make sure before you buy.

Most street food in Vietnam safe and cooked fresh right in front of your eyes. Getting food poisoning is more likely in restaurants where food is improperly stored.

A comprehensive travel insurance policy will usually provide you with dental coverage. This includes:

• Severe emergency (broken tooth, extreme and sudden tooth pain)
• Chipped tooth
• Severe toothache

Those with bad toothache or teeth issues should take their specialist toothpaste. You may not find it in Vietnam.

How to Pick the Right Travel Insurance

Plan your travels as much as possible so you know what type of activities you will be taking part in. Make a list of the activities you want to do. 

Start looking for plans that include all these plus the basics. Add any special items such as:

• Health/medical
• Motorbiking
• Cancellation/delay

You don’t need to plan your trip down to a tee. Have a good idea of the activities you want to take part in so you can get covered before arriving. 

Don’t decide to go white water rafting in Dalat on day three of your trip with no insurance cover already in place.

Always read your policy documents. Research into anything you don’t understand and make sure you know your rights before buying.

Some insurance policies look great when glancing at the “what’s covered” section. Always check the small print which details scenarios in which they won’t payout.

Make sure you understand all the following before you take out the plan:

• What’s included and excluded in the policy?
• How do you contact your provider?
• What paperwork should you travel with?
• What are the monetary limits for each item?
• What excess (if any) will you need to pay for each item if claimed?
• What proof do you need should you make a claim?
• What number is the international 24/7 hotline number?

Always spend a significant amount of time reading all the details. Unfortunately, some insurance companies don’t have your best interest at heart.

It’s on you to make an informed decision and not jump for the cheapest option.

Who Do You Contact in Case of an Insurance Emergency?

When you buy your travel insurance policy you will get an email with all the relevant paperwork. In the paperwork, you will find an emergency contact number that you can call 24/7 for help. 

If you don’t see this, contact your provider immediately for the details.

Once you have the details you should save the number on your phone. Keep the paper with you on your travels too and give the number to a close relative. This way, they can contact your provider on your behalf if needed.

What Do You Do in the Case of an Insurance Emergency?

You must find the emergency contact details of your provider. Call them and introduce yourself, tell them where you are and describe the situation you are in.

A member of your provider should then give you instructions on what to do next. They may provide you with a specific list of hospitals to attend, and this service you can receive.

Some providers may even be able to provide you with an ambulance. They may even arrange a doctor’s visit to your accommodation.

Your medical expenses are covered by your provider. You will most likely need to pay for those expenses first. You will then get refunded the money by your provider. This is why it is important to have cash in the bank for emergencies.

Keep all the documents you receive from any hospital or doctor. Some of this paperwork will need to go to your insurance provider. 

Can I Buy Insurance During Your Trip

Yes, it is possible to buy travel insurance or extend it during your trip. You may be limited to only a select few international providers. These may cost much more than other domestic providers back home.

Once you have bought your insurance it will take 3-5 days for the paperwork to activate. This is a precaution taken by the provider against any fraudulent claims.

It’s advised that you buy your comprehensive insurance before you take your trip.

In What Circumstances Will an Insurance Provider Not Pay Out

Alcohol inebriation.

You will not get covered if intoxicated when your accident occurred. It’s advised that you do not drink and drive during your time in Vietnam.

Riding a Motorcycle Without a License

You are only covered for motorcycle accidents if you have a driving license. You must have a license from your home country and a Vietnamese driving license.

Improper Coverage

If your expenses outweigh your cover you will need to make up any difference with your own money.

The Best Travel Insurance for Vietnam

Here are the best providers and policies for Vietnam travel. These companies are reputable, well-reviewed, and trust-worthy. Their policies may cost more than most but they are the safest options.

Click the company, go through the quote process and then start to compare. Each policy is different.

Make sure you add any specific adventurous activities you may want to enjoy on your travels. You can add these later while traveling but it’s cheaper to get covered right from the start.

We recommend that you start your policy at least a week in advance to your departure date. This will ensure the verification process for your policy is complete. You are then covered for the day you leave and the entirety of your trip.

World Nomad

Allianz Liberty Travel

Final Thoughts

Travel insurance for your trip to Vietnam is a no brainer. We’re confident you will explore the country without a single problem but it’s always best to be safe than sorry.

These are the most comprehensive and reliable travel insurance companies out there. It’s worth spending a good amount of money on a solid policy that covers you completely. You can then be free to enjoy your travels with complete peace of mind.

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Is travel insurance mandatory for entry to Vietnam? - Vietnam Forum

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Is travel insurance mandatory for entry to Vietnam?

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We found conflicting info on whether a travel insurance is required to enter the country. Can anyone confirm that? We’re going there next week for a few days and are debating whether to get one.

19 replies to this topic

AFAIK, it's still a requirement, but no one one is currently checking for it either at the departure airport or on the ground in Vn.

Some sort of travel medical insurance policy is always advisable, but there is no longer any need to buy any of these COVID specific policies which the insurance industry was very happy to sell 😳

I arrived yesterday. No-one asked for proof of insurance or ticket out of the country. Frankly, immigration took two minutes while he scanned the passport and wrote March 24 as my latest exit date.

The $10,000 COVID insurance thing is really unclear. It's on the http://VietnamTourism.gov.vn site and pretty much nowhere else. IATA don't have it.

The Ministry of Sports, Culture and Tourism (who run that site) wanted to get rid of the requirement and asked the other ministries to email in if they had any issues. Then.... nothing happened.

Cynic in me says somebody is making money from covid insurance.

That said, having travel insurance covering the big ticket items - medical, evacuation - is a no brainer for me.

I'm still stunned that I paid 87,000 today for 12 months worth of motorcycle insurance for my 250 CC bike. The nice girl at Honda couldn't explain what's covered. But everyone needs it for their bike.

It's maybe just the cynic in me. Just seems strange that they went quiet after discussing dropping the requirement and nobody appears to be checking. It's not like Vietnam has a completely unblemished record where clarity and probity are concerned. Just look at the repatriation flights .

Not mandatory

> Not mandatory

Have you seen an official .gov.vn announcement that it's no longer required? I haven't.

I've not been asked for it the several times I've been to VN but I would never travel without it. If you're only going for a few days the travel insurance will be a couple of bucks? I just spent a week in France and insurance cost me $6 including covid cover

Thank you guys! What about vaccination record? Do they ask for it at the border control?

No, they don't.

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Destination Guide: Vietnam

Just as bustling is Ho Chi Minh City, formerly called Saigon. Watch out when you’re crossing streets, says Jay Lewis, Marketing Analytics Manager for Allianz Global Assistance USA: “There are theoretically crosswalks, but traffic doesn’t stop.” Must-sees in Ho Chi Minh City include the War Remnants Museum, which tells the story of the American War from the Vietnamese perspective, and the Cu Chi Tunnels, an elaborate network used by the Viet Cong. The local artisan and food markets are overwhelming, Lewis says, but worth a visit. You have to leave the cities to experience Vietnam’s lush beauty. Take a boat tour of the Mekong Delta, where kids ride on water buffaloes and women in traditional conical hats labor in rice paddies. 3 One of the most popular places to visit in Vietnam is Ha Long Bay, in the Gulf of Tonkin, an otherworldly seascape of limestone pillars that rise from the water. And the island of Phu Quoc is famous for its inviting beaches.

The Best Hotels in Vietnam

Vietnam is home to some famous, historic hotels. The Sofitel Legend Metropole Hanoi would look at home in New Orleans, with its wrought-iron detailing and sidewalk café. The Metropole harkens to the past with afternoon tea and butler service. “For a brush with greatness,” the hotel suggests, “stay in the Somerset Maugham, Charlie Chaplin or Graham Greene Suites.” 4

Built in 1880, the Continental Hotel in Ho Chi Minh City has been home to authors, journalists, gangsters and spies. Although it retains its historic charm, the Continental is a little dated and is no longer considered one of the best hotels in Vietnam. 5 That honor may go to The Reverie Saigon, an extravagant palace of glass, marble and gold with luxury suites created by Italian designers. 6

Once you leave the big cities, you’ll find an abundance of secluded jungle lodges and beach villas in Vietnam. Cat Tien Jungle Lodge is the perfect base to explore the rainforest, swim in a waterfall and tour bat-filled caves. 7 For the ultimate indulgence, book a few nights at Six Senses Con Dao, a resort on the isolated island of Con Dao with a private, shell-littered beach.

What to eat in Vietnam

Vietnamese food is like no other cuisine on Earth. The food of Vietnam is primarily built around noodles and rice, and seeks to balance five taste elements: spice, sour, bitter, salt and sweet. 8 The colonial influence made French staples like onions, asparagus, coffee and baguettes an enduring part of Vietnamese cuisine as well. Wondering what to eat in Vietnam? Here are five things you have to try:

• Banh mi: If there’s such a thing as the perfect sandwich, the banh mi might be it: grilled meat, pâté, cucumber, pickled daikon and carrot, cilantro, hot-pepper slices and a smear of mayonnaise on a light, crunchy baguette. • Vietnamese coffee: Best enjoyed at a sidewalk café, Vietnamese coffee is brewed strong and drunk cold with sweetened condensed milk. • Pho: This light but filling soup is made with chicken or beef broth, fragrant with spices, rice noodles, and meat, then garnished with bean sprouts, cilantro, onions, lime, Thai basil and hot peppers. • Op la: Fried eggs, sunny side up, with assorted grilled meats and sauteed onions, served with a baguette in a mini frying pan. • Banh beo: These steamed rice-flour discs are topped with crunchy pork rinds and toasted shrimp powder and served with fish sauce. 9

As you plan your epic journey through beautiful Vietnam, be sure to protect yourself, and your vacation, with travel insurance . Allianz Global Assistance offers plans for your destination and budget: Get a quote to find the right coverage for your next trip.

What Do I Need to Travel to Vietnam?

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Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

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Travel Insurance

Cheapest travel insurance of April 2024

Mandy Sleight

Heidi Gollub

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Updated 9:52 a.m. UTC April 11, 2024

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WorldTrips is the best cheap travel insurance company of 2024 based on our in-depth analysis of the cheapest travel insurance plans. Its Atlas Journey Preferred and Atlas Journey Premier plans offer affordable travel insurance with high limits for emergency medical and evacuation benefits bundled with good coverage for trip delays, travel inconvenience and missed connections.

Cheapest travel insurance of 2024

Why trust our travel insurance experts

Our team of travel insurance experts analyzes hundreds of insurance products and thousands of data points to help you find the best travel insurance for your next trip. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content . You can read more about our methodology below.

• 1,855 coverage details evaluated.
• 567 rates reviewed.
• 5 levels of fact-checking.

Best cheap travel insurance

Top-scoring plans

Average cost, medical limit per person, medical evacuation limit per person, why it’s the best.

WorldTrips tops our rating of the cheapest travel insurance with two plans:

• Atlas Journey Preferred is the cheaper travel insurance plan of the two, with $100,000 per person in emergency medical benefits as secondary coverage and an optional upgrade to primary coverage. It’s also our pick for the best travel insurance for cruises .
• Atlas Journey Premier costs a little more but gives you $150,000 in travel medical insurance with primary coverage . This is a good option if health insurance for international travel is a priority.

Pros and cons

• Atlas Journey Preferred is the cheapest of our 5-star travel insurance plans.
• Atlas Journey Premier offers $150,000 in primary medical coverage.
• Both plans have top-notch $1 million per person in medical evacuation coverage.
• Each plan offers travel inconvenience coverage of $750 per person.
• 12 optional upgrades, including destination wedding and rental car damage and theft.
• No non-medical evacuation coverage.

Cheap travel insurance for cruises

Travel insured.

Top-scoring plan

Travel Insured offers cheap travel insurance for cruises and its Worldwide Trip Protector plan gets 4 stars in our rating of the best cruise travel insurance .

• Worldwide Trip Protector offers $1 million in emergency evacuation coverage per person and a rare $150,000 in non-medical evacuation per person. It also has primary coverage for travel medical insurance benefits, which means you won’t have to file medical claims with your health insurance first.
• Cheap trip insurance for cruises.
• Offers a rare $150,000 for non-medical evacuation.
• $500 per person baggage delay benefit only requires a 3-hour delay.
• Optional rental car damage benefit up to $50,000.
• Missed connection benefit of $500 per person only available for cruises and tours.

Best cheap travel insurance for families

Travelex has the best cheap travel insurance for families because kids age 17 are covered by your policy for free when they’re traveling with you.

• Free coverage for children 17 and under on the same policy.
• $2,000 travel delay coverage per person ($250 per day) after 5 hours.
• Hurricane and weather coverage after a common carrier delay of any amount of time.
• Only $50,000 per person emergency medical coverage.
• Baggage delay coverage is only $200 and requires a 12-hour delay.

Best cheap travel insurance for seniors

Evacuation limit per person

Nationwide has the best cheap travel insurance for seniors — its Prime plan gets 4 stars in our best senior travel insurance rating. However, Nationwide’s Cruise Choice plan ranks higher in our best cheap travel insurance rating.

• Cruise Choice has a $500 per person benefit if a cruise itinerary change causes you to miss a prepaid excursion. It also has a missed connections benefit of $1,500 per person after only a 3-hour delay, for cruises or tours. But note that this coverage is secondary coverage to any compensation provided by a common carrier.
• Coverage for cruise itinerary changes, ship-based mechanical breakdowns and covered shipboard service disruptions.
• Non-medical evacuation benefit of $25,000 per person.
• Baggage loss benefits of $2,500 per person.
• Travel medical coverage is secondary.
• Trip cancellation benefit for losing your job requires three years of continuous employment.
• No “cancel for any reason” (CFAR) upgrade available.
• Missed connection coverage of $1,500 per person is only for tours and cruises, after a 3-hour delay.

Best cheap travel insurance for add-on options

AIG offers the best cheap travel insurance for add-on options because the Travel Guard Preferred plan allows you to customize your policy with a host of optional upgrades.

• Travel Guard Preferred upgrades include “cancel for any reason” (CFAR) coverage , rental vehicle damage coverage and bundles that offer additional benefits for adventure sports, travel inconvenience, quarantine, pets, security and weddings. There’s also a medical bundle that increases the travel medical benefit to $100,000 and emergency evacuation to $1 million.
• Bundle upgrades allow you to customize your affordable travel insurance policy.
• Emergency medical and evacuation limits can be doubled with optional upgrade.
• Base travel insurance policy has relatively low medical limits.
• $300 baggage delay benefit requires a 12-hour delay.
• Optional CFAR upgrade only reimburses up to 50% of trip cost.

Best cheap travel insurance for missed connections

TravelSafe has the best cheap travel insurance for missed connections because coverage is not limited to cruises and tours, as it is with many policies.

• Best-in-class $2,500 per person in missed connection coverage.
• $1 million per person in medical evacuation and $25,000 in non-medical evacuation coverage.
• Generous $2,500 per person baggage and personal items loss benefit.
• Most expensive of the best cheap travel insurance plans.
• No “interruption for any reason” coverage available.
• Weak baggage delay coverage of $250 per person after 12 hours.

Cheapest travel insurance comparison

How much does the cheapest travel insurance cost?

The cheapest travel insurance in our rating is $334. This is for a WorldTrips Atlas Journey Preferred travel insurance plan, based on the average of seven quotes for travelers of various ages to international destinations with a range of trip values.  

Factors that determine travel insurance cost

There are several factors that determine the cost of travel insurance, including:

• Age and number of travelers being insured.
• Trip length.
• Total trip cost.
• The travel insurance plan you choose.
• The travel insurance company.
• Any add-ons, features or upgraded benefits you include in the travel insurance plan.

Expert tip: “In general, travelers can expect to pay anywhere from 4% to 10% of their total prepaid, non-refundable trip costs,” said Suzanne Morrow, CEO of InsureMyTrip.

Is buying the cheapest travel insurance a good idea?

Choosing cheaper travel insurance without paying attention to what a plan covers and excludes could leave you underinsured for your trip. Comparing travel insurance plans side-by-side can help ensure you get enough coverage to protect yourself financially in an emergency for the best price. 

For example, compare these two Travelex travel insurance plans:

• Travel Basic is cheaper but it only provides up to $15,000 for emergency medical expense coverage. You’ll also have to pay extra for coverage for children.
• Travel Select will cost you a bit more but it covers up to $50,000 in medical expenses and includes coverage for kids aged 17 and younger traveling with you. It also offers upgrades such additional medical coverage, “cancel for any reason” (CFAR) coverage and an adventure sports rider that may be a good fit for your trip.

Reasons to consider paying more for travel insurance 

Make sure you understand what you’re giving up if you buy the cheapest travel insurance. Here are a few reasons you may consider paying a little extra for better coverage. 

• Emergency medical. The best travel medical insurance offers primary coverage for emergency medical benefits. Travel insurance with primary coverage can cost more than secondary coverage but will save you from having to file a claim with your health insurance company before filing a travel insurance claim.
• Emergency evacuation. If you’re traveling to a remote location or planning a boat excursion on your trip, look at travel insurance with a high medical evacuation insurance limit. If you are injured while traveling, transportation to the nearest adequate medical facility could cost in the tens to hundreds of thousands. It may make sense to pay more for travel insurance with robust emergency evacuation coverage. 
• Flexibility. To maximize your trip flexibility, you might consider upgrading your travel insurance to “ cancel for any reason” (CFAR) coverage . This will increase the cost of your travel insurance but allow you to cancel your trip for any reason — not just those listed in your policy. The catch is that you’ll need to cancel at least 48 hours before your trip and will only be reimbursed 50% or 75% of your trip expenses, depending on the plan. 
• Upgrades. Many travel insurance plans have optional extras like car rental collision and adventure sports (which may otherwise be excluded from coverage). These will cost you extra but may give you the coverage you need. 

How to find the cheapest travel insurance

The best way to find the cheapest travel insurance is to determine what you’re looking for in a travel insurance policy and compare plans that meet your needs.

 “Travel insurance isn’t one-size-fits-all. Every trip is different, and every traveler has different needs, wants and concerns. This is why comparison is key,” said Morrow.

Consider the following factors when comparing cheap travel insurance plans.

• How often you’re traveling. A single-trip policy may be the most cost-effective if you’re only going on a single trip this year. But a multi-trip travel insurance plan may be cheaper if you’re going on multiple international trips throughout the year. Annual travel insurance policies cover you for a whole year as long as each trip doesn’t exceed a certain number of days, usually 30 to 90 days. 
• Credit card has travel insurance benefits. The best credit cards offer perks and benefits, and many offer travel insurance-specific benefits. The coverage types and benefit limits can vary, and you must put the entire trip cost on the credit card to use the coverage. If your trip costs more than the coverage limit on your card, you can supplement the rest with a cheaper travel insurance plan.
• The coverage you need. When looking for the best travel insurance option at the most affordable price, only buy extras and upgrades you really need. A basic plan may only provide up to $500 in baggage insurance, but if you only plan to take $300 worth of clothes and accessories, you don’t need to pay more for higher coverage limits.

Is cheap travel insurance worth it?

Cheap travel insurance can be worth it, as long as you understand the plan limitations and exclusions. Taking the time to read your policy, especially the fine print, well before your trip can ensure there won’t be any surprises about what’s covered once your journey begins.

“If a traveler is looking for coverage for travel delays, cancellations, interruptions, medical and baggage — a comprehensive travel insurance policy will provide the most bang for their buck,” said Morrow. But if you’re on a tight budget and are only worried about emergency medical care and evacuation coverage while traveling abroad, stand-alone options are cheaper.

Before buying travel insurance, you should also consider what your health insurance will cover. 

“Most domestic health insurance plans, including Medicare, will not cover medical bills abroad,” said Morrow. Even if you’re staying stateside, you may find value in an affordable travel insurance plan with medical coverage if you have a high-deductible health plan (HDHP). 

A cheap travel insurance plan is better than none at all if you end up in a situation that would have covered some or all of your prepaid, nonrefundable trip expenses.

Methodology

Our insurance experts reviewed 1,855 coverage details and 567 rates to determine the best travel insurance . From those top-scoring travel insurance plans, we chose the most affordable for our rating of the cheapest travel insurance.

Insurers could score up to 100 points based on the following factors:

• Cost: 40 points. We scored the average cost of each travel insurance policy for a variety of trips and traveler profiles.
• Medical expenses: 10 points. We scored travel medical insurance by the coverage amount available. Travel insurance policies with emergency medical expense benefits of $250,000 or more per person were given the highest score of 10 points.
• Medical evacuation: 10 points. We scored each plan’s emergency medical evacuation coverage by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 or more per person were given the highest score of 10 points.
• Pre-existing medical condition exclusion waiver: 10 points. We gave full points to travel insurance policies that cover pre-existing medical conditions if certain conditions are met.
• Missed connection: 10 points. Travel insurance plans with missed connection benefits of $1,000 per person or more received full points.
• “Cancel for any reason” upgrade: 5 points. We gave points to travel insurance plans with optional “cancel for any reason” coverage that reimburses up to 75%.
• Travel delay required waiting time: 5 points. We gave 5 points to travel insurance policies with travel delay benefits that kick in after a delay of 6 hours or less.
• Cancel for work reasons: 5 points. If a travel insurance plan allows you to cancel your trip for work reasons, such as your boss requiring you to stay and work, we gave it 5 points.
• Hurricane and severe weather: 5 points. Travel insurance plans that have a required waiting period for hurricane and weather coverage of 12 hours or less received 5 points.

Some travel insurance companies may offer plans with additional benefits or lower prices than the plans that scored the highest, so make sure to compare travel insurance quotes to see your full range of options.

Cheapest travel insurance FAQs

When buying travel insurance, cheapest is not always the best. The most affordable travel insurance plans typically offer fewer coverages with lower policy limits and few or no optional upgrades. Add up your total nonrefundable trip costs and compare travel insurance plans and available features that cover your travel expenses. This strategy can help you find the cheapest travel insurance policy that best protects you from financial loss if an unforeseen circumstance arises.

Get the coverage you need: Best travel insurance of 2024

According to our analysis, WorldTrips , Travel Insured International and Travelex offer the best cheap travel insurance. Policy coverage types and limits can vary by each travel insurance provider, so the best way to get the cheapest travel insurance plan is to compare several policies and companies to find the right fit for your budget.

A good rate for travel insurance depends on your budget and coverage needs. The most comprehensive travel insurance plan is usually not the cheapest. But cheap trip insurance may not have enough coverage or the types of coverage you want. Comparing different levels of coverage and how much they cost can help you find the best cheap insurance for travel. 

The average cost of travel insurance is between 5% to 6% of your total travel expenses for one trip, according to our analysis of rates. However, you may find cheaper travel insurance if you opt for a plan with fewer benefits or lower coverage limits. How much you pay for travel insurance will also depend on the number of travelers covered, their ages, the length of the trip and any upgrades you add to your plan.

Travel insurance covers nonrefundable, prepaid trip costs — up to the policy coverage limits — when your trip is interrupted or canceled for a covered reason outlined in your plan documents. Even the cheapest travel insurance policies usually provide coverage for:

• Medical emergencies.
• Trip delays.
• Trip interruption.
• Trip cancellation.
• Lost, stolen or damaged luggage.

However, if you’re looking to save on travel insurance, you can shop for a policy that only has travel medical insurance and does not include benefits for trip cancellation .

Even when you buy cheap travel insurance, you can often use upgrade options to customize your policy to meet your specific needs. 

Some common travel insurance add-ons you may want to consider include:

• Rental car damage coverage. 
• Medical bundle.
• Security bundle.
• Accidental death and dismemberment coverage.
• Adventure sports bundle.
• Pet bundle.
• Wedding bundle.
• “Cancel for work reasons” coverage.
• “Interruption for any reason” (IFAR) coverage.
• “Cancel for any reason” (CFAR) coverage .

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Mandy is an insurance writer who has been creating online content since 2018. Before becoming a full-time freelance writer, Mandy spent 15 years working as an insurance agent. Her work has been published in Bankrate, MoneyGeek, The Insurance Bulletin, U.S. News and more.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

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I'm a financial planner, and I'd recommend annual travel insurance to anyone who loves to travel abroad

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• Frequent and spontaneous travelers will likely benefit from annual travel insurance policies.
• Your credit card may come with some travel protections, but it may not be enough.
• When choosing a policy, look at what it covers, not just what's cheapest.

Summer is just a few months away — and if you're planning a vacation this year, the last thing you want is an unexpected event to derail your plans (and cost you hundreds).

Flights get delayed or canceled constantly. Luggage disappears into the ether. Medical emergencies occur in remote destinations. Yet many jetsetters simply cross their fingers and hope for the best rather than prepare for the worst.

That's why, as a financial planner, I believe it's crucial to consider protecting your trips with the right insurance coverage. One option often overlooked, particularly by frequent travelers, is annual travel insurance .

Annual travel insurance covers all your trips within 365 days. Unlike stand-alone travel insurance, which only covers you for a specific trip, an annual policy covers any trips you take within the year.

That's why I tell clients who travel frequently that an annual policy is a good choice for their needs. By opting for an annual plan, you don't have to go through the hassle of booking multiple policies and potentially save money compared to purchasing individual trip coverage. Here's how it works.

What to look for in a policy

While specifics may vary depending on the insurer and plan tier, most include the following key benefits:

• Trip cancellations or interruptions: You may be able to get reimbursed for expenses (even nonrefundable ones!) related to an illness, injury, or natural disaster that forced you to cancel or cut your trip short.
• Emergency medical and dental care: If you fall ill or get injured while traveling, your insurance can help cover the cost of medical treatment.
• Emergency evacuation: In a serious medical emergency or security situation, your policy will arrange and pay for transportation to a hospital or back to your home country.
• Lost, delayed, or damaged baggage: If your luggage is lost, delayed, or damaged during your trip, you can get financial coverage for essential items while you wait for your stuff to be recovered or replaced.
• Trip delays and missed connections: When your travel plans are disrupted due to issues like mechanical problems or severe weather, you may get reimbursement for additional expenses incurred, like meals, lodging, and transportation.

It's important to note that annual travel insurance plans have limitations. Certain high-risk activities, pre-existing medical conditions, and travel to specific regions may be restricted or require additional coverage.

Some travelers may assume that their credit card's built-in travel protections are enough. While many travel rewards credit cards offer perks like rental car insurance, trip cancellation, and baggage reimbursement, the coverage limits are often much lower than a dedicated annual travel insurance plan.

Credit card coverage for emergency medical care is also particularly limited — capped at a few thousand dollars — which may not be enough in the face of a major international medical emergency.

How much travel justifies an annual plan?

For the occasional traveler who takes one or two trips a year, single-trip policies will probably work for you. But if you fall into any of these buckets, you may want to consider an annual policy:

• Regular international travelers (three or more trips abroad yearly)
• Road warriors frequently away for work
• Adventurers engaging in high-risk activities like heli-skiing, scuba diving, or mountain climbing
• Cruisers and tour group travelers
• Students or retirees taking extended trips throughout the year
• Those visiting developing countries with limited medical care

Annual plans cover all of your trips within a 365-day period after purchasing. They're basically a bundle of multiple policies into one package deal. This means you only have to buy one policy to manage, locking in your coverage for the year.

How to decide if an annual policy makes sense for you

Start by reviewing your travel plans this year — and your risk tolerance. Calculate how much buying individual travel insurance policies would cost you over the next year and compare it to the price of an annual plan.

Don't just focus on the premium — carefully evaluate coverage limits, exclusions, and deductibles to ensure you have enough protection for your needs.

An annual policy gives you the flexibility to take spontaneous trips without the hassle of obtaining last-minute insurance. More importantly, it provides peace of mind, knowing that you're covered for a wide range of travel disruptions and emergencies.

As the busy summer travel season ramps up, definitely explore protecting your trips with insurance, especially if you're jetting off internationally. Spending hours on the phone trying to rebook canceled flights or worrying about affording an overseas medical emergency is no way to vacation.

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I've traveled to 9 out of 10 countries in Southeast Asia. Here are the 5 biggest mistakes I made along the way.

• I've traveled solo to nine countries in Southeast Asia.
• I've made many mistakes, from traveling during monsoon season to forgetting to bring enough cash.
• Travelers should make sure they plan ahead and research each country's culture.

Over the last two years, my journey as a travel enthusiast and Business Insider's travel reporter in Singapore has brought me to almost every country in Southeast Asia.

In total, there are 10 countries in Southeast Asia , and I've traveled to nine of them — Singapore, Philippines, Malaysia, Vietnam, Thailand, Indonesia, Cambodia, Laos, and Brunei. Myanmar remains the only country in the region I have not visited, and while I am keen to explore it, I have held off on visiting because of the country's ongoing civil war.

I've watched the sun rise in Angkor Wat in Cambodia and cared for elephants in Chiang Mai, Thailand. I've explored the Bornean jungle in Brunei and crawled the Cu Chi Tunnels in southern Vietnam.

But it hasn't always been easy. I've made several mistakes traveling across the region , especially as a solo traveler. Here are five mistakes I made and how to avoid them.

1. Going during monsoon season and not planning for the weather.

In July, I traveled to Thailand on a reporting trip to cover the budding cannabis industry . There, I was met with heavy rain nearly every day. In Bangkok, I was staying in a hostel in Chakkrawat , a district with narrow, meandering streets, which made it difficult to walk anywhere in the pouring rain.

I didn't plan for the weather, so I didn't have an umbrella or poncho with me and had to rush to get one at the last minute. I also had a packed itinerary with a lot of travel between meetings, which was a hassle in the constant downpour.

Before traveling to Southeast Asia, make sure to avoid two seasons — the monsoon season, which often comes with strong typhoons in countries like the Philippines, and the burning season, where farmers burn land for fertile soil. This is a common occurrence in countries like Laos, Thailand, and the island of Borneo, which is shared between Brunei, Indonesia, and Malaysia.

When I traveled to Laos in April last year during the burning season , most of my plans — including a hot air balloon ride — were canceled because of the thick smog. I also didn't have an N95 mask with me, and I ended up with a sore throat.

If you do plan to come during these seasons, make sure to pack accordingly and plan a flexible schedule.

2. Traveling during Ramadan and expecting the same practices everywhere.

Having grown up in Singapore, I'm familiar with the practices during Ramadan , the holy month for Muslims, where they fast for most of the day. I studied Malay for seven years, and in school, I often fasted with my Muslim classmates and ate only in private.

Still, in many cities in Singapore, Malaysia, and Indonesia , non-Muslims are free to dine in public, so long as they do so respectfully. But on my trip to Brunei in April — at the height of the burning season and in the middle of Ramadan — there were more practices I needed to observe.

Most restaurants were closed, and diners weren't allowed to eat there even if they were open — only take-out was allowed. Eating in public was a major faux pas even for non-Muslims, and if you want to drink some water, you can only do so when nobody is around.

It wasn't easy, especially as Brunei was sweltering at 100 degrees Fahrenheit on some days. I made do by returning to the hotel for lunch and grabbing a big dinner with the locals at the night market after they had broken their fast.

3. Not packing enough modest outfits when visiting temples and mosques.

Southeast Asia is pretty liberal, and you can wear whatever you want in many places. In popular destinations like Phuket, Thailand, and Bali, Indonesia, lots of tourists walk around in bikini tops and shorts, and locals mostly tolerate it.

But there are certain places you do need to cover up, like places of worship, which include temples and mosques. When I visited Angkor Wat — the famed temple complex in Cambodia — in February last year, I found some tourists being told off by the local tour guides for wearing shorts and tank tops — "Tomb Raider" style.

I've learned to err on the right side of caution and bring a sarong wherever I go. It's an easy way to cover up and make an outfit more modest when you need to.

4. Forgetting to pack medication, especially when I plan to eat street food.

Southeast Asia has some of the world's most flavorful food. In every country, you can find food that is cheap and delicious, and that includes Singapore , the world's most expensive city. In countries like Malaysia and Vietnam, street food dishes can cost as little as a dollar.

I eat mostly street food when I travel in Southeast Asia, so medicine for tummy-related illnesses is a must. I've only gotten sick twice from eating street food — and it was the same dish both times— and unfortunately, those were the few times I didn't have medicine with me.

I'm a pretty adventurous eater. I've eaten everything from pufferfish stew to frog porridge and dishes made with intestines off the street. I've learned to wash the utensils provided before digging in and make sure the food is cooked to order and heated up before being served.

5. Relying on my card and not bringing enough cash with me.

In Singapore, I don't really use cash and often use Apple Pay, mobile payments, and cards. But I've found that many stores in other countries in Southeast Asia only accept cash.

For example, on my third trip to Vietnam, I spent an hour trying to make payment via bank transfer after the staff at a luxury perfume shop — which was selling items priced upwards of $200 — informed me at the last minute that they didn't accept card or contactless payment.

I've also found the majority of street vendors in the region only accept mobile payment — which is limited to local banks — or cash. I've learned to change a considerable amount of money before leaving the airport and keep whatever I didn't use for my next trip.

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